Indiana Insurance Continuing Education

Provider: Quest Continuing Education Solutions Show Dual Credit Only
4 Hour Annuities Training Course (CE)
$14.95
Annuity: 4 Credits

This course is designed to provide the required information to meet your state annuity training course requirement. Consumer recommendations regarding the purchase or exchange of an annuity must be suitable and beneficial to that consumer, based on the consumer's suitability information. Suitability is determined by gathering information related to risk tolerance, financial liquidity and other factors that determine whether or not the annuity being recommended is suitable for the particular consumer. Agents may not dissuade a consumer from providing correct and complete information.

Training Topics

- Types of Annuities - The Parties to an Annuity - Annuity Contract Provisions - Interest Rates - Withdrawal/Surrender Waivers - Annuitization Options - Principal Guarantees - Indexing Crediting Strategies - Consumer Annuity Options - Tax Deferred Growth - Investing in Retirement Assets

Dual Credit

CFA
Roster Fee:
$4.00
A Professionals Guide to Ethical Decision Making (CE)
$14.95
Ethics: 2 Credits

DOES NOT MEET THE CFP BOARD OR CALIFORNIA ETHICS REQUIREMENT. This course will provide an overview of the characteristics of ethics and professionalism. Topics included are the standards by which a professional should be judged and a study of ethics on its philosophical and compliance levels. FL Agents: Eligible License CE9900 Generic Life/Health and Variable | Advanced

Training Topics

- Valuing Professionalism - Standards of Professional Conduct - Understanding Ethics - Compliance and Professionalism - Business Ethics

Dual Credit

APA
CFFP
CFA
IMCA
PRP
Roster Fee:
$4.00
Advanced Asset Allocation Strategies (CE)
$14.95
Life/Health: 3 Credits

Establishing an appropriate asset mix is a dynamic process and it plays a key role in determining a portfolio's overall risk and return. As such, a portfolio's asset mix should reflect the client's goals at any point in time. There are a few different strategies for establishing asset allocations. This course will review the key models and help the financial advisor develop an asset allocation strategy that is appropriate given the individual client's needs. * This course is not Texas classroom equivalent. Florida Agents: Eligible License CE 9901 - Generic Life and General Lines | Intermediate

Training Topics

- Assessing Risk Tolerance - Strategic Asset Allocation - Tactical Asset Allocation - Core-Satellite Asset Allocation - Asset Allocation and Annuities - Retirement Asset Allocation - Asset Allocation and Life Insurance

Dual Credit

APA
CFP
CFFP
CFA
IMCA
PRP
Roster Fee:
$4.00
Annuities Essentials (CE)
$23.45
Life/Health: 8 Credits

The CE credits for this course do not apply toward the 4-hour annuity training requirement. Section I Objectives: Explain basic annuity terms, payout options, and benefits; the annuity's role in an aging America; annuity taxation, the three annuity types (fixed, variable, and equity-indexed (EIA)). Section II Objectives: Compare fixed, equity-indexed, and variable annuity features; advantages, disadvantages, and workings of each product type; and, common product features and calculation methods. Section III Objective: Explore marketing and suitability choices, typical clients for fixed, variable, and equity-indexed annuities; "Annuity Advantage" uses (such as split annuities and control from the grave); legal and ethical considerations when determining suitability. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 2-14 - Life and Variable Annuity | Intermediate

Training Topics

- Types of Annuities - Marketing and Suitability Choices - Legal and Ethical Considerations - Basics of Annuities - Fixed - Variable and EIA - Who is Buying Annuities

Roster Fee:
$4.00
Annuities in Retirement Planning (CE)
$14.95
Life/Health: 1 Credit

This course is designed to provide an understanding of the roles and structures of different types of annuities, as well as important considerations when recommending an annuity: features, risks, benefits, costs, and suitability factors. This course also discusses important tax considerations including tax deferral and recharacterization of taxable income upon distribution, and the regulatory pitfalls of recommending annuities to fund other types of already tax-deferred investment vehicles including IRAs. Florida License Eligibility: 9900 Generic Life/Health/Variable - Misc Subjects | Intermediate

