State Requirements

A listing of all requirements is below:

* Quest CE provides CE requirement information as a reference to our students. Every attempt is made to ensure this information is current and correct, however, neither Quest CE nor its employees may affirm the accuracy of this information. Please verify all CE requirement and renewal information with your state or governing board. All information is subject to change without notice.

Alabama Requirements
CE Hrs Required 24 hours (of which 3 should be ethics) per reporting period for producers. CE Courses
Exam completions are recorded in Central Standard Time. You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline Last day of birth month every 2 years. If you were born in an even year, you will renew in an even year. If you were born in an odd year, you will renew in an odd year..
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Alabama: 482-1-100-.06 (2)(B)| The examination must be administered by a third party proctor, who must sign an affidavit attesting to the fact that the student received no outside assistance in the completion of the final examination. The proctor cannot be a friend, relative, or co-worker of the licensee, nor anyone with a financial interest in the success of the licensee taking the examination. Examples: Exams might be monitored by a third party testing center employee, librarian, teacher, or public official.
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Alaska Requirements
CE Hrs Required 24 hours required every 2 years. Licenses may complete the requirement by taking courses in the following subject areas: insurance technical or product information; risk management; insurance law and regulation; mathematics, statistics, and probability; economics; business law; finance; taxation directly related to insurance products; business insurance ethics; licensee professional liability; or business organization, management, and environment, including motivation, psychology, and sales training. No more than 8 CE hours may be completed in the subject areas of business organization, management, and environment, including motivation, psychology, and sales training.
License Renewal Deadline You must renew on your Date of Birth every 2 years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Arizona Requirements
CE Hrs Required After January 1, 2014, 48 credit hours, including 6 ethics credits, are required every four years. <br>CE Courses <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline You must renew on the last day of your birth month every 4 years.
Ethics Requirement No Ethics Requirement (After January 1, 2014, 6 Ethics Credits Required)
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Continuing Education Requirements Flyer for Arizona Insurance Licensees | Can I satisfy CE requirements with self-study courses? You can use self-study courses if you pass a monitored examination after completing the course. Monitoring ensures that the person who gets the CE credit is the same person who passed the examination. A proctor must monitor the exam. A proctor is either: - An Arizona-licensed insurance producer appointed by the provider director. - A person appointed by the provider director who is in the business of administering education or examinations (licensed testing centers such as Prometric).
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Arkansas Requirements
CE Hrs Required 24 hours, which includes 3 hours in ethics, required every two years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline You must renew every year on or before the renewal date of your license. Licensed producers renew the last day of birth month every 2 years. (If you were born in an even year, you will renew in an even year. If you were born in an odd year, you will renew in an odd year.)
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | AR RULE 50, SECTION 4. (B.)(10.)(e.) | Any person with no family or financial relationship to the licensed producer may proctor an examination under this Rule. Proctors must be a disinterested third party and shall not serve for examinations of: family members or relatives or dependents, employers or supervisors, employees or subordinates, partners or joint ventures or co-owners, current or former teachers or pupils, neighbors or personal friends or significant others, or for anyone in whom the proctor has an economic or other interest in assuring the successful outcome of the examination.
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Course Monitor Affidavit
California Requirements
CE Hrs Required 24 hours required, including 3 hours of ethics, every 2 years for Life or Health Agents. <br> <b>Producers who renew on or after January 31, 2014: </b> 24 CE hours, including 3 hours of ethics are required every 2 year license term (see license renewal deadline below).<br> <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is every two years on the last day of the month in which your license was issued.
Ethics Requirement After January 31, 2014, 3 Ethics Credits Required
LTC Requirement 8 Initial LTC; 8 Hours LTCP Initial & 8 Hours Ongoing
Exam Requirement(s) No Monitor Required
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Certified Financial Planner (CFP) Requirements
CE Hrs Required 30 hours every 2 years. 2 Hours must be in a CFP Board approved Ethics Course. Excess hours may not be carried over into the next reporting period. Courses may be repeated as long as they are not completed within the same renewal period. <br><b>CE Courses</b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline Renewal period expires on the last day of renewal month every 2 years.
