| Course | Course ID | Level |
|---|---|---|
| 1031 Exchanges (FE INT) | 10726 | Advanced |
|
This course is intended for brokers and advisors who are interested in assisting investors in taking advantage of the 1031 Exchange, which provides for the tax deferred exchange of real property. Section 1031 is a part of the IRS Code that permits owners of investment property to defer the capital gains tax on the exchange of property of a like kind. The deferral of capital gains applies to a like-kind exchange of rental real estate but not to like-kind exchanges of stocks, bonds and partnership interests. This course discusses the benefits of exchanges ones property versus selling it, general guidelines surrounding a 1031 exchange and different types of exchanges. 10726 37 20 - 1031 Exchange Definition
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| 401(k)s and Qualified Plans (FE INT) | 11543 | Advanced |
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This course is beneficial for individuals whose employers offer retirement plans, including 401(k)s and qualified plans. One of the most important and meaningful benefits an employer can offer is a retirement plan. This is true whether the employer is a large corporation or a small business. Retirement plans allow employers and employees to save money, in tax deferred accounts, delaying income tax payments until funds are withdrawn at some future date. This course discusses types of qualified plans, eligibility requirements and the importance of selecting the most suitable retirement plan. 11543 50 28 - What are 401(k)s and Qualified Plans?
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| 529 Plans and ABLE Programs (FE INT) | 11084 | Overview |
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529 savings plans and ABLE programs provide individuals and their families a way to save money on a tax-advantaged basis for qualified expenses. In this course, you'll learn about the characteristics, costs and special care and handling that you must take when recommending these types of plans to your clients. 11084 49 60 - The State Rules, MSRB Regulations, and FINRA Enforcement
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| NEW! - A Professionals Guide to Ethical Decision Making (FE INT) | 17643 | Overview |
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This course provides representatives with an overview of the characteristics of ethics and professionalism. This course discusses the standards by which a professional should be judged and a study of ethics on its philosophical and compliance levels. The objective of this course is to provide participants with a reasoned analysis of the connection between professionalism and ethical practices. 17643 62 38 - Professionalism |
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| A Professionals Guide to FINRA Rules on Variable Annuities and Variable Insurance Prospecting (FE INT) | 10890 | Intermediate |
|
This course is intended for registered representatives, sales personnel, supervisors, or any financial service industry professional interested in learning new advances in prospecting techniques. The objective of this course is to provide representatives with a summary of the current rules on prospecting for these financial services and products. Covered are the most current FINRA rules, communication standards, SEC rules governing variable annuity prospecting, and general compliance standards. 10890 35 22 - Overview |
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| A Representatives Guide to Delivering Great Customer Service (FE INT) | 10246 | Intermediate |
|
This course is intended for registered representatives and supervisors that primarily work with retail clients. Representatives play a valuable role in customer satisfaction. A customer's positive or negative experience with your firm usually depends on the quality of service on the front line. Firm impressions are long lasting and difficult to change; therefore, it is extremely important that customer service in this area is consistently excellent. In taking this course, representatives will gain an understanding of the skills, attitudes and thinking patterns needed to win customer satisfaction and loyalty. 10246 82 45 - Defining Service |
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| A Supervisors Guide to Electronic Communications: Blogs, Bulletin Boards, Chat Rooms, Social Networks and Websites (FE INT) | 10221 | Overview |
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This course is intended for supervisors that are responsible for monitoring registered representatives' use of the various types of electronic communications, such as blogs, bulletin boards, chat rooms, social networking sites and websites. This course also reviews the various rules and standards that encompass electronic communications. Additionally, specific issues are covered concerning the different methods/forms of electronic communications. It reviews the various rules and standards that cover electronic communications. Additionally, the course will cover FINRA's rules and views regarding electronic communications in the various forms available today. 10221 30 15 - Introduction to Electronic Communications |
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| NEW! - A Supervisors Role in Deterring the Spreading of False Rumors and Market Manipulation (FE INT) | 17644 | Intermediate |
|
This course is intended for retail representatives, institutional representatives, investment advisors, supervisors or any financial service industry professional. This course will look at the problems of the spreading of false rumors and the aftermath that has followed. It will review the SEC's response to this matter and the steps regulators are taking to stop the rumors. Specifically, the course will look at FINRA Rule 2010 and FINRA Rule 6140. Lastly, this course will identify steps organizations must take to ensure their employees are not a party to the spreading of false rumors. All of the practices outlined in this course will help member firms avoid the pitfalls and problems regarding the spreading of false rumors. 17644 18 10 - Deterring False Rumors & Market |
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| Advanced Anti-Money Laundering Overview (FE INT) | 9746 | Advanced |
|
This advanced-level firm element course provides a higher level look at AML for all types of financial services representatives and agents, and includes real-world case studies to illustrate the concepts discussed. Topics covered by this course include: Understanding the evolution of AML laws in the US; Real-world examples of red flags; How reporting tools are used by FinCEN and law enforcement; and Examination of case studies, focusing on red flags that were caught or missed, and how the criminals involved were abusing financial services to launder money for illegal endeavors. 9746 35 20 - Review of Money Laundering Basics
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| Advanced Asset Allocation (FE INT) | 11098 | Advanced |
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This course is intended for registered representatives and supervisors that maintain a solid understanding of mutual fund basics and/or are involved in managing mutual fund accounts. This course provides participants with an advanced look at the terminology and measures involved with risk/return concepts used in portfolio management. A more thorough understanding of the investor's portfolio can be gained through the application of this course. 11098 40 25 - Overview
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| Advanced Cryptocurrency: The Race to Regulate (FE INT) | 17171 | Overview |
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This course provides a refresher on essential knowledge and history of cryptocurrencies alongside a deeper look into the regulatory responses at both state and federal levels as it relates to understanding the ever-changing environment surrounding digital assets in the financial services sector. We will cover custody requirements, cryptocurrency as payment, and a brief look at the crypto marketplace at the end of 2021. OCC guidance will be a primary focus with some discussion on the words of the SEC Chairman Gary Gensler. 17171 33 30 |
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| Advanced Look at Collective Funds (FE INT) | 12262 | Advanced |
|
Collective Investment Funds (CIFs) are tax-exempt pooled investment vehicles maintained by a bank or trust company. The general attributes, regulation and investment risks and rewards of CIFs are discussed in this course. This course will also focus on CIF administrative requirements, internal controls, risks and risk management and the use of third-party vendors. 12262 30 15 - Administrative Requirements Governing CIFs
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| Advanced Look at Insider Trading (FE INT) | 10110 | Advanced |
|
This course is intended for registered representatives, investment advisors, institutional representatives, traders, analysts and supervisors who have a well-rounded background in the issuance, distribution and risk-analysis of conventional securities. Those taking this course should already have an intermediate understanding of the securities markets and economic analysis. Insider trading is a term that most financial professionals have heard and usually associate with illegal conduct. In reality, the term actually includes both legal and illegal conduct. The legal version is when corporate insiders, officers, directors and employees buy and sell stock in their own companies. When corporate insiders trade in their own securities they must report their trades to the SEC. Illegal insider trading refers generally to buying or selling a security in breach of a fiduciary duty or other relationship of trust and confidence while in possession of material, nonpublic information about the security. This course covers the definition of insider trading, why insider trading is important, and insider trading rules. Individuals taking this course will also learn how to identify key terms related to insider trading, rules and regulations governing insider trading, and consequences of insider trading. 10110 37 20 - Insider Trading: Three Scenarios |
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| Advanced Look at Mutual Funds (FE INT) | 10998 | Advanced |
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This course is intended for registered representatives, investment advisors, institutional representatives, traders, analysts and supervisors who have a well-rounded background in the issuance, distribution and risk-analysis of conventional securities. Those taking this course should already have an intermediate understanding of the securities markets. This course will cover the topic of mutual funds, beginning with basic features, characteristics and benefits. The course will wrap-up by discussing tax considerations, breakpoint abuse and asset allocation. 10998 116 61 - What are Mutual Funds?
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| Advanced Options Strategies (FE INT) | 10996 | Advanced |
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Derivative investments, such as swaps, forwards, futures, and options play a varied and unique role in the securities industry within both institutional and retail portfolios. This course is designed to expand upon the student's intermediate understanding of options by exploring different types of options strategies. Options strategies may be employed as a means to protect account holdings as well as the potential to generate a profit. This course focuses on advanced options strategies that may be encountered by the investment professional, as well as the potential risks and rewards involved when investing in this type of derivative. 10996 29 17 - Understanding delta, gamma, theta and vega |
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| Advanced Private Placements (FE INT) | 10048 | Advanced |
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This course is intended for registered representatives and supervisors working with private placements. The term "private placement" refers to the offer and sale of any security by a brokerage firm not involving a public offering; hence it's a "private offering." Private placement offerings are not the subject of a registration statement filed with the SEC under the Securities Act of 1933. Any registered representative involved in the private placement process, is expected to have a working familiarity with Regulation D. This course will take an advanced look at this type of offering, providing insight as to its genesis and the rules and advantages they offer to investors. 10048 31 25 - Definition of Private Placement
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| Advanced Structured Products (FE INT) | 10220 | Advanced |
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This course is designed to educate representatives about the various concepts regarding structured products. The course assumes at least a basic level of understanding of structured products and portfolio management in general. Once a refresher of the basics has been covered, the course describes structured products usage within a portfolio, special risk considerations and how it can be used as an alternative to direct investments in limited partnerships. 10220 27 17 - Types of Structured Products
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| Advertising Guidelines for Investment Advisers (FE INT) | 13026 | Overview |
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Investment Advisers have a complex web of guidelines and regulations to navigate when it comes to communicating with the public, potential investors and existing clientele. In this course, users will learn of the regulations surrounding advertising while picking up some tips and best practices on how to deal with these types of communication. Additionally, the course will cover advertising-related regulations, federal enforcement actions, and regulatory organization guidelines. 13026 55 60 |
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| Alternative Investment Companies (FE INT) | 11580 | Intermediate |
|
This course takes a closer look at the policies, practices, corporate governance and marketing of alternative mutual and exchange-traded funds 11580 35 20 - Liquidity, leverage, and valuation policies and practices
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| NEW! - Alternative Investment Compliance Issues for RIAs (FE INT) | 18196 | Overview |
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This important course is intended for Investment Adviser Representatives (IARs) and Chief Compliance Officers (CCOs) who utilize alternative investments in their business model. It provides practical advice on how Registered Investment Advisers (RIAs) can evaluate alternative investments and determine if they are the right choice for their clients. Advisers will receive guidance on how to conduct due diligence of alternative investments and their managers. In addition, the course will discuss the Securities and Exchange Commission's (SEC) observations regarding the due diligence practices of certain RIAs that manage or recommend alternative investments. It will also identify the red flags that advisers should watch out for when evaluating alternative investments and their managers. 18196 27 25 |
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| Alternative Investment Strategies: Currency (FE INT) | 12342 | Advanced |
|
This course will provide detailed information on the topic of currency, which can be used as an Alternative Investment Strategy. The basic structure of a currency investment will be discussed, as well as its risks and potential benefits. Then, an in-depth look at how a currency investment will react to various market movements and conditions. At the conclusion of this course, you should have a solid understanding of how to effectively use and recommend a currency investment strategy to clients. 12342 46 30 - Currency Derivatives
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| Alternative Investment Strategies: Long/Short (FE INT) | 12205 | Advanced |
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This course will provide detailed information on using a Long / Short Investment Strategy. The basic structure of a Long / Short strategy will be discussed, as well as its risks and potential benefits. Then, an in-depth look at how a Long / Short strategy will react to various market movements and conditions. At the conclusion of this course, you should have a solid understanding of how to effectively use and recommend a Long / Short Alternative Investment Strategy to clients. 12205 45 30 |
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| Alternative Investment Strategies: Market Neutral (FE INT) | 12760 | Advanced |
|
This course will provide detailed information on using a Market Neutral Alternative Investment Strategy. The basic structure of a Market Neutral strategy will be discussed, as well as its risks and potential benefits. Then, an in-depth look at how a Market Neutral strategy will react to various market movements and conditions. At the conclusion of this course, you should have a solid understanding of how to effectively use and recommend a Market Neutral Alternative Investment Strategy to clients. 12760 37 30 |
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| Alternative Investment Strategies: Multi-Alternative (FE INT) | 11927 | Advanced |