Training Topics

- The role an annuity could play in retirement income planning Roles and rights of three parties to annuity contract (owner, annuitant, and beneficiary) - Characteristics of an annuity including common riders and fees - Benefits of tax deferral with annuity products and potential recharacterization of taxable income upon distribution, from capital gains income to ordinary income - Pros and cons of placing annuities in a tax-deferred account, e.g. an IRA

Dual Credit

APA
CFA
CPE
IMCA
Roster Fee:
$4.00
Annuities Today (CE)
$17.95
Life/Health: 6 Credits

The CE credits for this course do not apply toward 4 hour annuity training requirement. This course is designed to introduce Insurance professionals to the world of annuities. It looks at the development and distribution of the product. It differentiates between fixed and variable annuities, immediate and deferred annuities, and flexible and single-premium annuities. It also examines the marketing aspects of annuities and how insurers invest in this retirement vehicle; and finally, it examines current and past tax treatment of annuities. * This course is not Texas classroom equivalent. Florida Agent Eligibility: CE 2-14 - Life and Variable Annuity | Intermediate FL Agents: Eligible License CE0214 Life and Variable Annuity | Intermediate

Training Topics

- What are Annuities - How Annuities are Used - Taxation of Annuities - Tax Sheltered Annuities - Variable Annuities - Equity Indexed Annuities - Function and Uses of EIAs - Disadvantages of Annuities - The Financial Strengths of Insurers

Roster Fee:
$4.00
Anti-Money Laundering for Agents and Representatives: Overview, Detection and Prevention (CE)
$14.95
Life/Health: 1 Credit

This course is intended for producing agents and registered representatives, and is also suited for investment advisors, supervisors, or any financial service industry professional needing a basic understanding of industry rules regarding anti-money laundering, and how firms detect and prevent possible money laundering. *This course is not Texas Classroom Equivalent. FL Agents: Eligible License CE 9900 - Generic Life/Health and Variable | Intermediate

Training Topics

- Overview of Money Laundering - The stages of the money laundering process - Overview of Federal AML measures (BSA, USA PATRIOT Act) - FinCEN, OFAC and FATF - Agents' and brokers' responsibilities - Customer identity verification requirements - Recognizing Money Laundering Red Flags - Overview of Recent Penalties for AML Violations - Case studies relating to a producer's role in detecting and preventing money laundering in daily operations

Dual Credit

IMCA
PRP
Roster Fee:
$4.00
Anti-Money Laundering Regulations and Ramifications (CE)
$14.95
Life/Health: 2 Credits

The objective of this course is to introduce broker dealer employees to the federal laws and regulations that apply to money laundering, record keeping, and reporting. The course discusses some "red flags" that may indicate potential money laundering activities, as well as the penalties that can be imposed for violating federal money laundering laws. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 9901 - Generic Life and General Lines | Advanced

Training Topics

- Awareness of Anti-Money Laundering Regulations - Areas of Concern - Federal Legislation - Knowing your Customer - Verifying a Customer's Identity - Reporting Requirements - Suspicious Activities - Indicators to Consider

Dual Credit

CFFP
IMCA
PRP
Roster Fee:
$4.00
Anti-Money Laundering: Customer Identification Programs, Red Flags, Everyday Scenarios and Enforcement Cases (CE)
$14.95
Life/Health: 1 Credit

This course provides a brief review of the basics of illegal money laundering and the legislative measures adopted to combat money laundering in the US. The course covers requirements for a firm's AML and CIP programs with emphasis on real-world context. The course also discusses red flags that every representative should be aware of in their day-to-day dealings with customers and prospective customers, and with accounts. The course concludes with examples of enforcement cases that reinforce the concepts covered in the text. FL Agents: Eligible License CE 9900 - Generic Life/Health and Variable | Intermediate *This course is not Texas Classroom Equivalent. FL Agents: Eligible License CE9900 Generic Life/Health/Var - Misc Other Subjects