Ethics Requirement 2 CFP Board Ethics Required
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CFFP (CRPC/CRPS/RP) Requirements
CE Hrs Required Designees are required to complete sixteen (16) continuing education credits (hours) per designation within the two-year authorization period. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline CE hours must be earned during the current authorization period, which is a two-year period. CE hours earned in excess of the requirement may not be applied to subsequent authorization periods. CE hours earned for any one program may not be split between two authorization periods.
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Chartered Financial Specialist (CFS) Requirements
Colorado Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is the last day of your birth month every two years.
Ethics Requirement 3 Ethics Credits Required (Producers may carry over up to 12 credit hours into a new license cycle)
LTC Requirement 16 Initial Credits (8 LTC & 8 LTCP Classroom), 5 Ongoing Classroom
Exam Requirement(s) Exam Monitor Required | Division of Insurance 3 CCR 702-1 Administrative Procedures Amended Regulation 1-2-4, Section 5 (C.)(1.)(d.)| A self-study course must be followed by a monitored competency exam administered by a disinterested third party who is not:(i.) a minor;(ii.) a relative of the producer;(iii.) the immediate supervisor of the producer; or(iv.) a person with an economic or other interest in assuring the successful outcome of the exam. Note: Being employed by the same company does not mean a person has an economic or other interest. For example, co-workers may administer an exam if the other requirements are met and the co-worker does not regularly work with the producer in a marketing or sales capacity.
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Connecticut Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years. (6 credit hours pertaining directly to the line of authority and the balance of the credits may be any combination or type.) <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is every 2 years on your birthday.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 12 Initial Credits (8 Hours Online & 4 Hours Classroom)
Exam Requirement(s) Exam Monitor Required | CT Sec. 38a-782a-7 | Self-study courses may receive continuing education approval provided they include an examination on course material approved by the commissioner and administered by an impartial and disinterested person who shall not be in the direct line of supervision of any person taking the examination, nor have any financial interest in the success of any person taking the examination. Examples: Monitor may not be a supervisor, subordinate, client, or family member. Exams may be monitored by a disinterested and impartial testing center employee, librarian, teacher, training coordinator, or public official.
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Delaware Requirements
CE Hrs Required 24 hours required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is on February 28th every even year for residents. For non-residents, license renewal is on February 28th of every odd year.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement No Initial, 3 hours ongoing
Exam Requirement(s) No Monitor Required
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Florida Requirements
CE Hrs Required 24 hours required every 2 years for LH, PC and Title Agents in the line licensed. If you are licensed more than 6 years, 20 hrs must be from intermediate or advanced level courses. Life agents are required to complete 3 hours of senior suitability credits. To lookup CE requirements by license type, consult the Florida Department of Financial Services: <a href="https://dice.fldfs.com/public/pb_cereq_srch.asp">CLICK HERE</a>
License Renewal Deadline License is perpetual. Continuing education is due on your birth month, biennially.
CE Courses
Exam completions are recorded in Central Standard Time.
You have access to the CE course for 1 year from the date the course is added to your student profile.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Georgia Requirements
CE Hrs Required <b>Effective May 6,2014</b> - 24 hours required every 2 years for those licensed less than 20 years.If you have been licensed for more than 20 years, 20 hours are required every 2 years. <br>CE Courses <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal requirements must be completed biennially on or before the last day of the licensees birth month.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing (2 Hours must include Medicaid)
Exam Requirement(s) Exam Monitor Required Disinterested Third Party Defined as someone who is not: a minor; a relative of the producer; a supervisor or sub-ordinate of the producer; or a person with an economic or other interest in assuring the successful outcome of the examination. Note: Being employed by the same company does not mean a person has an economic or other direct interest. For example, co-employees or co-workers of the producer taking the exam may administer the exam so long as the other requirements are met and the co-worker does not regularly work with the producer in a marketing or sales capacity. Examples of a monitor might be: a testing center employee, librarian, teacher, training coordinator, or public official.