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This course will provide detailed information on using a Multi-Alternative Investment Strategy. The basic structure of a Multi-Alternative strategy will be discussed, as well as its risks and potential benefits. Then, an in-depth look at how a Multi-Alternative strategy will react to various market movements and conditions. At the conclusion of this course, you should have a solid understanding of how to effectively use and recommend a Multi-Alternative Alternative Investment Strategy to clients. 11927 42 20 |
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| Alternative Investments (FE INT) | 10560 | Intermediate |
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This course is intended for registered representatives, investment advisers, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution and risk-analysis of conventional securities. Those taking this course should have an intermediate understanding of the securities markets and the wide variety of securities products that are offered for sale to investors. This course will cover the most often utilized alternative investment options, such as Futures, Options, ETFs, Hedged Funds, REITS and Gold. 10560 31 30 - Background of Alternative Investments |
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| Alternative Investments: Now Part of Mainstream Investing (FE INT) | 10878 | Intermediate |
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This course will provide the student with an overview of correlation, diversification, suitability and a variety of alternative investment products including their requirements, risks and rewards. 10878 35 20 - Introduction
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| NEW! - Alternative Mutual Funds (FE INT) | 17656 | Overview |
|
This course will discuss Alternative Mutual Funds, starting with a high-level overview of mutual funds so that we can further discuss alternative mutual funds. The course will follow with examples of the alternative investments found in alternative mutual funds. After an understanding of the assets that will be involved, we'll discuss the investment objectives and strategies. The class will then cover the regulation of alternative mutual funds. We'll examine FINRA Rule 2111 and how it pertains to suitability. The final topic will be the key topics to discuss with clients while selling an alternative mutual fund. The course will wrap up with three case studies on FINRA violations in regards to alternative mutual fund sales. 17656 43 35 |
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| Alternative Mutual Funds - Liquid Alternatives (FE INT) | 10937 | Overview |
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This training segment is to ensure registered representatives are knowledgably working with alternative mutual funds and educating suitable clients in the products before making recommendations. 10937 34 30 - Liquid Mutual Funds
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| Alternative Mutual Funds and Retail Customer Suitability (FE INT) | 10729 | Intermediate |
|
This course was developed to address concerns of the Financial Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC) regarding the sale and suitability of alternative mutual funds. The alternative funds market has skyrocketed since the economic crisis of 2008. Such explosive numbers in the alternative funds sector have caused the market, retail investors, and media to stand up and take notice; and so have FINRA and the SEC. FINRA and the SEC are the regulating agencies of registered mutual funds. 10729 68 30 - This course addresses the components of: |
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| Alternative Mutual Funds: Fundamentals, Risks and Suitability (FE INT) | 16332 | Overview |
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This course is designed to educate employees at financial institutions regarding so-called Alternative Mutual Funds. Although there will be some discussion of alternative investments in general and alternative funds such as hedge funds and ETFs, the main focus will be on mutual funds that invest in alternative assets and/or employ alternative trading strategies. This course will give an overview of the types of funds available, and the pros and cons associated with investing in these funds. It will also discuss the regulatory environment surrounding recommendations and sales of alternative mutual funds. 16332 34 30 |
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| AML Focus on Politically Exposed Persons and Senior Foreign Political Figures (FE INT) | 15696 | Overview |
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This course is designed to educate employees at financial institutions regarding the opening and maintaining of accounts for foreign persons who hold or have held political positions, or who are associated with those who hold such positions. So called Politically Exposed Persons and Senior Foreign Political Figures present firms with risks associated with money laundering and other crimes related to government corruption. This course explores those risks, discusses the regulatory requirements related to assessing and managing those risks, and the ways that firms and agents can mitigate those risks. 15696 32 30 |
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| AML Institutional - Understanding Your Compliance Obligations (FE INT) | 9954 | Overview |
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This course is designed for registered representatives of institutional broker-dealers. The course begins with a review of basic anti-money laundering concepts, and then shifts to the representative's role in preventing, detecting and reporting suspicious activities that may point to illegal money laundering. The course concludes with a case study involving a US broker-dealer's AML failures relating to institutional customer accounts. 9954 38 30 - AML Background
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| An Introduction to Collective Funds (FE) | 4170 | Overview |
|
Collective Investment Funds (CIFs) are tax-exempt, pooled investment vehicles maintained by a bank or trust company. The federal securities laws generally require entities that pool securities to register those pooled vehicles (such as mutual funds) with the SEC. This course provides an introduction to CIFs, the different types, regulations and other basic information about this type of investment. 4170 28 15 - Understand the definition of a CIF
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| An Introduction to Non-Traded REITs (FE INT) | 10507 | Overview |
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This course is intended for registered representatives that primarily work with clients interested in investing in non-traded REITs. Ideal investors include individuals seeking to add income and/or reduce portfolio volatility as part of a broader financial plan. This course will explore REITs as an asset class and will look specifically at non-traded or non-listed REITs, a subset of the REIT market. The course will explore the benefits and risks of investing in the non-traded REIT market and the type of investors who can benefit from these investment products. 10507 32 25 - What is a REIT? |
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| An Overview of FINRA Advertising Rules (FE INT) | 12791 | Overview |
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This course will focus on FINRA rules and regulations related to broker-dealer advertisements. It is designed to provide an overview of general terms, content standards, disclosure requirements, supervision, recordkeeping, and requirements to file certain advertisements directly with FINRA. In addition, SEC rules related to Investment Company, and Investment Adviser advertisements, as well as municipal security advertisements (covered under MSRB rules) will be briefly discussed. This course would be suitable for anyone working in a marketing function, individuals responsible for the internal review and approval of advertisements, compliance staff, and any other individuals seeking a general understanding of advertising regulation. However, it is important that individuals who are directly responsible for the review, approval or filing of firm communications receive additional training. They should also be properly registered with FINRA and/or the MSRB. One form of training is available at FINRA's annual Advertising Regulation Conference (recordings of which are available through FINRA), as well as the FINRA Advertising Boot Camp which is conducted for individuals who are new to advertisement supervision. 12791 45 30 |
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| An Overview of Fixed Income Securities (FE INT) | 11015 | Overview |
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This course is designed to provide representatives with a general understanding of fixed income securities - what they are, how they can be employed in an investor's portfolio, and the risks and rewards involved in investing in fixed income securities. 11015 38 22 - Types of fixed income securities, including Treasury bonds, agency securities, municipal securities, mortgage-backed securities, collateralized mortgage obligations, and preferred stock |
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| Annual AML Update: COVID-19 Risks, Legislative Updates, and Enforcement Actions (FE INT) | 15475 | Overview |
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A course covering 2020 AML updates and enforcement actions would not be complete without understanding the impact of the COVID-19 pandemic on the flow of illicit funds and the new ways that criminals found to exploit the confusion and systemic vulnerabilities exposed by the pandemic as both government and private entities pivoted business models over the course of just a few months. This course weaves together COVID-19 related money laundering examples, with enforcement actions, AML trends, and U.S. Legislation directed at improving AML efforts. 15475 40 30 |
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| NEW! - Annual AML Update: Cryptocurrency, Regulatory Guidance, and Enforcement (INT) | 17476 | Overview |
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This course covers 2021 anti-money laundering (AML) updates and things to consider in an everchanging world. The advent of Covid-19 and multiple variants that have come afterwards has created the perfect storm for those who want to conceal dirty (laundered) money. The new environment of remote work and in a lot of cases virtual interactions with new and existing clients further complicates the ability to track and catch these illegal activities. Add cryptocurrency to the mix with its anonymity and life in the financial industry has become complicated in ways never imagined even 10 years ago. 17476 20 30 |
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| Annual AML Update: Review of Regulatory Guidance and Enforcement (FE INT) | 12604 | Overview |
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This course will review recent Anti-Money Laundering developments including regulatory guidance from the securities and banking industries, FATF cryptocurrency guidance, enforcement actions, a new FinCEN department and several case studies including the Danske Bank AML case and the US' Mueller report. By the end of the course, students will have a better understanding of the front-end of the regulatory environment and how money laundering is detected and prosecuted in modern cases. 12604 48 60 |
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| Annual Compliance Reminders for Institutional Registered Representatives - Vol. 1 (FE INT) | 10068 | Intermediate |
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This course uses facts from actual cases to enable the student to identify regulatory requirements, understand compliance obligations, and recognize the possible consequences of failure to comply with regulatory and firm requirements. 10068 31 20 - Outside business activities
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| NEW! - Annual Compliance Reminders For Institutional Registered Representatives - Vol. 2 (FE INT) | 17649 | Intermediate |
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This course is designed to remind institutional registered representatives of their compliance obligations and draws on recent FINRA enforcement actions to demonstrate the consequences of failing to meet those obligations. 17649 33 20 - The reminders related to social media and public communications;
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| Annuities: Owner Driven and Annuitant Driven Contracts (FE INT) | 11417 | Intermediate |
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This course is intended for registered representatives and supervisors who are involved with the sale of annuity products, the servicing of these products, or providing recommendations/guidance to clients that purchase annuities. All deferred annuities come in two contract forms: namely as Owner-Driven (OD) and Annuitant-Driven (AD). By "driven" we are referring to certain actions that occur upon death that are beyond the control of named parties to the contract unless proper structuring is done regarding who owns who is an annuitant and who is a beneficiary to the contract. This course discusses time horizons, advantages of annuities, deferring taxes and annuity contract structuring. 11417 35 26 - What are Annuities?
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| Annuity Basics (FE INT) | 11204 | Overview |
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This course is intended for registered representatives and supervisors involved in the sale of annuity products, the servicing of these products or providing recommendations/ guidance to clients that purchase annuities. Annuities play an important role in retirement planning, enabling investors to save money and taxes, while eliminating the fear that they will outlive their savings. There are many kinds of annuities - some tailored for income some for future growth and some as savings vehicles dependent on the exact income and investment needs of an investor. This course will provide representatives with a basic understanding of the various types of annuities available to investors today and how they work. 11204 27 16 - What is an Annuity?
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| Anti-Fraud Programs and Controls (FE INT) | 10894 | Advanced |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional interested in learning about anti-fraud programs and controls and what they need to do to ensure that they, and their clients, are not a victim of this crime. Preventing fraud has always been a concern for organizations; in the new regulatory world it has become a matter of law. While the cost of fraud and penalties for non-compliance are in themselves important considerations, today's zero-tolerance environment means that fraudulent financial reporting or misappropriation of assets can have serious ramifications for an organization, and in some circumstances, even spell the demise of an organization. 10894 57 40 - Political and Legislative Context |
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| Anti-Fraud Programs and Controls for the Investment Advisor (FE INT) | 10158 | Advanced |
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Preventing fraud has always been a concern for organizations; in the new regulatory world it has become a matter of law. While the cost of fraud and penalties for non-compliance are in themselves important considerations, today's zero-tolerance environment means that fraudulent financial reporting or misappropriation of assets can have serious ramifications for an organization, and in some circumstances, even spell the demise of an organization. This course will provide an overview of potential fraud situations and measures that can be taken to avoid fraud and protect customers. 10158 47 20 - Political and Legislative Context |
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| NEW! - Anti-Money Laundering and Red Flags for Institutional Clients (FE INT) | 17661 | Overview |
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This course is directed to individuals working with institutional clients who must become more aware of the requirements to detect and prevent money laundering. Specifically, this course complies with the USA Patriot Act requirements for ongoing anti-money laundering training. The course begins with a review of money laundering regulations and the organizations charged with enforcement. The course then outlines the various money laundering stages and suspicious activities that can help personnel detect and prevent money laundering. Finally, the course outlines responsibilities for representatives dealing with institutional clients focusing on knowing your customer, information verification, due diligence, and finally a case study identifying the importance of the following rules and potential problems that may occur if AML procedures are not followed. 17661 28 18 - History of Anti-Money Laundering Regulations
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| NEW! - Anti-Money Laundering and Red Flags for Institutional Clients - Vol. 2 (FE INT) | 17670 | Overview |
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This course is designed for registered representatives of institutional broker-dealers. The course begins with a review of basic anti-money laundering concepts, and then shifts to the representative's role in preventing, detecting and reporting suspicious activities that may point to illegal money laundering. The course includes a case study based on a real-world example of Anti-Money Laundering failures relating to institutional customer accounts. 17670 57 48 - What is Money Laundering?