Training Topics

- Money laundering overview - Overview of BSA and AML programs - Overview of CIP programs - Red flags of possible money laundering - Enforcement cases

Dual Credit

CFFP
IMCA
PRP
Roster Fee:
$4.00
Department of Labor Fiduciary/Conflicts of Interest Rule (CE)
$14.95
General: 1 Credit

This course was developed to introduce the Department of Labor Fiduciary Rule to eliminate conflicts of interest when recommending or giving retirement investment advice. There remains an industry-wide media frenzy that is likely to continue through the compliance dates of June 9, 2017 and January 1, 2018. This course explains the fiduciary duty as it stands and what is required of those who sell products for, or provide advice on retirement investing. FL Agents: Eligible License 9900 Generic Life/Health/Variable Misc Subjects | Intermediate

Training Topics

- Fiduciary explained - Conflicts of Interest - Compliance - Litigation - Education - Suitability - Exemptions to the rule - Robo-Advisors - Discipline anticipated

Dual Credit

APA
CFP
CFFP
CFA
IMCA
PRP
Roster Fee:
$4.00
Disability Income Insurance (CE)
$17.95
Life/Health: 6 Credits

This course is intended for producers and supervisors that market and sell insurance products to consumers. This course provides a detailed review of the basics of disability insurance and addresses concerns related to individuals and businesses. Topics include the need for disability insurance, how the policies work and how they are issued. Broad issues of a policy such as underwriting, defining a disability and riders will be covered. Several case studies provide excellent examples of issuing the most applicable policies. A representative will be provided with advanced sales solutions to help their clients plan a sound future. * This course is not Texas classroom equivalent.

Training Topics

- Disability Income Insurance - Who Needs Disability Income Insurance - What Disability Income Insurance Accomplishes - Benefit Period - Long and Short Term Disability - Trade Associations - Tax Consequences

Roster Fee:
$4.00
Disability Insurance (CE60)
$14.95
Life/Health: 4 Credits

Disability insurance insured incomes in the event a wage earner is unable to work due to an illness or injury that occurs outside of the work environment. This course takes an active view of the various types of disability insurance coverages available, by using real life scenarios, examples and case studies. Employees with eligible disabilities may require the use of short-term, long-term or Social Security Disability benefits or a combination of these options. Business disability policies are covered to ensure a comprehensive look at everything from coverage options to disability fraud by the less obvious. FL Agents: Eligible License 9900 Generic Life/Health/Variable - Misc Subjects | Intermediate

Training Topics

- Types of Disabilities - Salary Continuation - Short-Term Disability - Long-Term Disability - Social Security Disability - Coordination of Benefits: Setoffs - Disability for Business Owners - Fraud

Dual Credit

CFP
IMCA
PRP
Roster Fee:
$4.00
DOL Rule & BICE for Insurance Producers of Life & Annuity Products (CE)
$14.95
Life/Health: 2 Credits

The Final Rule is a reference to the U.S. Department of Labor's Conflict of Interest Rule under ERISA. The name is slightly confusing since it is not just a Rule. Rather it is a package - a packet of rules, regulations, new and amended exemptions, expanded definitions, compensation strategies and requirements to implement when working with retirement investors - all nicely wrapped into what is now called the Final Rule. One of the exemptions issued with the Rule, the Best Interest Contract Exemption, allows financial professionals to continue in the business of advice, recommendations and strategies to retirement investors, while working as a fiduciary and continuing to receive variable compensation. This course is a study of that exemption - the BICE. FL Agents: Eligible License 9900 Generic Life/Health/Var - Misc Subjects | Intermediate

Training Topics

- Best Interest Contract Exemption - Conflict of Interest Rule - Fiduciary Requirement - Definitions - Compliance - Speculation