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Hawaii Requirements
CE Hrs Required 24 CE hours, including 3 hours of law or ethics, are required every 2 year license term. If holding a dual license, 30 hours are required every 2 years. <br><br> Multi-line producers must complete 10 hours in life/health and accident or sickness and 11 hours in property/casualty with a total of 3 hours in law or ethics.
License Renewal Deadline License renewal is the 16th day of your birth month each even year if your birth month is an even month and every odd year if your birth month is an odd month.
CE Courses
Exam completions are recorded in Central Standard Time.
You have access to the CE course for 1 year from the date the course is added to your student profile.
Ethics Requirement 3 Ethics or Law Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | S431:9A-154 (7) (c) | A Self-Study course examination shall not be administered by a person who:
(1) Is related to, or is a business associate of, the licensee taking the examination; or
(2) Has a financial interest in the success or failure of a licensee taking the examination.
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ICB (CTFA) Requirements
Idaho Requirements
CE Hrs Required 24 hours required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is the first day of the month following the license issue date, biennially.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Illinois Requirements
CE Hrs Required Before each license renewal, an insurance producer must satisfactorily complete at least 24 hours of course study and that at least 3 hours must consist of <u>classroom</u> ethics instruction. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is every 2 years on the last day of your birth month. CE should be completed no later than 1 month prior to license expiration date.
Ethics Requirement 3 CLASSROOM Ethics Credits Required (cannot be online or self study)
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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IMCA (CIMA/CIMC/CPWA) Requirements
CE Hrs Required 40 hours every 2 years, including 2 hours of ethics. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
Ethics Requirement 2 Ethics
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Indiana Requirements
CE Hrs Required 24 CE hours are required every 2 years. For licenses renewed after June 30, 2014, at least <b>3 hours of Ethics</b> credits are required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline The conversion to birth month renewals will begin with licenses renewing in May 2012. As of May 2012, the new license renewal date will be the last day of the birth month. This process should be completed by the end of May 2015.
Ethics Requirement Licenses renewed after June 30, 2014 require at least 3 hours of Ethics.
LTC Requirement LTC: 8 Hours Initial; LTCP: LTC+7 Hours Initial Classroom & 5 Hours Ongoing
Exam Requirement(s) Exam Monitor Required | 760 IAC 1-50-5 | Sec. 5.(a)(4) When taking the self-study examination, the producer shall do all of the following:(A) Sign an affidavit, supplied by the provider, that states the producer did not use outside help, such as an open textbook or another individual, in taking the examination.(B) A second producer must sign the affidavit verifying that the second producer witnessed the first producer's examination and no outside help was used. A producer who takes the examination at a testing center that administers tests for professional designations may have a representative of the testing center sign the affidavit rather than a licensed producer.
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Course Monitor Affidavit
Iowa Requirements
CE Hrs Required 36 hours required every 3 years.<br><br> 50% of total credit hours must be met through classroom study. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is the last day of your birth month every 3 years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | 191 11.2(505,522B) | "Proctored" or "independently proctored" means the supervision by a disinterested third party over the conduct of a producer while that producer is completing an examination that is part of a self-study CE course.

191 11.10(505,522B)(4) | A CE provider must verify that each examination submitted for a self-study course contains an affidavit following the NAIC CE guidelines from the producer that the examination was independently proctored and that the examination was completed without any outside assistance. A CE provider must refuse to award CE credit to producers who fail to submit a properly completed examination.
Correspondence Yes
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Course Monitor Affidavit
Kansas Requirements
CE Hrs Required 12 hours required every 2 years for LH or PC licenses. 24 hours required every 2 years for both LH/PC combined licenses. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is every 2 years on your birthday every even year if your birth year is even and every odd year if your birth year is odd.