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| NEW! - Anti-Money Laundering and the Red Flag Rule (FE INT) | 17671 | Overview |
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This course is designed for registered representatives, supervisors, and institutional sales representatives. The objective of this course is to raise the awareness of anti-money laundering regulations so that representatives have the knowledge to prevent and detect money laundering. This knowledge will help ensure that each representative and their employer do not become involved in investigations or scandals that could harm the company's reputation or risk client relationships. After completing this course, representatives will have a better understanding of anti-money laundering regulations, including the Know Your Customer rule, as well as be able to better recognize suspicious activities to protect themselves from the consequences of being linked in any way to money-laundering activities. 17671 40 20 |
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| Anti-Money Laundering Compliance Obligations for Retail Representatives (FE INT) | 9950 | Intermediate |
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This course is intended for retail representatives and provides an overview of broker-dealer AML program requirements, "red flags" and suspicious activities, as well as a registered representative's role in detecting, preventing and reporting suspicious activity. 9950 38 20 - Definition and criminalization of money laundering
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| Anti-Money Laundering Considerations for Banks (FE INT) | 10943 | Intermediate |
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This course is designed for tellers, operational staff, compliance, and any employee working directly or indirectly with the banking industry. This course will provide basic background information on U.S. money-laundering laws and international anti-money laundering efforts. It also discusses actions bankers can take to better identify and manage risks associated with money laundering and terrorist financing. It is intended to provide a high-level discussion of concepts and issues. 10943 45 30 - Overview of Money Laundering
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| Anti-Money Laundering Detection and Prevention for Agents (FE INT) | 10692 | Overview |
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This course provides an overview of AML concepts, tailored for producers. The focus is on the need for front-line brokers and agents to have an understanding of how money laundering works, and the risks and red flags they should be aware of in their role as producers. 10692 71 32 - The stages of the money laundering process
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| Anti-Money Laundering for Agents (FE INT) | 11212 | Overview |
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This course is intended for retail representatives, investment advisors, supervisors, or any financial service industry professional interested in learning how industry rules regarding anti-money laundering rules and regulations. The objective of this course is to introduce agents to the federal laws and regulations that apply to money laundering, record keeping, and reporting. The course discusses some red flags that may indicate potential money laundering activities, as well as the penalties that can be imposed for violating federal money laundering laws. 11212 41 26 - Overview of Money Laundering
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| Anti-Money Laundering for Agents and Representatives: Overview, Detection and Prevention (FE INT) | 9881 | Overview |
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This course is intended for producing agents and registered representatives, and is also suited for investment advisors, supervisors, or any financial service industry professional needing a basic understanding of industry rules regarding anti-money laundering, and how firms detect and prevent possible money laundering. 9881 40 30 - Overview of Money Laundering
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| Anti-Money Laundering for Bank-Affiliated Broker-Dealer Representatives (FE INT) | 10159 | Overview |
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This course is designed for registered representatives of broker-dealers affiliated with banks, credit unions, or similar financial institutions. The course begins with a review of basic anti-money laundering concepts, and then shifts to the representative's role in preventing, detecting and reporting suspicious activities that may point to illegal money laundering. 10159 36 35 - Money laundering overview
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| Anti-Money Laundering for Broker-Dealers (FE INT) | 9892 | Overview |
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This course is intended for retail representatives, investment advisors, supervisors, or any financial service industry professional interested in learning about industry rules regarding anti-money laundering rules and regulations. The objective of this course is to introduce broker-dealer employees to the federal laws and regulations that apply to money laundering, record keeping, and reporting. The course discusses some "red flags" that may indicate potential money laundering activities, as well as the penalties that can be imposed for violating federal money laundering laws. 9892 43 30 - Overview of Money Laundering
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| Anti-Money Laundering for Broker-Dealers - Vol. 2 (FE INT) | 9877 | Intermediate |
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This course is designed for registered representatives of FINRA member broker-dealers. The course begins with actual cases involving FINRA member firms that took place in 2015 and then moves into a review of basic anti-money laundering concepts. The course then shifts to the representative's role in preventing, detecting and reporting suspicious activities that may point to illegal money laundering, providing examples from actual cases of what happens when a firm fails to carry out its AML obligations. 9877 38 45 - Real world AML cases from 2015
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| NEW! - Anti-Money Laundering for Financial Services Professionals (FE INT) | 17672 | Overview |
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This course is intended for retail representatives, investment advisors, supervisors or any financial service industry professional interested in learning about industry rules regarding anti-money laundering rules and regulations. This course will examine anti-money laundering regulation in the broker-dealer industry, specifically focusing on the USA PATRIOT Act of 2001 and FINRA Rule 3011. 17672 62 40 - What is Money Laundering?
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| Anti-Money Laundering for Home Office Personnel (FE INT) | 10693 | Overview |
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This course is intended for home office personnel, retail representatives, investment advisors, supervisors, or any financial service industry professional interested in learning about industry rules regarding anti-money laundering rules and regulations. The objective of this course is to introduce home office employees to the federal laws and regulations that apply to money laundering, record keeping, and reporting. 10693 37 30 - Overview of Money Laundering
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| Anti-Money Laundering for Home Office Personnel - Vol. 2 (FE INT) | 10292 | Overview |
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This course is intended for home office personnel, retail representatives, investment advisors, supervisors or any financial service industry professional interested in learning more about the industry rules and regulations regarding anti-money laundering. The objective of this course is to introduce home office employees to the federal laws and regulations that apply to money laundering, record keeping and reporting. 10292 22 35 - Overview of Money Laundering
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| Anti-Money Laundering for Investment Advisers (INT) | 9834 | Intermediate |
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This course covers proposed anti-money laundering rules for registered investment advisers. Included are highlights of the major features of the proposed rule and the implications the rule will have for investment advisers. 9834 34 20 |
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| Anti-Money Laundering for Municipal Securities Representatives (FE INT) | 11027 | Overview |
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This course is intended for registered securities representatives and supervisors interested in learning how industry rules regarding anti-money laundering regulations. Every municipal securities dealer must establish and implement an anti-money laundering compliance program designed to achieve and monitor ongoing compliance with the requirements of the Bank Secrecy Act, 31 U.S.C. 5311, et seq. (BSA). 11027 41 27 - Overview of Money Laundering
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| Anti-Money Laundering for Retail Representatives (FE INT) | 9828 | Overview |
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The objective of this course is to make you aware of the anti-money laundering rules and regulations so that you are able recognize those warning signs and take the correct steps for addressing the questionable issues. After completing this course, you will be able to identify the stages of the money laundering process, understand the development of AML regulations in the U.S., describe Customer Identification Program requirements, and recognize suspicious activities and red flags that could indicate money laundering activity. 9828 39 20 - Money Laundering Processes
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| Anti-Money Laundering for Supervisors (FE INT) | 10694 | Intermediate |
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An overview of money laundering, firms' obligations in creating an AML program, red flags of suspicious activity, and the supervisor's role in detecting, preventing and reporting suspicious activity. Real-word examples of AML compliance failures will be presented. 10694 48 30 - Review of money laundering basics and AML laws in the US
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| Anti-Money Laundering for Wholesalers: Your Role in Detecting and Deterring Money Laundering Activity (FE INT) | 9902 | Overview |
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This course provides an overview of AML concepts tailored for wholesalers. The focus of this course is on the need for wholesalers to have a better understanding of what money laundering is, how it works and the risks, red flags and reporting requirements they should be aware of in their role as a producer. 9902 33 13 - Definition and examples of money laundering
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| NEW! - Anti-Money Laundering Regulations and Ramifications (FE INT) | 17673 | Overview |
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This course is intended for retail representatives, investment advisors, supervisors, or any financial service industry professional interested in learning how industry rules regarding anti-money laundering rules and regulations. The course discusses "red flags" that may indicate potential money laundering activities, as well as the penalties that can be imposed for violating federal money laundering laws. 17673 38 18 - Overview of Money Laundering
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| Anti-Money Laundering Regulations and Red Flag Requirements for U.S. Investment Advisers (FE INT) | 10773 | Overview |
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Anti-money laundering (AML) is a phrase used to describe the body of regulations that financial institutions must adhere to in order to detect and report money laundering activities. Although many AML regulations do not directly apply to investment advisers who are not also registered as a covered financial institution (broker-dealer, bank, credit union, etc.), many IARs find themselves at the front lines of AML responsibilities because of the relationships they have with their custodians; who are often required to comply with the entire body of AML regulations. This course will cover AML regulations and Red Flags that Investment Advisers should be aware of within their practice. You may not realize it, but you, as an investment adviser, are your custodian's eyes and ears on the ground in combating the nearly 1.5 trillion dollars that is estimated to be laundered annually. 10773 38 30 - Overview of Money Laundering
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| NEW! - Anti-Money Laundering: Beneficial Ownership (FE INT) | 17674 | Intermediate |
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This course will review the customer due diligence (CDD) regulations that have been set by organizations developed to combat criminal use of financial systems around the world. Additionally, the course will focus on the most recent regulations adopted by the U.S. Treasury. 17674 34 24 - AML organizations
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| Anti-Money Laundering: BSA, USA PATRIOT Act & FINRA Rule 3310 (FE INT) | 11260 | Overview |
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This course covers the topic of Anti-Money Laundering as it applies to the various regulations implemented to prevent, detect and punish the act. Regulations covered are the Bank Secrecy Act, USA PATRIOT Act, and FINRA Rule 3310. 11260 23 25 |
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| Anti-Money Laundering: Customer Identification Programs and Red Flags (FE INT) | 10688 | Intermediate |
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This course covers requirements for a firm's Customer Identification Program, with emphasis on real-world context for application of a CIP. The course also discusses red flags that every representative should be aware of in their day-to-day dealings with customers and prospective customers, and with accounts. The course concludes with case studies to illustrate the concepts covered in the text. 10688 35 20 - Money laundering overview
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| Anti-Money Laundering: Customer Identification Programs, Red Flags, Everyday Scenarios and Enforcement Cases (FE INT) | 9842 | Intermediate |
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This course provides a brief review of the basics of illegal money laundering and the legislative measures adopted to combat money laundering in the US. The course covers requirements for a firm's AML and CIP programs with emphasis on real-world context. The course also discusses red flags that every representative should be aware of in their day-to-day dealings with customers and prospective customers, and with accounts. The course concludes with examples of enforcement cases that reinforce the concepts covered in the text. 9842 43 30 - Money laundering overview
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| Anti-Money Laundering: Review, Everyday Scenarios, and Enforcement Cases (FE INT) | 9873 | Intermediate |
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This course provides a brief refresher overview of AML programs before focusing on examples of real-world scenarios representatives may encounter in their interactions with customers and prospective customers. The course continues its emphasis on real life application by presenting summaries of actual recent enforcement cases. 9873 32 20 - Money laundering overview
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| Anti-Money Laundering: Review, Everyday Scenarios, and Enforcement Cases - Vol. 2 (FE INT) | 9918 | Overview |
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This course provides a brief refresher overview of AML programs before focusing on examples of real-world scenarios representatives may encounter in their interactions with customers and prospective customers. The course continues its emphasis on real life application by presenting summaries of actual recent enforcement cases. 9918 33 30 - Money laundering overview
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| Anti-Money Laundering: Technological Challenges (FE INT) | 9770 | Intermediate |
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This course is intended to familiarize representatives with the process of money laundering and the laws that make it a crime. At the end of this course, you will have a better understanding of Customer Identification Programs, FINRA Rule 3310, OFAC Sanctions Programs, Foreign Shell Banks, Due-Diligence Programs and much more. 9770 36 20 - AML Rules
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| NEW! - Anti-Sexual Harassment Training | 17676 | Intermediate |
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This training has been developed to specifically cover sexual harassment in the workplace, no matter your role. It covers definitions of sexual harassment, what constitutes sexual harassment, training, the role of culture, and a high level overview of the #metoo movement. 17676 37 17 |
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| Asset Allocation (FE INT) | 11154 | Advanced |
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This course is intended for registered representatives and supervisors that maintain a solid understanding of mutual fund basics and/or are involved in managing mutual fund accounts. This course discusses different asset types, risk levels and how to determine the return on each asset. The course also touches on important factors to consider in an investment strategy, as well as practical examples of client portfolios, based on risk profiles, risk tolerance, financial goals, and horizons. 11154 55 35 - Purpose of Asset Allocation
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| Auction Rate Securities (FE) | 1591 | Intermediate |
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This course is intended for representatives, investment advisers, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution, and risk-analysis of conventional securities. Those taking this course should have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. This course provides a detailed review of the first auction rate security for the tax-exempt market, which was introduced by Goldman Sachs in 1988. More specifically, the course provides background on auction rate securities, defines the various types of ARS orders, and uncovers the 2008 auction failures. 1591 29 20 - Background and Definition |
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| Back Office Functions and Operations (FE INT) | 10882 | Overview |
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Many individuals within organizations contribute to, or perform functions that fall within the wide scope of back office operations. Back office operations professionals in a FINRA registered broker-dealer play an integral role in today's heavily regulated financial services marketplace. Back-office teams support client on boarding, account opening, receipt and delivery of securities, movements and transfers of funds, and all subsequent processing after the transaction is executed. This course will focus on back office processes and the qualifications of those charged with such functions. 10882 29 20 - Back Office Operations
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| Bank Secrecy Act (FE INT) | 11125 | Intermediate |
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This course is intended for registered representatives, supervisors, compliance staff, senior management and firm principals that are interested in, or affected by, the rules imposed by the Bank Secrecy Act. This course provides a detailed review of the Bank Secrecy Act. It outlines the history of the Act and its purpose. It also describes the requirements from financial institutions and other businesses to maintain appropriate records and file reports. Common BSA violations are also discussed to help you to guard against them. 11125 55 38 - Bank Secrecy Act (Currency and Foreign Transactions Reporting Act)
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| Basics of 403(b) Plans (FE INT) | 12757 | Overview |
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This course is intended for registered representatives and supervisors that work in the business of retirement planning. This course covers the 403(b) tax-deferred annuity tax advantages, eligible employers, alternative methods of calculating maximum contributions, and investments and special rules. 12757 27 20 - 403(b) defined
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| Basics of Bond Investing (FE INT) | 12540 | Overview |