Dual Credit

APA
CFP
CFFP
CFA
PRP
Roster Fee:
$4.00
Estate Planning (CE)
$14.95
Life/Health: 4 Credits

Estate planning is the process in which consideration is given to accumulating and allocating income and assets for the purpose of creating a better quality of life for an individual and others during life and after death. To achieve the goals sought by estate planning, the accumulation and retention of income and assets must be accomplished by avoiding the severe impact of income, estate and gift taxes, as well as ensuring the disposition of assets at death. This course will provide you an understanding of the key components of estate planning to allow you to create the appropriate financial plan for your client. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 9900 - Generic Life/Health and Variable | Intermediate

Training Topics

- Value of Estate Planning - The Estate Planning Process - Property Transfers Upon Death - Estate Planning Documents Types of Trust Used in Estate Planning - Estate and Gift Tax Basics Life Insurance and the Estate Plan

Dual Credit

CFP
CFFP
CFA
IMCA
PRP
Roster Fee:
$4.00
Ethical Considerations for Life and Death (CE102)
$39.95
Life/Health: 17 Credits

On completing this course, producers will understand the importance of integrating insurance products into the lives of clients and helping them with investing as part of their financial strategy, planning, and preparation for their futures. Agents will see how personal and professional ethics and ethical practices help agents reach their goals with integrity, as well as review continuing education requirements, new federal laws, and Acts introduced, which influence the insurance industry. Producers will learn the standards and requirements they are to uphold and how to successfully implement these standards and requirements when dealing with clients and insurance companies. This course will allow producers to create a personal and professional code of ethics they can follow in every aspect of their personal and professional business. FL Agents: Eligible License 9900 Generic Life/Health/Variable - Misc Subjects | Intermediate

Roster Fee:
$4.00
Ethical Standards for Producers (CE)
$14.95
Ethics: 3 Credits

On completing this course producers will be able to understand the importance of ethics in the insurance industry. Producers will learn the standards and requirements they are to uphold and how to successfully implement these when dealing with both clients and insurance companies. This course will allow the producers to create both a personal and professional code of ethics which they can follow in each and every aspect of their business. * This course is not Texas classroom equivalent.

Training Topics

- Ethics in Modern Society - Ethical Decision Making - A Personal Code of Ethics - Standards of Ethical Behavior - Professionalism - Requirements of Professional Ethics - Public Expectations and the Insurance Industry - Ethics and Insurance Producers

Dual Credit

APA
CFA
Roster Fee:
$4.00
Ethics and Professional Conduct (CE)
$14.95
Ethics: 2 Credits

This course covers some of the basics of ethics, including offering a glance at past legislation that has brought us to where we are today. By also outlining the importance of the professional, this course gives a concrete explanation of the importance of ethics to today's financial professional.

Training Topics

- Valuing Professionalism - The Armstrong Investigation of 1905 - Stock Market Reforms - Compliance and Professionalism - What is Professionalism - The Pursuit of Excellence - Helping the Client Understand Ethics

Dual Credit

APA
C(k)P
CFA
IMCA
Roster Fee:
$4.00
Ethics for the Financial Services Professional (CE)
$14.95
Ethics: 3 Credits

This course will provide an overview of the characteristics of ethics and professionalism. Topics included are the standards by which a professional should be judged and a study of ethics on its philosophical and compliance levels. * This course is not Texas classroom equivalent.

Training Topics

- High-Quality Workmanship Education - Uncompromised Values - Pursuit of Excellence - The Past as Prologue to the Future - New Standards for Ethical Conduct - Ethics on a Compliance Level - Valuing Compliance and Market Conduct

Dual Credit

APA
CFA
IMCA
Roster Fee:
$4.00
Fixed & Variable Annuities vs Mutual Funds (CE)
$14.95
Life/Health: 3 Credits