Ethics Requirement 1 Ethics Credit Required for single licenses and 2 Ethics Credits Required for combined licenses.
LTC Requirement 4 Initial Credits, 1 Ongoing
Exam Requirement(s) Exam Monitor Required | Kansas Insurance Commissioner Course Application and Approval Guidelines Self-Study / Internet Courses | Examination monitors shall not be affiliated in any way with the sponsoring organization or the licensee and shall be subject to approval by the commissioner.
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Kentucky Requirements
CE Hrs Required 24 hours required every 2 years with a minimum of 6 hours in the line you are licensed in. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is the last day of your birth month every 2 years. If your birth year is an even year, your renewal will be on an even year. If your birth year is an odd year, your renewal will be on an odd year.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Louisiana Requirements
CE Hrs Required 24 hours required every 2 years for Life, Life with P&C, P&C, and P&C with Life. Three of the 24 credits must be ethics. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is last day of birth month. LH licensees renew every even year and PC licensees renew every odd year.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Maine Requirements
CE Hrs Required 24 hours required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License is perpetual. Continuing education is due the last day of your birth month every 2 years. If you have an even birth year, your renewal is during an even year. If you have an odd birth year, your renewal is during an odd year.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Maryland Requirements
CE Hrs Required 24 hours every 2 years including 3 ethics, title producers only need 16 credits. 8 hours biennially for agents with 25 years or more of experience as a licensed agent in Maryland.<br><br>
License Renewal Deadline License renewal is your license issuance date, every 2 years.

CE must be taken prior to the expiration date of your license. For example, if your license expires on May 20, courses must be completed by May 19.
CE Courses
Exam completions are recorded in Central Standard Time.
You have access to the CE course for 1 year from the date the course is added to your student profile.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing (2 Must be CE)
Exam Requirement(s) No Monitor Required
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Massachusetts Requirements
CE Hrs Required 60 hours, including 3 hours of ethics, the first 3 years. Thereafter, 45 hours, including 3 hours of ethics, every 3 years. These must be completed prior to your license renewal date. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline 3 years from original license date.
Ethics Requirement 3 hours
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Disinterested Third Party | defined as someone who is not: a minor; a relative of the producer; a supervisor or sub-ordinate of the producer; or a person with an economic or other interest in assuring the successful outcome of the examination.

Note: Being employed by the same company does not mean a person has an economic or other direct interest. For example, co-employees or co-workers of the producer taking the exam may administer the exam so long as the other requirements are met and the co-worker does not regularly work with the producer in a marketing or sales capacity. Examples might be: a testing center employee, librarian, teacher, training coordinator, or public official.
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Michigan Requirements
CE Hrs Required 24 hours required every 2 years, 3 of which must be Ethics. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline Effective 1/1/2010 - Licensees with dates of birth in odd years will have CE due the first day of their birth month every two years in all odd years. Licensees with dates of birth in even years will have CE due the first day of their birth month every two years in all even years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement Required, but Unspecified by State
Exam Requirement(s) Exam Monitor Required | Disinterested Third Party | Department of Insurance and Financial Services (DIFS) - Insurance Licensee Continuing Education FAQ | What is the definition of a disinterested third party? A person who has no financial interest in the success or failure of a licensee maintaining an insurance license. The disinterested third party must also certify the exam was closed book and no other assistance was used to obtain a passing score on the exam.
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Minnesota Requirements
CE Hrs Required 24 hours required every 2 years. <br><br> All CE may be completed through self-study. No more than 15 hours may be company-sponsored. Quest CE online courses are not company sponsored. Further information, click <a href="http://mn.gov/commerce/images/LicensingChangesEffective7-1-10.pdf">HERE</a>.
License Renewal Deadline Note: You are able to stop and resume a course where you left off. However, in order for your progress to resume properly, please ensure the following:
1. Your browser must have cookies enabled.
2. You must click logout on the page you wish to return to.
3. You must log in again on the same computer.

Renewal is the last date of producer's birth month.