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This course is intended for registered representatives, supervisors and other financial service professional interested in learning more about the bond markets in general. Individuals taking this course should already have a basic understanding of how bonds are issued, purchased and sold. One of the most common debt instruments used to raise or borrow capital is bonds. This course provides an introduction to corporate bonds, how they are priced, how they are traded and how they can be used to finance specific needs. One of the most common debt instruments used to raise or borrow capital is bonds. This course provides an introduction to corporate bonds, touching on topics from how they are priced, how they are traded, and how they can be used to finance specific needs. 12540 27 15 - Bonds as IOUs
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| Basics of Investing (FE INT) | 11343 | Overview |
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This course is intended for registered representatives and their supervisors that primarily work with retail clients. In this course, representatives will learn about the concept of investing. An introduction to the concepts of compounding, portfolio diversification and the various types of investments available will all be reviewed. 11343 37 20 - Importance of Planning Ahead
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| Basics of Stock Investing (FE INT) | 12160 | Overview |
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This course is intended for registered representatives and their supervisors that primarily work with retail clients. This course covers the different types of stocks available and how they are traded. Additionally, the course discusses bull and bear markets and the impact they have on stock investing. 12160 32 15 - Stock Ownership and Risk
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| NEW! - Best Execution and Debt Mark Ups (FE INT) | 17677 | Overview |
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This course is intended for registered representatives acting in an agent (broker) capacity, as well as individuals who work as dealers, such as market maker specialists and supervisors. Best execution is an obligation of any dealer working to execute transactions on behalf of their clients. Closely related to best execution in the debt markets are the mark-ups or mark-downs that dealers take in the course of performing a transaction. This course will explore both topics. Additionally, it will discuss the rules and regulations surrounding these rules as well as the processes by which best execution, prevailing market prices and appropriate debt mark-ups/mark-down are determined as well as illustrating how FINRA obligations for best execution are to be applied and demonstrated through regular and rigorous reviews of transactions against both FINRA rules and each member firms established policies and procedures. 17677 50 30 es and Regulations Governing Best Execution - Best Execution and Technology - TRACE Reporting System - FINRA Rule 2010 (Standards of Commercial Honor and Principles of Trade) - Rules Governing Debt Mark-ups/Mark-downs - Contemporaneous Cost - Hierarchy Pricing Factors - Determining Prevailing Price - 5% Policy |
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| NEW! - Block Trading: An Advisor's Best Friend? (FE INT) | 17905 | Overview |
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This course will provide advisors a better understanding of block trading and how it will, if it is used correctly, save questions when the auditors come knocking on your door, whether that be FINRA or the SEC. The course will start by defining what a block trade is, and will then discuss why these probes have been initiated by the SEC and the U.S. Justice Department. The course will then transition to how you and your firm can use block trading in your practice. 17905 28 25 |
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| Blue Sky Laws (FE INT) | 11932 | Overview |
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This course is intended for producers, supervisors, sales associates, compliance administrators, new account managers and any financial service professional that needs to abide by the various state compliance requirements. This course will provide an overview of the provisions and scope of the Blue Sky Laws, which state legislatures use to regulate security businesses operating within their states. 11932 34 20 - Supervision of Blue Sky Laws
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| Books and Records for Operations Professionals (FE INT) | 10863 | Overview |
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FINRA, in conjunction with the SEC, has published guidance for books and records retention. This guidance is applicable to broker-dealers per Securities & Exchange Act (SEA) Rule 17a-4 and establishes standards for which records to keep, which formats are acceptable, and how long records should be kept. The SEC requires that broker-dealers create and maintain certain records so that, among other things, the SEC, self-regulatory organizations, and state securities regulators may conduct effective examinations of broker-dealers. 10863 54 60 - Definitions
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| NEW! - Books and Records: Representative Responsibilities (FE INT) | 17678 | Overview |
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This course is for registered representatives, supervisors, compliance staff, senior management and firm principals that are required to comply with FINRA Rules regarding Books and Records. This course explains the provisions governing the record keeping and retention of customer accounts, written complaints and other similar correspondences. Participants will review registered persons' obligations to maintain records of actions undertaken in their capacity as representatives of the firm. Scenarios are additionally used to help illustrate and reinforce compliance with record keeping and retention requirements involving electronic media. 17678 29 17 - SEC Record Retention Rules
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| Brokered CDs (FE INT) | 11019 | Intermediate |
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If an investor's primary goals include principal preservation and income, Certificates of Deposit (CDs) can serve as a sound portfolio foundation. They offer reliable income and, when issued by a bank or an insured credit union, a federally insured return of capital. This course provides an overview of investing in brokered certificates of deposit, including the associated risks, benefits and investing guidelines. 11019 31 15 - Introduction to Brokered CDs
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| Business Continuity Planning (FE INT) | 10528 | Intermediate |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors, or any financial service professional interested in learning more about business continuity planning. The course provides participants with an introduction to the five main phases involved in developing a BCP manual, as well as important factors to consider when investing time and resources into BCP preparations. Business continuity or business resumption planning is necessary to prepare an organization to recover after some interruption of its business operations. This is especially true in the financial services industry, where companies cannot afford to lose working days that would equal millions of dollars in lost trades and investments. 10528 29 19 |
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| Business Continuity Planning - Vol. 2 (FE INT) | 10839 | Overview |
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In today's business environment it is more important than ever for any business to implement a plan that ensures their business can continue to deliver products and services to clients or customers after a catastrophic event. This course will focus on the importance of a Business Continuity Plan, how businesses can best prepare for events , recovery strategies, and how it relates to financial professionals. 10839 25 30 |
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| Business Development Companies (FE INT) | 11323 | Intermediate |
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This course covers the history of business development company regulation, including specific statutes and rules. Also covered are the specific investment guidelines that business development companies must follow. Also covered in the course are two case studies regarding business Development companies. The course assumes that the reader has at least a basic understanding of investments, finance and regulatory concepts. 11323 28 15 - Business Development Company regulation
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| Business Gifts: A Wholesalers Responsibilities (FE INT) | 10054 | Intermediate |
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This course provides an overview of FINRA's rules for giving gifts in a business setting, tailored for wholesalers. It focuses on the necessity for wholesalers to be familiar with and to follow the rules and policies of their particular firm in addition to FINRA Rule 3220. 10054 27 12 |
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| Buy-Sell Agreements and Business Valuation (FE INT) | 11199 | Overview |
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A buy-sell agreement is a legal contract that details the terms and conditions of the transfer of ownership of a company in the event of the death, incapacity, or other departure of a current owner. Because they address the critical issue of company ownership, buy-sell agreements can be quite complex, addressing each party's responsibilities, rights, financial obligations and tax consequences, they are typically prepared with the assistance of qualified attorneys and CPAs. The goal of a buy-sell agreement is to be prepared in advance to handle such transitions in a predetermined way and avoid costly and time-consuming battles over a business's future; a poorly drafted buy-sell arrangement or one that is underfunded can work counter to this objective, so it is best to invest the time and expense up front to develop a well thought-out contract. 11199 35 30 - What is a buy/sell agreement?
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| California Consumer Privacy Act (CCPA) (FE INT) | 12347 | Overview |
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This course is designed to provide a high-level understanding of the California Consumer Privacy Act (CCPA) of 2018 and its implications for impacted consumers and businesses. By the end of this course, you should have a broad understanding of the key elements of the law, the new consumer rights it grants, the requirements for businesses, and the potential enforcement and civil liabilities businesses face for non-compliance. 12347 43 30 |
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| Canada's Anti-Money Laundering and Anti-Terrorism Financing Regime Updates and Case Studies (FE INT) | 10759 | Overview |
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Recognizing Money Laundering and Terrorism Financing red flags in your business is crucial to maintaining the integrity of financial services providers, Canadian trade partners, and the tax base we use to benefit society. The role of financial services providers in the anti-terrorist and money laundering regime is to make it harder for bad actors to integrate ill-gotten funds into legitimate financial systems and to provide data and red flag reporting to FINTRAC. In this course, we'll focus on the 2018 updates to the Canadian Money Laundering and Terrorist Financing Regime, trade based money laundering, service based money laundering, and beneficial ownership with real life case studies to help you connect the dots between seemingly "dark" money and the accounts and activity that may come across your desk. 10759 52 60 |
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| Cash Alternatives - FINRA Regulatory Notice 08-82 (FE) | 1980 | Intermediate |
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This course is intended for registered representatives, supervisors, compliance staff, senior management and firm principals. Cash alternatives, sometimes called cash equivalents, are vehicles that are considered safe and are highly liquid (i.e. investors can convert them to cash quickly if needed). Thus, cash alternatives are often used to fund a cash reserve. FINRA has warned that not all "cash equivalent" investments are risk-free and that in the current market, investors may be drawn to higher-yielding securities without realizing the potential dangers. This course will define the term "cash equivalent" and look at the potential risks associated with the various investment options in this investment category. 1980 45 24 - FINRA Regulatory Notice 08-82 |
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| NEW! - Changes to FINRA Supervision Rules (FE INT) | 17679 | Overview |
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This course provides information for registered principals and registered representatives regarding four new FINRA rules related to supervision and supervisory procedures. 17679 39 33 - FINRA Rule 3110 (Supervision)
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| NEW! - Changes to FINRAs Public Communication Rules for Registered Representatives (FE INT) | 17680 | Overview |
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Following a multi-year effort by the Financial Industry Regulatory Authority (FINRA) to streamline and organize its Communication Rules and incorporate portions of the interpretive information from former NASD Rules, the U.S. Securities and Exchange Commission (SEC) has approved a substantial reworking of the current rules governing communications with the public. This course provides registered representatives with an understanding of the recently-approved changes to the rules relating to public communications by a firm's associated persons. 17680 37 22 - The restructuring of the communication categories
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| Changes to FINRAs Public Communication Rules for Supervisors (FE INT) | 11331 | Overview |
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Following a multi-year effort by the Financial Industry Regulatory Authority (FINRA) to streamline and organize its Communication Rules and incorporate portions of the interpretive information from former NASD Rules, the U.S. Securities and Exchange Commission (SEC) has approved a substantial reworking of the current rules governing communications with the public. This course provides supervisors with a better understanding of the recently-approved changes to the rules relating to public communications by a firm's associated persons. 11331 31 20 - The restructuring of the communication categories
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| Class B Mutual Fund Shares (FE) | 70 | Intermediate |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors or any financial service industry professional interested in learning about mutual fund investing, available share classes, and potential fees and expenses. The course also explains how an investor's profile needs to be analyzed and goes into detail about investor breakpoints and suitability obligations. 0070 25 15 - Multiple Share Classes |
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| NEW! - Client Suitability (FE INT) | 17682 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors or any financial service industry professional that makes investment product recommendations to clients. Various investments have different characteristics. Some provide a steady current income, while others give their total return in capital appreciation. Some are very unlikely to decline in value, while others may be more risky. This course discusses how to determine the suitability of the various investments to different clients and examines the risk characteristics associated with an investment company portfolio. 17682 25 10 - Current Income and Preservation of Capital |
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| NEW! - Client Suitability for the Investment Advisor (FE INT) | 17689 | Overview |
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When a client wishes to open any account with a brokerage firm, the investment adviser must fill in the account form with the clients personal information, including his or her income levels, investment objectives, and financial goals. The investment adviser uses this information to help the client evaluate the appropriate investments to fit his or her needs. This course discusses how to determine the suitability of the various investments to different clients and examines the risk characteristics associated with an investment company portfolio. 17689 28 14 - Objectives |
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| Closed-End Funds (FE INT) | 12206 | Intermediate |
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This course provides an overview of how closed-end funds are structured, launched, discounted, traded, managed and leveraged, including descriptions of the range of available strategies and objectives, distribution plans, applicable fees and investment benefits and risks. 12206 30 15 - What is a closed-end fund?
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| NEW! - Code of Conduct (FE INT) | 17691 | Overview |
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his course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional. All professions have a code of conduct to which its members must adhere. This course stresses the importance of holding each representative of the company accountable for maintaining a standard that all must comply with. 17691 15 5 - How to work with Prospects and Clients |
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| Collateralized Mortgage Obligations (CMOs) (FE INT) | 11214 | Advanced |
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This course is intended for representatives, investment advisers, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution, and risk-analysis of conventional securities. Those taking this course should have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. This course provides an introduction to collateralized mortgage obligations (CMOs) and examines the basics of this form of securities, as well as the ways in which the risks associated with them can be mitigated or controlled. This course begins with an examination of mortgage backed securities, including "Fannie Maes," "Ginnie Maes," "Freddie Macs," and "Non-Agency" CMO's. Because there is a wide range of CMOs designed to meet the needs of a wide range of investors, and they are not a one-size-fits-all investment, it's vital to understand the basics of the CMO product and its many variations in the market today. 11214 21 20 - Mortgage Financing
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| Common Stocks (FE INT) | 11070 | Advanced |
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This course is intended for representatives, investment advisors, institutional representatives, traders, and supervisors who have a well-rounded background in the issuance, distribution, and risks of conventional securities. Common stock investing has become more popular as more investors have become knowledgeable in the way that stocks trade and can be used to generate a profit. Common stock investing has become more accessible to small investors through the advent of online trading accounts and through multi-faceted broker/dealers that offer various trading options. This course will provide students with a good understanding of common stock investing highlighting the advantages and disadvantages to be aware of. 11070 35 30 - Rights of Common Stockholders
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| Communications with the Public for Registered Representatives (FE INT) | 10120 | Overview |
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This course is a review of the 2200-series of rules for Communications with the Public. The core rule for these communications, FINRA Rule 2210, is covered, along with subsequent rules 2212, 2213, 2214, 2215, 2216 and a few nonconsecutive rules to ensure a complete study of FINRA's requirements for properly communicating with retail and institutional investors. 10120 54 30 - Rule 2210
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| NEW! - Communications with the Public: Best Practices for Wholesalers (FE INT) | 18046 | Intermediate |
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As a registered representative who markets or sells financial products to other broker-dealers, you probably do not communicate directly with the public. Even so, it is still important to understand FINRA's rules surrounding communications with the public, as the communications you create may end up in the hands of a retail customer. This course discusses FINRA's three communication categories, which include retail communications, institutional communications and correspondence. 18046 48 21 - Communication Categories
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| Complex Investment Strategies (FE INT) | 11466 | Intermediate |
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This course provides information for representatives and supervisors regarding the use of complex/alternative investment strategies. 11466 36 30 - Types of alternative strategies, and how they employ derivatives and other alternatives achieve strategic investment objectives such as hedging risk, mitigating volatility, or magnifying gains to achieve better performance in a variety of market conditions.