This course compares and contrasts fixed annuities, variable annuities, and mutual funds. It describes each type of product and the reason why people buy them. The course also offers an in-depth analysis of variable annuities and mutual funds including advantages of each and a comparison of performance. This course assumes a basic knowledge of annuities and mutual funds and, as a result, is designated an intermediate difficulty level. FL Agents: Eligible License 9CE 2-14 - Life and Variable Annuity | Advanced

Training Topics

- Investment Safety - Inflation Protection - Marketing Performance - Main Reasons People Buy Mutual Funds - Mutual Fund Advantages - Variable Annuity Advantages

Dual Credit

APA
CFFP
CFA
Roster Fee:
$4.00
Introduction to Individual Retirement Accounts (CE)
$14.95
Life/Health: 1 Credit

This course provides an overview of individual retirement accounts including traditional and Roth IRAs, eligibility, funding, distribution, and taxation. It also discusses RIA rollovers from qualified plans, and the DOL's new rule to expand the definition of a fiduciary to those who recommend such rollovers or otherwise work with IRA clients. FL Agents: Eligible License 9900 Generic Life/Health/Variable - Misc Subjects | Intermediate

Training Topics

- Overview of IRAs - Types of IRAs - Contributions - eligibility and tax considerations - Taxation of Distributions - traditional vs. Roth, premature, RMDs, inherited IRAs, etc. - Roth conversions - Qualified plan rollovers to IRAs - Rollover suitability - Department of Labor (DoL) Fiduciary Rule

Dual Credit

APA
IMCA
PRP
Roster Fee:
$4.00
Life Insurance Today (CE80)
$34.45
Life/Health: 12 Credits

This course takes a comprehensive look at life insurance and how it can be a means of attaining financial security during life and after death. It explains the many applications of life insurance products and how their flexibility allows them to cover a wide range of clients' needs. * This course is not Texas classroom equivalent.

Training Topics

- Term Insurance - Cash Value Insurance - Endowment Insurance - Health Insurance - Group Insurance - HMOS - Planning for Retirement - Annuities - Long Term Care Insurance - Estate Planning Tools - Common Riders - Paying for College - Wills, Probate and Trusts

Roster Fee:
$4.00
Life Settlements (CE)
$14.95
Life/Health: 1 Credit

At the completion of this course agents will understand the concept of a life settlement and the potential benefits they may offer to certain clients.

Training Topics

- What is a Life Settlement - Reasons for a Life Settlement - Tax Implications - Regulatory Environment - NAIC Model Regulation

Dual Credit

CFA
IMCA
Roster Fee:
$4.00
Long Term Care Partnership 8 Hour Training Course (CE)
$23.45
LTCP: 8 Credits

This course was developed to meet the requirements of an 8-hour study on Long-Term Care insurance (LTCI) and Long-Term Care Partnerships (LTCPs). Most of these introductory courses are state-specific; however, federal requirements, state statutes, and the recommendations of the National Association of Insurance Commission (NAIC), have deemed 8-hour courses necessary to properly prepare to sell long-term care products - whether individually, as part of a strategic plan, or with an annuity or annuity rider. NM Agents: This course is available for Life/Health/Variable credit only.

Roster Fee:
$4.00
Long-Term Care and Long-Term Care Partnerships 5-Hour
$14.95
LTCP: 5 Credits

This course was developed to meet the requirements for an ongoing study in long-term care (LTC), long-term care insurance (LTCI), and long-term care partnerships (LTCP), sometime in the two years following successful completion of the one-time, 8-hour course. As long as producers continue selling LTC products, they are subject to a 5-hour study on LTCI, every 24 months. This is a state-specific course in which Indiana statutes and the rules of the National Association of Insurance Commission (NAIC), among others, generally agree to the necessity of continued education in the sale of LTCI (every 24 months) to stay in the game professionally, and knowledgeably sell such LTC products; whether individually, as part of a strategic plan, or with an annuity or annuity rider. Ongoing 5-hour LTCI training requirement: This course fulfills the 5-hour obligation of state-approved LTCI producers.