Ethics Requirement 3 Ethics Credits
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Exam Monitor Required
CE Courses
Exam completions are recorded in Central Standard Time.
You have access to the CE course for 1 year from the date the course is added to your student profile.
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Mississippi Requirements
CE Hrs Required 24 hours of continuing education including 3 hours of ethics. For Licenses in effect for less than 18 months 12 hours of continuing education is required. Click <a href="http://www.mid.state.ms.us/licensing/prelicensing_continuing_education.aspx">HERE</a> to calculate how many months your license has been in effect.
License Renewal Deadline A Producer license has a 2-year license term, ending on the last day of your birth month.

An Adjuster license has a 1-year license term, ending on May 31.
CE Courses
Exam completions are recorded in Central Standard Time.
You have access to the CE course for 1 year from the date the course is added to your student profile.
Ethics Requirement 3 Ethics Required
LTC Requirement No
Exam Requirement(s) Exam Monitor Required | Mississippi Insurance Department-Continuing Education Guidelines | CALCULATION OF CREDIT HOURS 2.A. Online final exams are required to be monitored by a disinterested third party (someone with no insurance business or family relationship to the student).

Continuing Education Provider Procedures Packet | A Disinterested 3rd Party Proctor is defined as a NON-INSURANCE RELATED person, age 18 or older, having no family, friend or employment relationship to the student or being in the income stream of the student. Proctor may not be employed by the same company as examinee. An example of a disinterested third party is a testing center, public library, public school, college or university.
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Missouri Requirements
CE Hrs Required 16 hours required every 2 years, 3 of which must be Ethics. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License is due on issuance date every two years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Disinterested Third Party | Self-study courses must have a proctored, closed book examination. Course material and personal notes may not be used. An exam proctor is defined by 20 CSR 700-3.200 as a disinterested third party of at least eighteen (18) years of age, who has no corporate, employment or personal relationship, or other interest, in the student's performance on the examination.
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Montana Requirements
CE Hrs Required 24 hours, including 3 ethics hours and 1 credit hour of legislative changes in Montana insurance statutes and administrative rules, are required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is the first day of your birth month every 2 years. If your birth year is an even year, your renewal will be on an even year. If your birth year is an odd year, your renewal will be on an odd year.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Montana Insurance Continuing Education Procedures for Sponsoring Organizations | A monitored final examination is required as part of courses taught through non-classroom, distance-learning methods (computer-based, text-based, video or audiotape and/or non-classroom teleconference, etc.). A course examination monitor must be a disinterested third party. The monitor cannot be a member of the licensees' family by birth, marriage or any other recognizable family relationship. The monitor may not have financial dependence on the licenseee; this excludes employers, employees, business partners or any other person who would benefit from the licensee passing the examination from monitoring examinations.
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Nebraska Requirements
CE Hrs Required 24 CE hours, including 3 hours of ethics, are required every 2-year license term. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline The license term is every 2 years, ending on the last day of the producer's birth month. Licensees born in an even-numbered year must complete their CE in even-numbered years. Licensees born in an odd-numbered year must complete their CE in odd-numbered years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Nebraska Department of InsuranceContinuing Education Course Information | We are enforcing the NAIC Recommended Guidelines regarding exams for online courses. Final Assessment (exam) Criteria: Impartial "disinterested third party" proctor/monitor who verifies identity and processes affidavit testifying the student received no outside assistance. This would be an individual with no family or financial relationship to the student. We are applying these same requirements to all self study courses including Internet or Self Study.
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Course Monitor Affidavit
Nevada Requirements
CE Hrs Required 30 hrs every 3 years in line licensed. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline 1st day of the month following the license issue date - 3 yrs
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Manager/Supervisor of the Student | Online exams must be monitored by a manager or supervisor of the student.