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| Complex Products and Heightened Supervision (FE INT) | 11249 | Intermediate |
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This course was developed to address concerns of the Financial Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC) regarding complex products and heightened supervision. Complex products sold to retail customers are all the rage, but the result for regulators is heightened supervision of the firms, registered representatives, and the status of the products' performances. 11249 35 30 course addresses the financially complex products that require the utmost attention of the financial industry's regulators in an effort to protect investors and the integrity of the markets. |
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| Compliance Issues for Fixed Income Securities Including Structured Notes (FE INT) | 15869 | Overview |
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This course will cover fixed-income investing from multiple angles. Prior to this century, fixed-income investing was uncharted territory for many retail investors because real-time pricing information was not available. Focus shifted in the early 2000s when regulators put an emphasis on the need for price fairness for retail investors. We will discuss the introduction of electronic platforms from FINRA and the MSRB, which required that broker-dealers report transactions in close to real-time, among other changes brought about including increased customer disclosures, application of best execution requirements, and more price transparency in general for the average investors. 15869 32 30 |
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| NEW! - Compliance Safety Measures When Working With Senior Investors (FE INT) | 17696 | Overview |
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FINRA and the SEC have both made senior investor abuse a top examination priority. This course discusses the unique needs of senior investors, steps advisors should take when working with this growing demographic, and the serious implications of FINRA and the SEC's recent influx of disciplinary actions and investor alerts. 17696 39 27 - Needs of Senior Investors
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| Conducting Business in a Pandemic: BCP and Regulatory Guidance (FE INT) | 15391 | Overview |
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What happens when disaster impacts every single broker-dealer and regulator at the same time? How can we respond, pivot, and ensure business goes on? This course covers the Business Continuity Plan requirements for U.S.-based broker-dealers and the regulatory response from FINRA to the COVID-19 crisis in 2020. 15391 41 30 |
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| NEW! - Conflicts of Interest (FE INT) | 17697 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors, or any financial service industry professional. A registered representative wants clients to trust his or her recommendations. Past studies show that trust is the number one reason cited by investors for choosing their financial adviser. In this course, potential conflicts of interest will be discussed, how they can be avoided and the importance and benefits of navigating through these challenges. 17697 26 12 - Overview of Conflicts of Interest in the Securities Industry
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| Conflicts of Interest and Investment Advisers (FE INT) | 9849 | Intermediate |
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This course discusses the most likely ways that conflicts arise for investment advisers and how to effectively manage and disclose them. Additionally, the course focuses on adhering to your firm's Code of Ethics and identifying any conflicts of interest pursuant to Rule 206(4)-7. 9849 29 20 |
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| Conflicts of Interest for Institutional Clients (FE INT) | 10865 | Intermediate |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional. A registered representative wants clients to trust his or her recommendations. Past studies show that trust is the number one reason cited by investors for choosing their financial adviser. In this course, potential conflicts of interest will be discussed, as well as the importance and benefits of navigating through these challenges. 10865 32 15 - Fiduciary Duties |
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| NEW! - Conservation Easements & Opportunity Zones (FE INT) | 17867 | Overview |
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This course will cover how 1031 exchanges can be used as a tool by real estate investors to delay paying taxes. This will include topics such as qualified intermediaries, depreciation, like-kind exchanges, tenancy-in-common property exchanges, 721 exchanges, and more. The course will also focus on conservation easements, which is a way to create tax deductions on real estate that's currently owned. We will discuss qualified conservation contribution, drafting considerations, federal income tax deductions, and securitized transactions, among other things. 17867 53 50 |
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| NEW! - Consolidated Audit Trail (CAT) (FE INT) | 17592 | Intermediate |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors, or any financial service industry professional. The course visits the history of regulatory agency audit systems used to monitor the integrity and industry compliance of securities transactions. You'll discover the impetus, details, and evolution of audit processes through the lenses of regulatory bodies, the SEC and FINRA. Historical and recent activity around the primary subject of this course, the Consolidated Audit Trail (known as CAT) are detailed. Additionally, related securities violations and criminal activity are included, particularly a case that inspired the development of CAT. Upon completing this course, one should also gain a more acute appreciation of the people who work in and oversee the securities industry. Their dedication and diligence to protect and serve investors is truly exemplary. 17592 38 30 |
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| Convertible Securities (FE) | 1983 | Overview |
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This course is intended for registered representatives, supervisors, market makers, traders, financial professionals and anyone working with, or interested in the sale of, convertible securities. A convertible security is characteristically a bond or a preferred stock that can be converted into a different security and typically shares in the company's common stock. In most cases, the holder of the convertible determines whether and when a conversion occurs. In other cases, the company may retain the right to determine when the conversion occurs. This course will introduce representatives to the concept of investments in convertible securities, covering step-up income, trading at parity, conversion price vs. call price, and the differences between convertible securities, bond and stock investments. 1983 37 20 - Convertible Bonds & Preferred Stock |
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| Corporate and Government Bonds (FE INT) | 11065 | Intermediate |
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This course provides an overview of corporate and government bonds, including those issued by government agencies, GSEs, and the US Treasury. The course discusses the risks of bond investing, and compliance considerations including those centering on suitability, know-your-customer, communications with the public, and best execution obligations. 11065 61 30 - Overview of corporate and government bonds
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| Corporate Bonds (FE INT) | 12403 | Overview |
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This course is intended for registered, supervisors and other employees of broker/dealers. The individual who will gain the most from this course should have a basic understanding of how bonds are issued, purchased, and sold. Companies seeking to raise capital have the choice of using equity or debt instruments to do so. One of the most common debt instruments used to raise or borrow capital is bonds. This course provides an in-depth overview of corporate bonds, touching on topics from how they are priced, how they trade, and how they can be used to finance specific needs. 12403 37 20 - Characteristics of Corporate Bonds
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| Corporate Culture and Supervision - FINRA Enforcement Actions (FE INT) | 9882 | Intermediate |
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This course will discuss the progression of regulators' focus on corporate culture and expectations for creating and maintaining a culture that promotes compliance with securities regulations and company policies. 9882 37 20 - Prioritization of Culture by Regulators
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| Corporate Culture, Supervision and Remote Work Challenges (FE INT) | 17133 | Intermediate |
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This course discusses regulators' expectations for creating and maintaining a culture that promotes compliance with securities regulations and company policies. Furthermore, the course provides best practices for managing these unique challenges and supervising those dealing directly with the public, all while maintaining a culture of compliance. 17133 37 20 - Prioritization of Culture by Regulators
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| Crowdfunding (FE INT) | 11229 | Intermediate |
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This course describes the methods, goals and regulations for raising capital via the internet by small investments from a large number of donors/investors. 11229 28 25 |
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| Cryptocurrency (FE INT) | 9887 | Overview |
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Along with enormous potential and extraordinary market volatility, cryptocurrency comes with the threat of abuses and criminal activity. This course will discuss the development of this new technology, its explosive growth and subsequent setbacks, the nascent development of regulations to provide investor protections and some of the criminal cases that highlight cryptocurrency's vulnerability. 9887 40 20 - Blockchain accounting
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| Customer Complaints and Dispute Resolution (FE INT) | 12635 | Overview |
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This course is primarily designed for registered representatives of FINRA regulated broker-dealer firms. It may also be appropriate for registered principals and compliance staff at a broker-dealer, as well as registered persons of Registered Investment Advisors and their supervisory staff. The course begins with an overview of the many regulatory requirements surrounding customer complaints. It then looks at Dispute Resolution in the securities industry, in particular the systems of arbitration and mediation that are sponsored by FINRA. 12635 40 30 |
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| NEW! - Customer Data Protection (FE INT) | 17698 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional interested in learning how industry rules apply to the use and supervision of customer data. Under SEC Rule 30 of Regulation S-P, member firms and other financial institutions, are required to adopt written policies and procedures that address safeguards for the protection and disposal of customer records and information. As a registered representative, you need to know and follow your firm's policies and procedures for customer data protection. Failing to protect nonpublic personal information (NPI) subjects customers to identify theft. This course discusses ways in which client data can be compromised should you fail to recognize and implement security measures in your practice. Making certain to implement firm requirements with an ability to recognize and avert potential vulnerabilities will help ensure proprietary and customer data is not compromised. 17698 42 36 - Identity Theft
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| Customer Data Protection and the Municipal Securities Representative (FE INT) | 11467 | Overview |
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This course is intended for municipal representatives, supervisors, investment advisers or any financial service industry professional interested in learning how industry rules apply to the use and supervision of customer data. As a municipal representative, you need to know and follow your firm's policies and procedures for customer data protection. Failing to protect non-public customer information can make your customer vulnerable to identify theft. This is a serious issue for many businesses within, as well as outside of, the securities industry. 11467 19 15 - SEC Rule 30 of Regulation S-P
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| Customer Due Diligence (CDD) Rule (FE INT) | 11256 | Overview |
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Money Laundering and Terrorist Financing investigations are never simple. The web of relationships, accounts, and entities is typically complex and deep with true ownership of the underlying assets hidden beneath shell entities. The regulatory environment is often reactive, relying on past examples to create framework for the future. The United States regulatory environment is not immune to this mode of operation. The Financial Crimes Enforcement Network (FinCEN) has updated the requirements for customer due diligence in an attempt to be more proactive in requiring the financial system's participants to take steps in identifying high risk clients based on ownership structure. This course examines the 2018 Financial Crimes Enforcement Network's (FinCEN) Customer Due Diligence Rule through case studies and real life examples of how broker-dealers and financial institutions are examining client relationships through this new lens. 11256 39 40 - What is FinCEN?
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| NEW! - Cybersecurity & FINRA (FE INT) | 17703 | Overview |
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This course will examine various targets and types of cyber-attacks, their threat to the financial industry, disclosure requirements for FINRA registered firms, regulatory measures to prevent cybercrimes and practical steps toward cybersecurity. We will also discuss recent FINRA guidance, including the presence of cybersecurity in the Regulatory and Examinations Priorities Letter, the Report on Cybersecurity Practices, and Investor Alerts warning investors about cyber threats. Practical advice for representatives on steps to reduce risk will be discussed, as well as the consequences to firms for failing to protect against cybersecurity threats. 17703 31 22 - Unauthorized access
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| NEW! - Cybersecurity (FE INT) | 17700 | Intermediate |
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This course will examine various targets and types of cyber-attacks, their threat to the financial industry, disclosure requirements for FINRA registered firms, regulatory measures to prevent cybercrimes and practical steps toward cybersecurity. We will also discuss recent FINRA guidance, including the presence of cybersecurity in the Regulatory and Examinations Priorities Letter, the Report on Cybersecurity Practices, and Investor Alerts warning investors about cyber threats. Practical advice for representatives on steps to reduce risk will be discussed, as well as the consequences to firms for failing to protect against cybersecurity threats. 17700 35 27 - Unauthorized access
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| NEW! - Cybersecurity for Registered Representatives (FE INT) | 17704 | Intermediate |
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This course examines the various targets and types of cyber attacks, their threat to the financial industry, disclosure requirements for FINRA registered firms, regulatory measures to prevent cyber crimes and practical steps toward cybersecurity. 17704 40 32 - Unauthorized access |
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| Cybersecurity for Supervisors (FE INT) | 10263 | Overview |
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This course examines the various targets and types of cyber attacks, their threat to the financial industry, disclosure requirements for FINRA registered firms, regulatory measures to prevent cyber crimes and practical steps toward cybersecurity. 10263 38 40 - Unauthorized access |
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| Cybersecurity: Modern Regulatory Resources and Case Studies (FE INT) | 16016 | Overview |
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This course is focused on two related cybersecurity topics facing FINRA member firms: Regulatory guidance deriving from the exam and risk monitoring program cycle and the regulatory resources available to help prevent the loss of data, loss of customer confidence, increased reputation risk, and regulatory discipline. The course utilizes regulatory guidance, notices, and case studies to help firms and their associated persons understand the risk monitoring required for a robust cybersecurity program. 16016 33 30 |
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| NEW! - Cybersecurity: Phishing (FE INT) | 17706 | Intermediate |
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As firms increase reliance on technology to conduct their operations, the risks to firms associated with cybersecurity continue to increase. This course provides representatives with background knowledge of cybersecurity risks and best practices, including phishing tactics, vendor management controls, information sharing and much more. 17706 21 17 - Cybersecurity
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| Deferred Variable Annuities (FE INT) | 11290 | Overview |
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This course is intended for registered representatives and their supervisors involved in the recommendation and placement of variable annuities. The course presumes a basic understanding of variable annuity suitability and exchanges. This course covers a broad range of issues relating to variable annuities to help representatives learn ways to guide clients through the various annuity products available in the market today. The course will educate representatives about the risks associated with variable annuity investing. It will also discuss purchasing variable annuities and the importance of following annuity suitability requirements. 11290 31 26 - Introduction to Investment Risks
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| Delaware Anti-Sexual Harassment Training | 10392 | Intermediate |
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This training has been developed to specifically cover sexual harassment in the workplace, no matter your role. It covers definitions of sexual harassment, what constitutes sexual harassment, training, the role of culture, and a high level overview of the #metoo movement. 10392 40 30 |
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| Delivering Quality Customer Service (FE INT) | 10891 | Intermediate |
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This course is directed to registered representatives, office support staff, investment advisors and supervisors that primarily work with retail clients. Students will gain an understanding of the skills, attitudes, and thinking patterns needed to win customer satisfaction and loyalty. The process includes developing: 1) a heightened awareness of the challenges and opportunities, 2) the tools for dealing with unhappy customers by using the power of customer expectations and by creating loyalty, 3) specific skills for professional success. This course will provide students with a solid foundation in the areas of customer service and service excellence. 10891 126 65 - Savvy Buyer |
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| Department of Labor Prohibited Transaction Exemptions (PTE) (FE INT) | 17172 | Overview |
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This course will provide an overview of the Department of Labor Prohibited Transaction Exemptions. It will start with the origins of prohibited transactions by discussing the Department of Labor and the Employee Retirement Income Security Act of 1974, otherwise known as ERISA. It will explain what are prohibited transactions, those transactions that are exempt and penalties that may be incurred if there is a violation. This course will also cover PTE 2020-02 the exemption process and will wrap with examining the most recent exemptions that have been made for prohibited transactions. 17172 45 30 |
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| Digital Assets (FE INT) | 11410 | Overview |
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Broker-dealers and others in the financial industry are dealing with a world that is rapidly changing. With the rise of technology and digital assets, including cryptocurrency, social media accounts, subscriptions, apps, photos, file storage, websites and more, broker-dealers are learning that clients' physical and financial assets are just one aspect of their lives that need to be evaluated and secured. As FINRA becomes more involved with how the financial industry handles digital assets, education is needed. This course will cover what must be reported to FINRA, what constitutes a digital asset, how to help clients secure and plan for the future, and other important issues. 11410 25 30 - FINRA Regulatory Notice 18-20
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| Direct Participation Programs: Registered and Unregistered Limited Partnerships (FE INT) | 11184 | Advanced |
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Limited partnerships are risky, illiquid investments. While the risk is limited to the amount invested, all of the money is at risk. The transfer of limited partnership units is usually restricted by contract, especially for private placement units. Therefore, these investments are suitable for those investors that have long-term investment goals, who will not need the money during the term of the investment and are willing to risk the entire amount invested. The main tax advantage of a limited partnership is that it is a flow-through instrument - all profits and losses flow directly to the individual limited partners. In other words, the limited partners directly participate in the profits and losses of the limited partnership but not the business itself. This course discusses types of DPPs, tax considerations, regulatory considerations and things to consider when evaluating a DPP as an investment. 11184 29 15 - Types of DPPs
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| Disability Income Insurance (FE) | 2772 | Advanced |
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This course is intended for producers and supervisors that market and sell insurance products to consumers. This course provides a detailed review of the basics of disability insurance and addresses concerns related to individuals and businesses. Topics include the need for disability insurance, how the policies work and how they are issued. Broad issues of a policy such as underwriting, defining a disability and riders will also be covered. Several case studies provide excellent examples of issuing the most applicable policies. Representatives will be provided with advanced sales solutions to help their clients plan a sound future. 2772 137 69 - Why Disability Income Insurance?