Roster Fee:
$4.00
Planning for Senior Needs (CE)
$14.95
Life/Health: 5 Credits

In 2011 the Baby Boomer Generation began turning 65. Those who have not reached this hallmark age are all in their 50s. This generation is the largest of the U.S. population. The growth of this senior population is unlike anything our country has seen. Unfortunately, it is going to come at great expense. The purpose of senior needs planning is to identify and fund a specific and comfortable amount of net annual retirement income. This course is designed to help financial professionals understand the various risks and challenges today's retirees face and teaches you how to develop a plan for your clients so they may sustain their lifestyles throughout retirement. Due to the prerequisite of a thorough understanding of all available investment vehicles, this course is designated as Intermediate *This course is not Texas classroom equivalent. FL Agents: Eligible License CE 2-18 - Life and Health | Intermediate

Training Topics

- Retirement Income Needs - Minding the Gap - Reverse Mortgage - Inflation - Annuity Payout Options - Paying Current Tax on Your Lump-Sum Payment - Questions about Distributions - Tax on Early Distributions from Retirement Plans, other than IRAs - Settlement Options, Annuities - Premiums - Social Security - Healthcare Needs - Legal Protection

Dual Credit

APA
CFP
CFFP
CFA
IMCA
PRP
Roster Fee:
$4.00
Principles of Asset Allocation (CE)
$14.95
Life/Health: 4 Credits

This course provides an understanding of the concepts of asset allocation and its importance in financial planning. The topics covered include the definitions of asset allocation and asset classes, the concepts of risk and how they relate to the asset allocation process, and a discussion of the client information that is needed to properly allocate the client assets.

Training Topics

- Value-at-Risk - Volatility & Standard Deviation - Correlation - Diversification - Reduction of Portfolio Risk - Value of Diversification - Investor Objectives - Liquidity - Risk Tolerance - Indifference Curve - Time Horizon

Dual Credit

APA
CFP
CFFP
CFA
IMCA
PRP
Roster Fee:
$4.00
Property & Casualty Essentials (CE)
$14.95
Property/Casualty: 5 Credits

This course was developed to meet the continuing education requirements of insurance professionals who need a basic understanding of property and casualty (P&C) insurance and the coverage that P&C includes (eg, homeowners, workers' compensation, auto insurance). FL Agents: Eligible License CE 2-20 - General Lines (Property/Casualty) | Intermediate

Training Topics

- Ethics - Policies - Endorsements - Exclusions - Perils - Contracts - Conditions - Inclusions - Protections - Terminology - Benefits - Risks

Dual Credit

CFA
Roster Fee:
$4.00
Property & Casualty Insurance Fraud and Red Flags (CE)
$17.95
Property/Casualty: 6 Credits

The topic of this course applies to everyone in the insurance industry. Whether in personal, commercial or wholesale insurance, claims or underwriting, adjusting or producing, everyone is affected by insurance fraud. Inevitably, successful, undetected scams translate into higher premiums for even the most honest customers. To keep what we can at bay, those working in the industry need to be educated in detecting, recognizing and preventing insurance fraud. As sophisticated as insurance fraud prevention methods can be, criminals can become just as sophisticated in their methods of defrauding that system. This course reviews red flags that show themselves in various property and casualty markets. From the garden variety fraud we've all read or heard about (like padding a claim), to more deviant, thought-out frauds that can ruin innocent, unsuspecting people, red flags are often there for the trained eye to see. FL Agents: Eligible License 0220 General Lines (Property/Casualty)

Training Topics

- Auto Insurance Fraud and Red Flags - Homeowners Insurance Fraud and Red Flags - Flood Insurance Fraud and Red Flags - Business Owners Insurance Fraud Flags - Real Case Scenarios - State Fraud Bureaus - Red Flags of Insider Fraud

Roster Fee:
$4.00
Retirement Planning and Annuities (CE)
$23.45
Life/Health: 8 Credits