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New Hampshire Requirements
CE Hrs Required 24 hours required every 2 years. Of the 24 credits, a minimum of 3 credits but no more than 10 credits; shall be an approved ethics courses. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License is due 60 days prior to last day of producers birth month every 2 years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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New Jersey Requirements
CE Hrs Required 24 hours required every 2 years. Once the ethics requirement is met, additional ethics credits apply toward the general requirement for the compliance period. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License is due at end of birth month every 2 years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Disinterested Third Party | A disinterested third party has no family, friend or employment relationship to the student. Monitor may not be in the income stream of the student - a supervisor or subordinate of the student may not monitor the examination. Example of a disinterested third party might be testing center employee, librarian, teacher, or public official.

New Jersey Administrative Code §11:17-3.6 | Continuing Education Self-study courses shall be considered for approval if the program of instruction culminates in a monitored examination of the subject present.
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New Mexico Requirements
CE Hrs Required 15 hours required every year. 7 hours required every year for Title Guaranty. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due each year on 09/30
Ethics Requirement 1 Ethics Credit Required
LTC Requirement An initial 8-hour LTC course must be completed for persons holding a Life and/or Accident and Health line of authority who plan to sell, solicit or negotiate long-term care insurance. A 4-hour LTC refresher course must be completed every 24 months
Exam Requirement(s) No Monitor Required
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New York Requirements
CE Hrs Required As a licensee you must complete 15 credits of Continuing Education (CE) during each two year licensing period. All courses must be completed through a Provider Organization (Provider) approved by the New York State Department of Financial Services. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline The license term for Producers is every 2 years, based on the licensee's date of birth in odd- or even-numbered years. Licensees born in an even-numbered year are required to complete their CE in even-numbered years. Licensees born in an odd-numbered year are required to complete their CE in odd-numbered years.
Ethics Requirement No Ethics Requirement
LTC Requirement 6 Hours Initial Credit
Exam Requirement(s) Exam Monitor Required | State Approved Monitor | The Exam is a Closed Book Exam and must be taken by the licensee in the presence of a New York State approved monitor. Please note there may be a fee charged by the monitor. The state of New York requires a state approved monitor present during all online exams. The state approved monitor must be present before you begin the exam. Click HERE to find an approved monitor in your area. As a monitor, if you believe the student has accessed the exam prior to your presence, please contact Quest CE at 877.593.3366.
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Course Monitor Affidavit
North Carolina Requirements
CE Hrs Required <b>Effective 03/25/2013:</b> CE credits are now reported to Sircon. <br><br> 24 hours required every 2 years. Producers will be required to obtain 24 CE hours, including 3 hours of ethics, every 2 year license term.
License Renewal Deadline License renewal is the last day of your birth month every 2 years. If your birth year is an even year, your renewal will be on an even year. If your birth year is an odd year, your renewal will be on an odd year.
CE Courses
Exam completions are recorded in Central Standard Time.
You have access to the CE course for 1 year from the date the course is added to your student profile.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Exam Monitor Required
Correspondence Yes
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North Dakota Requirements
CE Hrs Required 24 hours required every 2 years, 3 of which must be Ethics. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline The license expiration date is the last day of the producer’s birth month every 2 years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Ohio Requirements
CE Hrs Required 24 hours of CE, every 2 years, at least 3 hours of ethics training. Credit hours associated with ethics courses taken will be applied towards an agent's 24-hour CE requirement. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is the last day of birth month every 2 years. (To verify your next renewal date: click HERE and reference the License Renewal and CE Conversion/Transition Charts.)
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required. Exams are a minimum of 50 questions. Courses approved for more than 5 credits have 10 final exam questions per credit hour.
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Oklahoma Requirements
CE Hrs Required 24 hours every 2 years including 3 hours of ethics and 2 hours of legislative updates. CE cannot be repeated within a 24 month period. Oklahoma Administrative Code establishes a training requirement for producers who sell, solicit or negotiate the sale of annuities. Training is a onetime 4 hour annuity course. Newly licensed producers must complete training prior to selling, soliciting or negotiating such products.