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| Disclosures in Connection with Primary Offerings (MSRB Rule G-32) (FE INT) | 9835 | Intermediate |
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This course was developed to meet MSRB continuing education requirements. It is titled after MSRB Rule G-32, Disclosures in Connection with Primary Offerings. There is strong focus on the disclosures required of underwriters and issuers, and the transparency afforded to investors. 9835 29 35 - Understand disclosure requirements mandated by the federal municipal securities laws of the SEC and MSRB
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| Dodd-Frank Wall Street Reform and Consumer Protection Act (FE INT) | 12294 | Advanced |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors or any financial service industry professional interested in learning how the Dodd-Frank Wall Street Reform and Consumer Protection Act affects them and the financial services firms they work for. The Dodd-Frank Wall Street Reform and Consumer Protection Act were signed into law on July 21 2010. The Act affects almost every aspect of the U.S. financial services industry. The objectives of the Act include restoring public confidence in the financial system, preventing another financial crisis, and allowing any future asset bubble to be detected and deflated before another financial crisis occurs. The Dodd-Frank Act greatly increases regulation of the financial services industry. The Act gives U.S. governmental authorities more funding, more information and more power. In broad and significant areas, the Act empowers regulators with complete discretionary authority to write and interpret new rules. 12294 65 35 - Orderly Liquidation Authority
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| Due Diligence for Investment Advisers (FE INT) | 11227 | Overview |
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This course is designed to provide investment advisers with an understanding of their obligations to perform due diligence on third parties. The course discusses due diligence on service providers the firm uses, as well as the obligations and potential liabilities involved when recommending third parties to clients. The course also discusses due diligence in the context of the growing use of social media by investment advisers. 11227 42 22 - Custodians
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| Economic Growth and Tax Relief Reconciliation Act of 2001 (FE) | 77 | Intermediate |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors or any financial service industry professional interested in learning how the Economic Growth and Tax Relief Reconciliation Act of 2001 affects them and the financial service firms they work for. This course explains the main provisions in the monumental Economic Growth and Tax Relief Reconciliation Act (EGTRRA) of 2001, as amended by the Jobs and Growth Tax Relief Reconciliation Act (JGTRRA) of 2003. It focuses on the critical changes involving income estate and gift tax retirement planning, the implications for individuals, and the opportunities and pitfalls facing financial service professionals over the next decade. 0077 35 20 - Descriptions of Economic Growth and Tax Relief |
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| Economic Indicators (FE INT) | 11337 | Intermediate |
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This course is intended for representatives, investment advisors, institutional representatives, traders, analysts, and supervisors who have a well-rounded background in the issuance and distribution of conventional securities. This course will review the various economic indicators that aid in the analysis of economic performance and predictions of future performance. Although they do not have a perfect record, economic indicators and leading indices of the national economy have been helpful in foreshadowing turning points, especially economic downturns. As such, this course will cover the impact that these indicators have on the market and begin to help industry professionals understand how to interpret and analyze them. 11337 43 32 - Economic Indicators |
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| Effective Marketing Strategies Utilizing Social Media (FE INT) | 11157 | Intermediate |
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This course is intended for representatives, investment advisors, institutional representatives, supervisors and marketing staff that work with both clients and prospects in a retail and institutional environment. Social Media use for both business and personal purposes has exploded in the past few years. Recently, the financial services industry has begun to embrace this new way to interact with and market to clients and prospects. With that, there remains doubt and confusion as how to best utilize this exciting medium. This course will provide representatives with an overview of the different social media mediums. It will look at the various types of regulatory requirements that govern these communications. Finally, the course will teach representatives how to utilize social media for marketing communications, customer service and branding. 11157 63 34 - Description of Social Media |
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| Effects of Market Uncertainty on Retirement Planning (FE) | 2773 | Intermediate |
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This course is directed to registered representatives, Investment advisers and their supervisors that work in the area of retirement planning with clients. This course will help the student understand the Psychological and financial impact that market volatility has on consumers and on the retirement planning process. It will discuss how variable products can provide both tools and solutions to mitigate the effects of market uncertainty on retirement portfolios. 2773 53 30 - Market Uncertainty and Investor Reaction |
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| NEW! - Electronic Communications for Registered Representatives (FE INT) | 17708 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial services industry professionals interested in learning how industry rules apply to the use and management of electronic communications with the public. FINRA developed a number of guidelines regarding electronic communications for registered representatives. This course is designed to make registered representatives aware of the compliance requirements and potential liabilities when using the Internet and other electronic communications. 17708 31 16 - Changes with Technologies
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| Electronic Communications with the Public for Wholesalers (FE INT) | 10895 | Intermediate |
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This course is intended for wholesalers and covers guidelines for communicating with the public and registered representatives. The course emphasizes FINRA guidance on this subject and applicable rules and standards. Specific topics addressed in this course include institutional communications, particular regulations for wholesaler communication and guidance for content and record keeping. 10895 37 30 - Overview of Institutional Communications
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| NEW! - Elements for an Effective Ethics and Compliance Program (FE INT) | 17829 | Overview |
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This course is designed to cover the origins and foundations of ethics and compliance programs in the United States through the lens of the Federal Sentencing Guidelines for Organizations from the United States Sentencing Guidelines Commission. We will explore the evolution of the guidelines and the key elements (commonly referred to as the "7 Elements") to effective compliance programs along with two other elements essential to effective ethics and compliance programs: ethical culture and risk assessments. This course is appropriate for compliance professionals, management, executives, and board members. 17829 49 30 |
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| Equity Indexed Annuities (FE INT) | 10665 | Advanced |
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This course is intended for registered representatives and their supervisors that work in the area of retirement planning with clients utilizing annuity products. Offering an understanding of equity indexed annuity contracts, this course explores the market and economic conditions that caused equity indexed annuities to evolve. It also discusses how the contracts work and how they differ from declared interest rate fixed annuity contracts. Finally, the course looks at how the equity-linked concept should be positioned within a client's overall portfolio. 10665 100 45 Equity Indexed Annuity Concept -Keys to Understanding Equity Indexed Annuities -Suitability of Equity Indexed Annuities -Fixed Annuity Features -Sources of Retirement Income -The Evolution of Equity Indexing -Mechanics of EIAs -Indexing Methods -Good Market Conduct |
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| NEW! - ERISA Qualified Plans - The Financial Advisor's Role (FE INT) | 17710 | Overview |
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This course provides an overview of an ERISA fiduciary, the obligations of a fiduciary, and DOL guidance for financial advisors who provide non-fiduciary information and services. It also discusses IRA rollovers from qualified plans, and the DOL's proposal to expand the definition of a fiduciary to those who recommend such rollovers or otherwise provide advice to IRA clients. 17710 32 17 - ERISA covered plans
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| ETF Investing (FE INT) | 10186 | Overview |
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This course is intended for registered representatives and firm supervisors that primarily work with retail and institutional clients. The course familiarizes representatives on the terminology commonly used with these types of securities and prepares them with the necessary tools to understand and explain these complex investments to clients. This course looks at ETFs and defines what they are, the size of the market, their history, how they work and the different types. The course also explores FINRA's communications related to ETFs and looks at suitability communication supervision and training related to the use of these investment products. 10186 65 44 - ETF History |
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| Ethical Issues Facing the Financial Services Industry (FE INT) | 13133 | Overview |
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This course is appropriate for anyone working in the financial services industry. It begins with a look at ethical issues facing the industry, and briefly defines ethical standards and why they are important. The course then gives an overview of the regulatory requirements from FINRA and the SEC that are designed to promote ethical standards and provides examples of recent charges. The course concludes with the understanding that rules and regulations alone are not enough to ensure ethical behavior. 13133 36 30 |
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| Ethical Standards for Producers (FE INT) | 10683 | Advanced |
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This course is intended for registered representatives and supervisors that work with clients that are interested in, or currently hold, annuity/ insurance products. Upon completing this course, producers will have a better understanding of the importance of ethics in the insurance industry. Producers will learn the standards and requirements they are to uphold, as well as how to successfully implement these standards when dealing with both clients and insurance companies. This will allow the producers to create both a personal and professional code of ethics, which they can follow in each and every aspect of their business. 10683 114 60 - The Components of an Ethical System
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| NEW! - Ethics and Professional Conduct (FE INT) | 17711 | Overview |
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This course is intended for registered representatives, investment advisers, compliance staff and supervisors that work with retail investors. This course covers some of the basics of ethics and offers a glance at past legislation that has brought us to where we are today. By also outlining the responsibilities of each professional, this course sheds light on why it is imperative that all members of any profession maintain and adhere to professional ethical standards. 17711 65 36 - An Introduction to Ethics
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| Ethics and Professional Conduct for the Municipal Securities Representative (FE INT) | 10064 | Overview |
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This course is intended for municipal securities brokers, municipal securities dealers, municipal securities sales representatives, municipal finance professionals (MFPs) and their supervisors. This course is geared towards the municipal securities representative discussing the nature of ethics and to whom the representative has an ethical responsibility. The course explains the importance of increased professionalism and offers practical guidelines for ways representatives can differentiate themselves ethically and professionally on a daily basis. 10064 30 15 - Ethical Conduct |
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| Ethics and the Research Analyst FINRA Conduct Rules (FE INT) | 10293 | Advanced |
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This course is intended for research analysts, their supervisors, managers, and any financial services professional interested in how ethical behavior influences our actions and behaviors. Ethics for research analysts often involves conflicts of interest and the responsibilities surrounding avoidance of these conflicts. This course discusses the potential conflicts of interest research analysts face and the FINRA rules designed to eliminate these risks. 10293 28 30 - Definition of Research Analyst |
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| Ethics and the Securities Futures Professional (FE INT) | 10139 | Advanced |
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This course is intended for securities futures professionals and their supervisors, managers and any financial services professional interested in how ethical behavior influences our actions and behaviors. Like any other business process, being aware of changing industry standards and ensuring high ethical standards is an on-going effort. Developments in technology, commercial practices and regulations, and other changes will have ethical ramifications associated with them. Good business practice dictates that every employee receives training to keep them current on these developments and their ethical obligations to customers. 10139 66 45 - Securities Futures Products (SFPs) Laws |
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| Ethics for the Financial Services Professional (FE INT) | 10050 | Overview |
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This course is intended for registered representatives, investment advisors, compliance staff and supervisors that are responsible for working with clients. This course provides an overview of the characteristics of ethics and professionalism. Topics include the standards by which a professional should be judged, as well as a study of ethics on its philosophical and compliance levels. 10050 76 60 - What is Professional Ethics?