Planning for Retirement can involve multitudes of subjects. The more people are educated on the value of annuities, the more they will want this product. One of the last things on young couples' minds is retirement planning. Couples may think about who would care for their children if they died. They may have had a will drawn up to protect their property for their heirs. Providing an income for their retirement, however, seems to be the last to be planned. The earlier a young couple plans for their retirement, the more their retirement will be free from financial anxieties. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 2-14 - Life and Variable Annuity | Intermediate

Training Topics

- Annuities - Annuity Types Identified According to Policy Owners - Annuity Types Identified According to Policy Owners Risk - Who Would a Policyholder Want to Annuitize - Annuity Management Annuity Advantages and Disadvantages - Pension Plans - Long Term Care Insurance - Suitability and Marketing Practices

Roster Fee:
$4.00
Senior Needs Planning (CE)
$14.95
Life/Health: 1 Credit

Today's retirees are more active and have longer life expectancies than ever. It is not uncommon for retirement to last 20 or even 30 years, and during that time, today's retirees are likely to continue to travel, entertain, and otherwise continue to live and consume, as they have become accustomed. This trend is only expected to continue as younger Baby Boomers enter retirement, and in the not so distant future, Gen Xers approach retirement as well. Given these trends, planning for senior needs is more important than ever. FL Agents: Eligible License 9900 Generic Life/Health/Variable - Misc Subjects | Intermediate

Dual Credit

APA
CFA
IMCA
Roster Fee:
$4.00
Structure and Suitability of Equity Indexed Annuities (CE)
$14.95
Life/Health: 1 Credit

This course is intended for annuity licensed registered representatives who may recommend annuity products, and the registered principals who supervise them. FL Agents: Eligible License CE 9900 - Generic Life/Health and Variable | Intermediate

Training Topics

- Introduction - What is an Equity Indexed Annuity? - How Interest is Credited to the EIA - The Role of Indexed Annuities in Retirement Planning - EIA Suitability Considerations - EIA Enforcement Action Examples

Dual Credit

APA
CFFP
CFA
IMCA
PRP
Roster Fee:
$4.00
Suitability of Variable Products (CE)
$14.95
Life/Health: 4 Credits

If you complete this course for Nebraska CE Credit: You may only receive credit for one of Quest's suitability courses per compliance period. We will consider the foundation for suitability (FINRA Rule 2111) with respect to its admonition to know the customer and the product. In addition, we will briefly discuss the general characteristics of the various classes of investment products. Following the brief introduction to suitability, the course will focus on the special suitability issues that apply to variable life insurance. At the conclusion, the registered representative will have a basic understanding of variable products and the factors that need to be considered in its suitable recommendation. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 2-14 - Life and Variable Annuity | Advanced

Training Topics

- Financial Status - Investment Objectives - Obtaining Customer Information - Cash and Cash Equivalents - Debt Investments - Stock Investments - Notice to Members 96-86 - Notice to Members 99-35 - Notice to Members 00-44 - Decisional Factors in Variable Product Suitability

Dual Credit

APA
CFFP
CFA
IMCA
Roster Fee:
$4.00
The Truth About Variable Annuities (CE)
$14.95
Life/Health: 4 Credits

An in-depth look at the structure of variable annuities and a balanced discussion of the common media comments surrounding them such as "too expensive", "death benefit not useful", "not suitable for IRAs and qualified plans" and "no tax advantages over mutual funds." In addition, this course describes the structure of variable annuities and gives additional retirement planning uses for variable annuities such as decreasing the impact of the Social Security benefit tax and utilizing variable annuities in charitable remainder trusts and NIMCRUTS. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 2-14 - Life and Variable Annuity | Advanced

Training Topics

- What is a Variable Annuity - Features of Variable Annuities - What is a Mutual Fund - Common Elements of Both Variable Annuities and Mutual Funds - Variable Annuity Fees - Investor Retirement Planning Needs

Dual Credit

APA
CFFP
Roster Fee:
$4.00
Understanding Annuities (CE)
$14.95
Life/Health: 4 Credits