License Renewal Deadline License renewal is due last day issuance month every 2 years.
CE Courses
Exam completions are recorded in Central Standard Time.
You have access to the CE course for 1 year from the date the course is added to your student profile.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Oregon Requirements
CE Hrs Required 24 hours required every 2 years, 3 of which must be Ethics, and 3 hours of Oregon law. No more than four hours is allowed for approved agency management courses. <b>A student may not complete more than 8 credit hours in one day.<b> <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due the last day of the licensee's month of birth on a biennial basis.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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PACE (CLU/ChFC) Requirements
CE Hrs Required 30 hours every 2 years. Beginning in 2016, 3 hours of ethics is required. These 3 hours may count toward the 30 hour requirement. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline December 31st
Ethics Requirement Beginning in 2016, 3 Ethics Hours Required
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Pennsylvania Requirements
CE Hrs Required 24 hours required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due on the last day of the licensee's birth month every 2 years.
Ethics Requirement No Ethics Requirement
LTC Requirement 8 Initial Credits (if Transacting LTPC 1 Hour Must be LTCP), 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Disinterested Third Party | The monitor must be someone who is not a relative or supervisor of the student.
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Rhode Island Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due last day of birth month every 2 yrs.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Self-Study Continuing Education Proctor Requirements | Self-study examinations must be proctored by a disinterested third-party. The proctor must be physically present as the student takes the exam. The examination must be completed by the student, on a closed-book basis without assistance.
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South Carolina Requirements
CE Hrs Required South Carolina requires 24 CE hours, including 3 hours of ethics, every 2 years. For multiple lines of authority, 8 CE hours of subject matter relevant to each line held. Designation holders licensed for 10 years complete 12 hours with at least 6 hours if dual or multi-line licensed. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student p
License Renewal Deadline The license term is every 2 years based on the last day of the licensee's birth month. (Producers born in an even numbered year will renew every even numbered year. Producers born in an odd numbered year will renew every odd number year.)
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Disinterested Third Party | someone who is NOT: (A) a minor; (B) a relative of the producer; (C) an immediate supervisor/manager of the producer, or (D) a person with an economic or other interest in assuring the successful outcome of the examination.

NOTE: Employment by the same company or working for the same employer does not mean a person has an economic or other direct interest in assuring the successful outcome of the examination. For example: co-worker of the producer taking the competency exam may administer the examination so long as the other requirements are met and such co-worker does not regularly work with the producer in marketing or sales capacity.
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Course Monitor Affidavit
South Dakota Requirements
CE Hrs Required 10 hours required every 2 years. 20 hours required every 2 years for dual license with 8 hours in each line licensed with. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due on the last day of the licensee's birth month every 2 years.
Ethics Requirement No Ethics Requirement
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Tennessee Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due on the last day of the licensee's birth month every 2 years.
Ethics Requirement 3 Ethics Requirements
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Texas Requirements
CE Hrs Required 30 hours, including 2 hours of ethics, required every 2 years.<br><br> 50% of the total CE requirement must be met through classroom or classroom equivalent courses. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due on date of issue every 2 yrs. All required continuing education hours must be completed before the expiration date of the license.
Ethics Requirement 2 Ethics Credits Requirements
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Utah Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years.<br><br> 50% of total credit hours must be met through classroom study or online classroom equivalent. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due on last day of license issuance month every 2 years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 3 Initial Credits, 3 Ongoing
Exam Requirement(s) No Monitor Required
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Vermont Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due on March 31 odd years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits (2 Hours Vermont Specific), 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Vermont Department of Banking, Insurance, Securities and Health Care Administration Continuing Education Provider Information Packet | 23. Self-study courses must have a monitored, closed-book exam. 24. Self-study exams must be proctored by a disinterested third party in the manner described by the provider and be consistent with the course as approved by Prometric. A disinterested third party is a person who is not in the direct line of supervision of nor has any financial interest in the success of the person taking the exam. 25. The proctor must be physically present as the student takes the exam.