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| Exchange Traded Notes (ETNs) (FE INT) | 10581 | Overview |
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Introduced in the early 2000s, exchanged traded notes (ETNs) are senior, unsecured and unsubordinated debt securities. They are issued by a financial institution in which that financial institution agrees to pay the holder of the ETN the return on a specific index over a certain period of time, along with the principal amount less any management fees at the maturity date of the contract. This course will provide a complete overview of how exchanged traded notes are used, taxed, and the risks associated with them. 10581 21 30 |
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| Executive Bonus Plans (FE INT) | 11904 | Intermediate |
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This course is intended for registered representatives and their supervisors that work in the business of retirement planning. Specifically, this course is for registered representatives who open retirement accounts for retail investors and advise them on issues related to retirement and estate planning. This course will introduce the financial services practitioner to one of the major types of non-qualified benefit programs used by business owners to benefit themselves and attract and retain key executives. This course addresses the basics of executive bonus plans, as well as the advantages and disadvantages of such plans for the employer and the executive. Plan participation issues are explored, including who should be included in such plans, ERISA requirements and organizational implications. The many forms of executive bonus plans are addressed and the taxation of such plans is covered. 11904 30 15 - Basics of Executive Bonus Plans
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| NEW! - FACT Act of 2003 - The Red Flag Rules (FE INT) | 17712 | Overview |
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This course provides information on the regulations of sections 114 and 315 of the FACT Act program, regarding the detection, prevention and mitigation of identity theft. Topics discussed include: regulations, guidelines, identification of red flags and much more. 17712 25 21 - Defining financial institutions, creditors, and covered accounts
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| NEW! - Fails and Fines: Regulatory Do's and Don'ts (FE INT) | 17713 | Overview |
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In this course, we'll review some of the most outlandish disciplinary cases from 2015 and identify the source of each violation. 17713 29 21 - Ex-employee terminates boss through Web CRD
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| Fee Selection and Reverse Churning (FE INT) | 10084 | Overview |
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This introductory-level course looks at the considerations that should enter into a recommendation for a fee-based account arrangement. With an increased number of assets being invested in fee-based accounts, this course provides practical steps for managing conflicts of interest that may arise. 10084 13 20 - Reverse Churning Defined
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| NEW! - Financial Exploitation of Specified Adults & Customer Account Information (FINRA Rules 2165 & 4512) (FE INT) | 17714 | Overview |
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New FINRA Rule 2165 addressing protection of 'specified adults,' including seniors, takes effect February 5, 2018. The new Rule, as well as related amendments to books and records requirements in Rule 4512, impose new requirements on FINRA member firms designed to avoid and mitigate financial exploitation of seniors and other vulnerable adults. 17714 33 30 - Background
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| Financial Performance Evaluation (FE INT) | 10866 | Advanced |
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This course is intended for registered representatives, salespeople, market makers, traders, securities analysts, financial professionals and anyone interested in learning more about how to use ratio analysis to evaluate financial performance. Additionally, course takers will look at how comparing financial statements from period to period, or with varying companies, can be an effective way to evaluate financial performance. 10866 43 20 - Why Use Ratios?
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| FINRA and SEC Examination Priorities for 2016 (FE INT) | 11560 | Overview |
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Recap some of the top fines from 2015 and spotlight both FINRA and the SEC's 2016 examination priorities letters, highlight overlapping concepts, super-sized fines and strategies for building a culture of compliance. 11560 43 25 - FINRA Examination Priority Letter
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| FINRA and SEC Examination Priorities for 2017 (FE INT) | 10029 | Overview |
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With so much on the line, firms today simply can't afford to ignore the early warning signs of what FINRA and the SEC expect to see during routine examinations. In this course, we'll outline the SEC and FINRA's 2017 examination priorities letters, discuss what the future of these two organizations looks like under new leadership, and provide strategies for preparing for an onsite investigation. Upon completion of this course, it is important that you review and update your policies, procedures and business activities to reflect both sets of priorities so you can strengthen business practices and prepare for potential exams in the future. 10029 37 25 |
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| FINRA and SEC Examination Priorities for 2018 (FE) | 9529 | Overview |
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This course will summarize the SEC and FINRA's recently released examination letters, discuss any changes to be expected in 2018, and provide strategies for preparing for an onsite examination. 9529 50 30 |
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| FINRA and SEC Examination Priorities for 2019 (FE INT) | 11035 | Overview |
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It's the news we all wait for on pins and needles: FINRA and the SEC's annual examination priorities. While regulators are definitely focusing a majority of their attention on recurring issues, there are a handful of developing risks for firms to pay special attention to this year. In this course, we'll summarize the SEC and FINRA's recently released examination letters, discuss any changes to be expected in 2019 and provide strategies for preparing for an onsite examination. 11035 24 20 |
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| FINRA and SEC Examination Priorities for 2020 (FE INT) | 12640 | Overview |
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It's the news we all wait for on pins and needles: FINRA and the SEC's annual examination priorities. While regulators are definitely focusing a majority of their attention on recurring issues, there are a handful of developing risks for firms to pay special attention to this year. In this course, we'll summarize the SEC and FINRA's recently released examination letters, discuss any changes to be expected in 2020 and provide strategies for preparing for an onsite examination. 12640 32 20 |
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| FINRA and SEC Examination Priorities for 2021 (FE INT) | 15733 | Overview |
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As a way to increase transparency between regulators and the registered firms and advisors they oversee, the SEC and FINRA release their annual examination priorities letters at the beginning of each year. These letters serve as a great resource for registered firms and members as they work to meet their annual compliance obligations. This course will provide a general overview of what was included on both the SEC and FINRA examination priorities letters while highlighting the specific areas which will receive the most attention in 2021, including Regulation Best Interest and Form CRS, Cybersecurity and Anti-Money Laundering. 15733 40 20 |
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| NEW! - FINRA and SEC Examination Priorities for 2022 (FE INT) | 17858 | Overview |
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As a way to increase transparency between regulators and the registered firms and advisors they oversee, the SEC and FINRA release their annual examination priorities letters at the beginning of each year. These letters serve as a great resource for registered firms and members as they work to meet their annual compliance obligations. This course will provide a general overview of what was included on both the SEC and FINRA examination priorities letters while highlighting the specific areas which will receive the most attention in 2022, including Anti-Money Laundering, Cybersecurity, Regulation Best Interest, Special Purpose Acquisition Companies (SPACs), ESG Investing, and more. 17858 59 30 |
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| FINRA Back Office Operations (FE INT) | 10640 | Overview |
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This course is intended for back office staff, registered representatives, supervisors and compliance staff that are interested in learning more about the "Back Office" Operations of a broker/dealer and the regulations that they are required to comply with. This course provides an overview of the "back office" requirements and regulations involving the operation of a broker/dealer. The course reviews the various roles of the purchase and sales department, the margin department and cashiering department. Finally, the course covers FINRA and SEC record keeping requirements. 10640 22 15 - Purchase & Sales Department |
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| FINRA Code of Arbitration, Mediation and Procedure (FE INT) | 11017 | Overview |
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Arbitration is an alternative to litigation in which an arbitrator or a panel of arbitrators listen to the positions of the disputing parties in a relatively informal proceeding and then issue a decision on how the situation should be resolved. This course provides representatives with an understanding of the rules and processes in place to be followed, utilizing FINRA Code of Arbitration Mediation and Procedures. 11017 17 8 - Code of Arbitration |
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| FINRA Conduct Rules (FE INT) | 10985 | Intermediate |
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This course is intended for registered representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional interested in learning how industry rules apply to their responsibilities to ensure compliance with FINRA Conduct Rules. This course describes the purpose and mission of FINRA overall, as well as the role the self-regulatory authority plays in the financial services industry. The course also discusses FINRA's policies and regulatory reviews of members' business activities. 10985 39 25 - FINRA's Policies and Regulatory Reviews of Members' Business Activities |
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| FINRA Restrictions on Broker Political Contributions (FE INT) | 11561 | Overview |
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This course discusses the proposed restrictions on broker political contributions by FINRA-registered member firms. Specifically, this course focuses on the two rules established by FINRA in response to SEC guidelines to regulate broker political contributions: Rule 2030(a) and Rule 4580. 11561 29 20 - Overview of FINRA Restrictions on Broker Political Contributions
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| FINRA Restrictions on Broker Political Contributions - Vol. 2 (FE INT) | 9888 | Intermediate |
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This course was developed to meet FINRA continuing education requirements and its restrictions on political contributions. Political contributions are not forbidden by this rule if engaged in properly. For example, the de minimis exception allows donating to a candidate in one's own district, in an amount of $350 or less. However, there are forbidden contributions that, if violated, are a violation of FINRA Rule 2030, Engaging in Distribution and Solicitation Activities with Government Entities. This rule is largely mirrored from the SEC's pay-to-play rule. The SEC has oversight authority over FINRA and thus, the ability to bring civil and/or criminal charges for executing pay-to-play schemes. 9888 38 20 course helps the student:
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| FINRA Rule 1230(b)(6): Operations Professional Registration (FE INT) | 11569 | Intermediate |
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This course provides an overview of the category of FINRA registration for those personnel involved in certain types of broker-dealer operations. The course is designed for registered representatives and their supervisors, as well as personnel in the operations, compliance and registration/licensing areas. Upon completion of this course, representatives should be able to: identify "covered persons" who need to register as an operations professional; identify the "covered functions" that an operations professional is likely to perform; understand when someone is required to register as an operations professional, but is exempt from the examination requirement for the Series 99 based on his or her other securities registrations; discuss the subject areas covered by the operations professional examination; and know the timelines in which broker-dealer firms must comply with the new requirements. 11569 27 20 - Introduction
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| FINRA Rule 2210: The BrokerCheck Amendment (FE INT) | 11592 | Overview |
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This course outlines how to comply with FINRA's recent BrokerCheck link requirement. Effective June 6, 2016, firms will need to include a readily apparent reference and hyperlink to BrokerCheck on the initial Web page to be viewed by retail investors, and any other Web page that includes a professional profile of one or more registered persons, who conduct business with retail investors. To help satisfy this requirement, this introductory-level course provides background of the new rule and instructions for linking to BrokerCheck. 11592 16 20 - FINRA Rule 2210
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| FINRA Rule 2273 - Educational Communication Related to Recruitment Practices and Account Transfers (FE INT) | 11491 | Overview |
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Introductory Course to FINRA Rule 2273 - Educational Communication Related to Recruitment Practices and Account Transfers. Effective November 11, 2016 11491 16 10 - FINRA Rule 2273 |
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| FINRA Rule 2330 Supervisory Training (FE INT) | 11009 | Overview |
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This course is intended for supervisors of registered representatives who market and sell deferred variable annuities. The course is also applicable for compliance staff that work with deferred annuity products. FINRA Rule 2330, Members' Responsibilities Regarding Deferred Variable Annuities, imposes requirements on FINRA members who recommend purchases or exchanges of deferred variable annuities. It also requires FINRA-registered principals to review and approve variable annuity transactions. This course explores FINRA Rule 2330 and the heightened requirements of supervisors of registered representatives who promote and sell annuity products. It provides a solid background for supervisors regarding variable product suitability requirements, and the responsibilities for supervising registered representatives as required by the rule. 11009 43 25 - Introduction
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| FINRA Rule 3160 - Networking Arrangements with Members and Financial Institutions (FE INT) | 9870 | Overview |
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This course was developed to meet FINRA continuing education requirements. It addresses FINRA Rule 3160, Networking Arrangements with Members and Financial Institutions, which must be implemented by broker-dealers doing business on the premises of a retail financial institution. 9870 36 20 - Distinguish the bank broker-dealer role
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| FINRA Rule 4110: Capital Compliance (FE INT) | 11257 | Intermediate |
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This course is intended for registered representatives, salespeople, market makers, traders, securities analysts, financial professionals and anyone interested in learning more about FINRA's capital compliance requirements. FINRA member firms are obligated to a set of Financial Responsibility Rules as part of the Consolidated FINRA Rulebook. These rules apply to member firms considered "carrying and clearing members." The rules: establish criteria promoting the permanency of members' capital, require the review and approval of certain material financial transactions, and establish criteria intended to identify members approaching financial difficulty, as a means to monitor their financial and operational condition. This course will review the aforementioned obligations pertaining to FINRA Rule 4110 for member firms. 11257 19 15 - FINRA Rule 4110 Background
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| FINRA Rule 4530 - Disclosure and Complaint Filings (FE INT) | 10642 | Overview |
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This course provides an overview of FINRA Rule 4530 regarding the disclosure and filing requirements for customer complaints. More specifically, the course outlines five potential actions that would require a firm and/or its associated persons to submit a disclosure form to FINRA. 10642 21 30 - Rule 4530 Reporting Requirements
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| FINRA Rules 3130 and 3120: Supervisory Controls (FE INT) | 10424 | Intermediate |
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This course is intended for registered representatives, supervisors, compliance staff, senior management and firm principals affiliated with broker-dealers as a part of their mandatory requirement to identify principals that will be responsible for establishing, maintaining and enforcing a system of supervisory control policies and procedures. The objective of this course is to provide representatives with a complete understanding of Rule 3120 and Rule 3130. Rule 3120 requires that firms identify principals that will be responsible for establishing, maintaining and enforcing a system of supervisory control policies and procedures that test and verify a firm's supervisory system. Rule 3130 requires that the CEO of a broker-dealer certify on an annual basis that the firm has a process in place that "establishes, maintains, reviews, modifies and tests internal policies and procedures for compliance with applicable rules and regulations." Representatives, at the completion of the course, will be able to identify the specific guidelines and requirements of each rule. 10424 24 25 - Rule 3120 and 3130 Definition