This course consists of four primary topics relating to the design and structure of an annuity. The subjects covered include the parties to the annuity contract, the contract provisions, benefit payments and owner-driven versus annuity-driven contracts. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 2-14 - Life and Variable Annuity | Advanced

Training Topics

- Saving for Retirement - Advantages of Fixed Annuities - Advantages of Variable Annuities - Contract Structuring Considerations - Characteristics of Contract Owner - Annuitant - Beneficiary - Annuitization - Variable Annuity Taxation - Required Distribution at Owner's Death - Guaranteed Death Benefit - Withdrawals and Distributions - Estate Taxation

Dual Credit

APA
CFFP
CFA
IMCA
Roster Fee:
$4.00
Understanding IRAs (CE)
$39.95
Life/Health: 17 Credits

As an investment professional, Individual Retirement Accounts (IRAs) are a natural place to start helping your clients with retirement planning. The IRA is a powerful tool to help clients retire in dignity. What is the difference between Traditional and Roth IRAs? How can the Stretch IRA help with estate planning? This series gives you a better understanding of Traditional and Roth IRAs and some of the decisions your clients may face in planning for retirement. * This course is not Texas classroom equivalent.

Training Topics

- The Genesis of Individual Retirement Accounts - The Penalty Period up to Age 59 1/2 - Planning Period 59 1/2 to 70 1/2 - The Retirement Period - 70 1/2 Until Death - IRA Beneficiaries - Multi-Generational IRA - Trusts - Annuitizing - The US Treasury Law on Distributions - IRAs

Roster Fee:
$4.00
Understanding the Types of Annuities (CE)
$14.95
Life/Health: 1 Credit

This course is intended for registered representatives involved in the recommendation, sale and/or servicing of annuity products, and for supervisors of such representatives. This course discusses types of annuities, their benefits and risks, suitability considerations, and the importance of understanding ownership structures. *This course is not Texas Classroom Equivalent. FL Agents: Eligible License 9900 - Generic Life/Health/Variable - Misc Subjects | Intermediate

Training Topics

- What is an annuity - Types of annuities: fixed/variable/indexed; immediate/deferred; single premium/multiple premium; fixed payout/lifetime payout - Why annuities are used to retirement planning - Parties to the annuity contract and the importance of ownership structure in financial planning - Risks of annuities, and the importance of determining customer suitability

Dual Credit

APA
CFFP
CFA
IMCA
PRP
Roster Fee:
$4.00
Variable Universal Life I (CE)
$17.95
Life/Health: 6 Credits

This course examines the conditions (economic, legislative and other) that gave impetus to the development of the variable universal life (VUL) products. It also discusses the ways in which it is similar to and different from variable life and universal life insurance. Finally, and most importantly, we will look closely at the features of the product. FL Agents: Eligible License CE 2-16 - Life | Advanced

Training Topics

- Factors Stimulating Development - Universal Life Similarities - Variable Life Similarities - Insurance Charges - Policyowner Rights - Policyowner Cash Access - VA, VLI, and VUL Compared - Riders - Variable Subaccount Options - FINRA Guidance - Identifying Suitable VUL Customers

Roster Fee:
$4.00
Variable Universal Life II (CE)
$14.95
Life/Health: 4 Credits

Building from Variable Universal Life Insurance I that variable universal life insurance (VUL) combines the flexibility of universal life insurance (UL) with the policyowner ability to direct the investment of cash values that is a hallmark of variable life insurance (VLI). * This course is not Texas classroom equivalent.

Training Topics

- The VUL Product - VUL Investment - Managing VUL Subaccount Volatility - Premium and Cash Value Tax Treatment - Cash Value Access - Benefits Paid at Death - Modified Endowment Contracts - Suitability - FINRA Guidance - Personal Market Applications - Business Market Applications

Dual Credit

CFP
CFFP
CFA
IMCA
PRP
Roster Fee:
$4.00