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Virginia Requirements
CE Hrs Required 16 hours every 2 years. 24 hours every 2 years for dual licensed with 8 hours per line licensed with. <br><br> A producer may not earn more than 8 CE credits per day. Courses approved for more than 8 CE credits must be completed over the span of multiple days with one additional day required for each additional 8 CE credit hours. For example a 15 credit course must completed in no less than two days from starting the course.
License Renewal Deadline Starting in the 2013-2014 Biennium: The license term is 2 years ending November 30 in even-numbered years.

No more than 75 percent of CE credits may be from courses offered by insurance companies or insurance agencies/brokers.
CE Courses
Exam completions are recorded in Central Standard Time.
You have access to the CE course for 1 year from the date the course is added to your student profile.
Ethics Requirement Beginning January 1, 2013, 3 hours of ethics CE credits are required in lieu of 2 hours of laws/regs
LTC Requirement 8 Initial Credits (6 Hours General & 2 Hours LTCP), 4 Ongoing (2 Hours General & 2 Hours LTCP)
Exam Requirement(s) Exam Monitor Required | Virginia Insurance Continuing Education Board Sponsor Information Handbook | A comprehensive final assessment (exam) may be given [with] impartial "disinterested third party" proctor/monitor. The proctor must be over the age of 18 years and unrelated to the student. Examples might be a Corporate Training Department Representative, Supervisor Appointed Co-Worker, or Test Administration Service.
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Washington Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due every 2 years on your Date of Birth.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) No Monitor Required
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Washington DC Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years. 6 hours in each line if you hold a dual license. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is the last day of your birth month every 2 years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement Required but Unspecified by State
Exam Requirement(s) Exam Monitor Required | Disinterested Third Party | Defined as someone with NO family, friend, employment relationship or being in the income stream of the student. Monitor may not be employed by the same company as student. Examples might be testing center employee, librarian, teacher, or public official.
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West Virginia Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due on June 30 every 2 years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Self-Study Continuing Education Proctor Requirements | Self-study examinations must be proctored by a disinterested third-party. The proctor must be physically present as the student takes the exam. The examination must be completed by the student, on a closed-book basis without assistance.
Correspondence Yes
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Wisconsin Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due on Last day birth month every two years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Chapter INS 28 Continuing Education | Ins 28.08 Correspondence courses.(1) Correspondence, self-study, and on-line courses may be approved if they meet the criteria under s. Ins 28.06 (6) and include successful completion of a certified proctored examination.(3) An approved proctor is an impartial, disinterested third party or currently licensed agent with no family or financial relationship to the student. The proctor shall verify the agent's identity and complete an affidavit supplied by the approved provider testifying that the agent received no outside assistance. Membership in a professional association/organization does not constitute a financial relationship.
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Wyoming Requirements
CE Hrs Required 24 hours, including 3 hours of ethics, required every 2 years.<br><br> 50% Non-Company Sponsored Classroom. 50% Company Sponsored Classroom or Online. <br><b>CE Courses<b> <br>Exam completions are recorded in Central Standard Time. <br>You have access to the CE course for 1 year from the date the course is added to your student profile.
License Renewal Deadline License renewal is due on last day birth month every two years.
Ethics Requirement 3 Ethics Credits Required
LTC Requirement 8 Initial Credits, 4 Ongoing
Exam Requirement(s) Exam Monitor Required | Chapter 20 Regulation Governing Continuing Education | Section 14 Credit for Individual Study Programs(c.) All approved correspondence courses and independent study courses must include a monitored examination. The administration of the examinations must be monitored by a disinterested third party. A disinterested third party has no family, friend or employment relationship to the student. Monitor may not be in the income stream of the student - a supervisor or subordinate of the student may not monitor the examination. Example of a disinterested third party mightbe testing center employee, librarian, teacher, or public official.
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