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Courses |
Credits |
Roster Fee |
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Advanced Asset Allocation Strategies (CPE)
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General: 2.5
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$0.00
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Establishing an appropriate asset mix is a dynamic process and it plays a key role in determining a portfolio's overall risk and return. As such, a portfolio's asset mix should reflect the client's goals at any point in time. There are a few different strategies for establishing asset allocations. This course will review the key models and help the financial advisor develop an asset allocation strategy that is appropriate given the individual client's needs. |
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Annuities in Retirement Planning (CPE)
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General: 1
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$0.00
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This course is designed to provide an understanding of the roles and structures of different types of annuities, as well as important considerations when recommending an annuity: features, risks, benefits, costs, and suitability factors. This course also discusses important tax considerations including tax deferral and recharacterization of taxable income upon distribution, and the regulatory pitfalls of recommending annuities to fund other types of already tax-deferred investment vehicles including IRAs.
The learner will have one year from the date of purchase to fully complete the course. |
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Disability Income Insurance (CPE)
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General: 2
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$0.00
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This course provides a detailed review of the basics of disability insurance and addresses concerns related to individuals and businesses. Topics include the need for disability insurance, how the policies work and how they are issued. Broad issues of a policy such as underwriting, defining a disability and riders will be covered. Several case studies provide excellent examples of issuing the most applicable policies. |
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Effects of Market Uncertainty on Retirement Planning (CPE)
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General: 1
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$0.00
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This course will help the students understand the psychological and financial impact that market volatility has on consumers and on the retirement planning process. It discusses how variable products can provide tools and solutions to mitigate the effects of market uncertainty on retirement portfolios. Asset allocation, dollar cost averaging, guaranteed living benefits and other ideas will be discussed as they relate to long-term retirement planning under all types of market conditions. |
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Estate Planning (CPE)
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General: 3.5
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$0.00
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Estate planning is the process in which consideration is given to accumulating and allocating income and assets for the purpose of creating a better quality of life for an individual and others during life and after death. To achieve the goals sought by estate planning, the accumulation and retention of income and assets must be accomplished by avoiding the severe impact of income, estate and gift taxes, as well as ensuring the disposition of assets at death. This course will provide you an understanding of the key components of estate planning to allow you to create the appropriate financial plan for your client. |
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Ethics and Professional Conduct (CPE)
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Ethics: 1.5
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$0.00
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This course covers some of the basics of ethics, including offering a glance at past legislation that has brought us to where we are today. By also outlining the importance of the professional, this course gives a concrete explanation of the importance of ethics to today's financial professional. |
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Ethics for the Financial Services Professional (CPE)
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Ethics: 1.5
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$0.00
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This course will provide an overview of the characteristics of ethics and professionalism. Topics included are the standards by which a professional should be judged and a study of ethics on its philosophical and compliance levels. * This course is not Texas classroom equivalent. |
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Income Planning for Heirs: Annuity Contract Structure (CPE)
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General: 2
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$0.00
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By taking a look at the roles and rights of the three parties (owner, annuitant and beneficiary) of an annuity, along with some of the major variations found in different annuity contracts, this course covers many important aspects of income planning for heirs. It will also help to better understand the various outcomes of the available annuity contracts and recognize the disposition and tax consequences of each scenario. The learner will have one year from the date of purchase to fully complete the course. |
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Income Planning for Retirement (CPE)
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General: 2
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$0.00
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This course will provide an understanding of the need for planning for retirement income needs as a part of the financial planning process. The topics covered include the need for planning, asset allocation, annuitization, and payout options available. The course concludes with an enumeration of the steps that need to be taken to plan for retirement income, including a detailed case study. |
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Introduction to Individual Retirement Accounts (CPE)
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General: 1
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$0.00
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This course provides an overview of individual retirement accounts including traditional and Roth IRAs, eligibility, funding, distribution, and taxation. It also discusses RIA rollovers from qualified plans, and the DOL's proposal to expand the definition of a fiduciary to those who recommend such rollovers or otherwise work with IRA clients. The learner will have one year from the date of purchase to fully complete the course. |
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Principles of Asset Allocation (CPE)
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General: 1.5
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$0.00
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This course provides an understanding of the concepts of asset allocation and its importance in financial planning. The topics covered include the definitions of asset allocation and asset classes, the concepts of risk and how they relate to the asset allocation process, and a discussion of the client information that is needed to properly allocate the client assets. The learner will have one year from the date of purchase to fully complete the course. |
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Producers and Their Ethical Standards (CPE)
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General: 2.5
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$0.00
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On completing this course professionals will be able to understand the importance of ethics in the insurance industry. They will learn the standards and requirements they are to uphold and how to successfully implement these when dealing with both clients and insurance companies. This will course will allow the professional to create both a personal and professional code of ethics which they can follow in each and every aspect of their business. |
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Retirement Planning (CPE)
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General: 1
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$0.00
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This course will familiarize the participant with the growing financial needs of retirement and the need for saving and investing for retirement. Subjects in the course include calculating income needs for retirees, future value of money and retirement spending. The participant will learn about different sources of retirement income including fixed and variable annuities in addition to various types of retirement income savings tools. |
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Retirement Planning and Annuities (CPE)
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General: 3.5
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$0.00
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Planning for retirement can involve multitudes of subjects. The more people are educated on the value of annuities, the more they will want this product. One of the last things on young couples' minds is retirement planning. Couples may think about who would care for their children if they died. They may have had a will drawn up to protect their property for their heirs. Providing an income for their retirement, however, seems to be the last to be planned. The earlier a young couple plans for their retirement, the more their retirement will be free from financial anxieties. This course requires a basic knowledge of annuities and the terminology used in the sale of annuities. |
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Senior Needs Planning (CPE)
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General: 1
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$0.00
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Today's retirees are more active and have longer life expectancies than ever. It is not uncommon for retirement to last 20 or even 30 years, and during that time, today's retirees are likely to continue to travel, entertain, and otherwise continue to live - and consume - as they have become accustomed. This trend is only expected to continue as younger Baby Boomers enter retirement, and in the not so distant future, Gen Xers approach retirement as well. Given these trends, planning for senior needs is more important than ever. The learner will have one year from the date of purchase to fully complete the course. |