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| NEW! - FINRA Suitability Rule 2111: An Institutional Focus (FE INT) | 17715 | Overview |
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The Financial Industry Regulatory Authority (FINRA) recently implemented a new securities industry rule governing the obligation of broker-dealers and their registered representatives to make "suitable" investment recommendations to customers. FINRA Rule 2111, which went into effect on July 9, 2012, broadens the scope of the predecessor suitability rule, NASD Rule 2310, in a number of important respects. This course highlights the key provisions of FINRA's new suitability rule and recommends a number of ways to document compliance and mitigate risks related to unsuitable investments. 17715 30 24 - The New Rule
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| NEW! - FINRAs Suitability and Know Your Customer Rules (FINRA Rules 2111 and 2090) (FE INT) | 17716 | Overview |
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In this course, representatives will discuss the two new FINRA Rules that were approved by the SEC to be incorporated into the FINRA consolidated rulebook: FINRA Rule 2090 - Know Your Customer and FINRA Rule 2111 - Suitability. Both rules incorporate and expand upon standards that were contained in earlier NASD and NYSE Rules. Upon completion of this course, representatives will have a better understanding of the Know Your Customer requirements stated in FINRA Rule 2090, including what is meant by the terms reasonable diligence and essential facts, as well as FINRA Rule 2111's suitability requirements, including: identifying the three levels of suitability; knowing when the suitability requirements apply to a customer relationship; and recognizing the obligations of the firm and the associated person under the Rules. 17716 32 24 |
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| Fixed and Variable Annuities vs. Mutual Funds (FE INT) | 10320 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisors supervisors or any financial service industry professional that works with clients that purchase the aforementioned products. This course compares and contrasts fixed annuities, variable annuities and mutual funds. It describes each type of product and reasons why people buy them. The course also offers an in-depth analysis of variable annuities and mutual funds, including advantages of each and a comparison of performance. 10320 63 40 - Long-Term Investment |
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| Fixed Income Transaction Reporting (FE INT) | 12703 | Overview |
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The following course provides an overview of trade reporting systems operated by both the Financial Industry Regulatory Authority (FINRA) and the Municipal Securities Rulemaking Board (MSRB), under the rules and supervision of the SEC. It covers the basic rules and requirements of each system. The course also covers the requirements of both FINRA and MSRB for reporting transactions to customers, via trade confirmations. The course is suitable for registered representatives, their supervisors, compliance members and other staff who seek to gain a better understanding of the regulatory requirements related to transactions of fixed-income securities. The course may also be useful for traders and individuals who are responsible for building trading and reporting systems. In addition, any individuals who are directly related to day to day trading operations, reporting or oversight should be given additional in-depth training on TRACE and EMMA functionality and regulatory requirements. 12703 40 60 |
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| Fixed Income: Rising Interest Rates (FE INT) | 11423 | Intermediate |
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This course will explore factors related to a rising rate market environment, effective ways to manage rising-rate risk factors, and investment options for fixed income investors during rising rate market conditions. 11423 26 20 - The role of the Federal Reserve
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| Fixed Rate Primary Market Offerings (FE INT) | 11582 | Overview |
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This introductory level course provides intricate background to the roles and responsibilities of market participants in fixed rate primary market offerings. The course begins with an overview of the defining characteristics of primary and secondary market transactions. After that, the bond offering process is discussed, highlighting important participants, including: municipal advisors, bond counsel, underwriters, auditors, trustees and much more. 11582 35 40 - Primary and Secondary Market Transactions
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| Floating-Rate Funds (FE INT) | 11570 | Intermediate |
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Floating-rate loans and investment-grade bonds carry different risks, and when used in combination, offer an opportunity for an attractive return stream that can potentially benefit investors during multiple market cycles. This course provides course-takers with an overview of floating-rate loans, funds and ETFs, and highlights certain risks and rewards for investors. 11570 30 15 - Overview of Floating-Rate Funds
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| Foreign Corrupt Practices Act (FE INT) | 9878 | Overview |
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This course is intended for sales representatives, their supervisors, compliance personnel and sales support staff that work with international securities or the trading of international securities. Congress enacted the Foreign Corrupt Practices Act (FCPA) to bring a halt to the bribery of foreign officials and to restore public confidence in the integrity of the American business system. This course will review the background that led to the introduction of the FCPA. 9878 36 25 - Foreign Corrupt Practices Act (FCPA) |
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| Forex Currency Trading (FE INT) | 12405 | Advanced |
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This course is intended for registered representatives, supervisors, market makers, traders, financial professionals and anyone interested in Forex Trading. The FX market is the world's largest, most liquid market, with an estimated $4 trillion in daily turnover. As such, it is primarily traded through banks, brokers-dealers, financial institutions and private individuals. This course provides representatives with a history of the market, different ways to trade forex, a description of varying market order types, and a list of the main currency players. 12405 33 20 - Forex History and Background Information
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| Forms of Business Ownership and Legal Organization (FE INT) | 12275 | Overview |
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This course provides an overview of the most common forms of business ownership and legal organization, examining their comparative structures, taxation issues, liability considerations, and more. 12275 54 60 - Sole Proprietorships
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| Futures and Managed Funds (FE) | 1987 | Advanced |
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This course is intended for registered representatives, supervisors, market makers, traders, financial professionals and anyone working with, or interested in the sale of, futures and managed funds. The term managed futures refers to a 30-year-old market made up of professional money managers that are also known as commodity trading advisors ("CTAs") that manage client assets using global futures markets as an investment medium. Unlike a stock, which represents equity in a company and can be held for a long time (if not indefinitely), futures contracts have finite lives. They are primarily used for hedging commodity price-fluctuation risks or for taking advantage of price movements rather than for the buying or selling of the actual cash commodity. Upon completion of this course, representatives will have a better understanding of general market knowledge, futures and forward contracts, hedging, and the Know Your Customer Rule. 1987 46 25 - General Market Knowledge |
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| Futures Markets (FE INT) | 11721 | Advanced |
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This course is intended for registered representatives, supervisors, market makers, traders, financial professionals and anyone working with, or interested in learning more about, the futures markets. Representatives who successfully complete this course will gain a better understanding of futures contracts and how these instruments are used for pricing and risk management. 11721 41 25 - A Brief History of the Futures Contract
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| General Data Protection Regulation (GDPR) (FE INT) | 10210 | Intermediate |
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The European Union's General Data Protection Regulation took effect May 25th, 2018 and could affect certain financial representatives in the U.S. This course covers the history of the regulation, how GDPR differs from U.S. regulations, and penalties for non-compliance. 10210 24 20 - History of the Regulation
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| NEW! - Gifts and Gratuities: Guidance on FINRA Rule 3220 (FE INT) | 17718 | Overview |
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This course is intended for registered representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional interested in learning how to achieve compliance with FINRA rules on gifts and entertainment. FINRA Rule 3220 strictly prohibits broker-dealers from giving gifts or gratuities in excess of $100 per year to any person where that gift is in relation to the business of the recipient's employer. As such, this course helps distinguish what types of items need to be recorded to avoid the unsavory practice of giving kickbacks or paying to obtain business. 17718 21 8 - Overview of FINRA Rule 2330 |
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| Government Sponsored Enterprises and Home Financing (FE INT) | 11758 | Overview |
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The course, "Government Sponsored Enterprises and Home Financing" provides an introductory overview of Government Sponsored Enterprises, including changes in ownership, congressional requirements and market factors that lead to crisis. Due to the current debate on the future of Fannie Mae and Freddie Mac, the course additionally focuses on the benefits of government sponsored enterprises to the housing market, their role in the 2008 economic crisis and proposals for their reform or replacement. 11758 28 30 - Creation and purpose of Government Sponsored Enterprises
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| Government-Sponsored Enterprises (GSEs) (FE INT) | 11554 | Intermediate |
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Government-Sponsored Enterprises (GSEs) are companies sponsored or supported by the government. This course covers the GSEs known as Fannie Mae, Freddie Mac and the FHLBanks, as well as mortgage-backed securities. In light of the current chaotic nature of GSEs, this course discusses some of the politics surrounding these GSEs, why they are in conservatorship and what the future looks like as their once-robust role in the U.S. economy changes. 11554 34 20 |
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| Gramm-Leach-Bliley Act (FE INT) | 12213 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional interested in learning how industry rules apply to the Gramm-Leach-Bliley Act. The Financial Modernization Act repealed the Depression-era barriers that separated banking, insurance and securities, allowing all three to engage in a statutorily provided list of financial activities. This course examines the broad umbrella of "financial institutions" that are covered under Gramm-Leach Bliley, and discusses the financial activities they may in engage in. 12213 31 20 - GLB Act Overview
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| NEW! - Guide to Electronic Communications: Blogs, Bulletin Boards, Chat Rooms, Social Networks and Websites (FE INT) | 17719 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional interested in learning how industry rules apply to the use and management of electronic communications with the public. FINRA has developed a number of guidelines regarding electronic communications for registered representatives. This course is designed to make registered representatives aware of the compliance requirements and potential liabilities when using the Internet and electronic communications. This course reviews the various rules and standards that cover electronic communications. Specific issues are covered concerning different methods of electronic communications. Additionally, the course will cover FINRA's rules and views regarding electronic communications in the various forms available today. 17719 24 12 - An Overview of Electronic Communications |
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| NEW! - Harassment and Discrimination in a Professional Environment (FE INT) | 17721 | Overview |
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This course provides an overview of sexual harassment and discrimination in the workplace: prohibited conduct; employee responsibilities; and the remedies available for employment discrimination. 17721 68 58 - Sexual Harassment
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| Harassment and Discrimination in a Professional Environment for Supervisors (FE INT) | 10971 | Overview |
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This course provides an overview of sexual harassment and discrimination in the workplace: prohibited conduct; employee, supervisor and employer responsibilities; and the remedies available for employment discrimination. 10971 107 120 - Sexual Harassment
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| Hedge Fund Investing (FE INT) | 11739 | Overview |
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This course is intended for representatives, investment advisers, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution, and risk-analysis of conventional securities. Those taking this course should already have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. This course discusses the history of hedge fund investing as well as the different types of hedge funds available. In addition, it discusses trading strategies employed by hedge funds, the attendant risks and suitability and disclosure requirements for making such recommendations. 11739 31 15 - Hedge Fund Definition and History |
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| Hedge Fund Investing: Regulatory Concerns and Issues (FE INT) | 11854 | Overview |
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This course is intended for representatives, investment advisers, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution and risk-analysis of conventional securities. Additionally, those taking this course should already have an intermediate understanding of the securities market and the wide variety of securities products being offered to investors. The history of hedge fund investing, Trading strategies employed by hedge funds, Attendant risks and Suitability, Disclosure requirements for making such recommendations. 11854 32 15 - Hedge Fund Definition and History
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| NEW! - Heightened Supervision: Who, When, Why, and How (FE INT) | 17722 | Overview |
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This course provides an overview of heightened supervision of representatives for all levels of supervisory, management, and compliance personnel. Specific topics covered in this course include: Recognizing situations involving new-hires and existing representatives that may call for heightened supervision; Recognizing the risks to the firm presented by these situations; Understanding how a heightened supervision plan should be designed to address the specific representative's situation and the risks to the firm thereof; Understanding who should (and should NOT) have knowledge of and involvement in a heightened supervision plan. 17722 29 23 |
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| How To Read A Prospectus (FE INT) | 10215 | Intermediate |
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This course is intended for registered representatives and supervisors that primarily work with retail clients. The prospectus is the single most complete source of information for investors in a mutual fund. By law, a fund must provide you with its prospectus. From the prospectus, you learn what you need to know about a fund, as well as a few things you probably never knew you needed to know. This course teaches new advisors the ins-and-outs of reading a prospectus. 10215 70 38 - Why Read a Prospectus? |
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| NEW! - How to Work with Millennial Investors (FE INT) | 17726 | Intermediate |
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Generation Y, Echo Boomers, Generation Why?, Boomerang Generation or Millennials, whichever term used will define roughly the same thing: the youngest of the US working population. They are a new breed of investors that require new methods of investing their money, different than the strategies used with their parents. Learning to understand millennials helps to understand their financial goals. The biggest hurdle to jump: Millennials tend to be cynical of the importance and value of using financial advisors. This course prepares you to recognize and work with millennial clients the way they want to be worked with. 17726 60 32 - Who are the Millennials
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| Hybrid Securities (FE) | 89 | Intermediate |
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Hybrids are currently a hot topic. Rapidly increasing issuance across industry and geographical sectors, major regulatory developments and the close attention of the credit rating agencies have combined to place hybrids at center stage of the global capital markets. As such, this course is intended for registered representatives and supervisors that primarily work with retail clients and are interested in the sale of hybrid securities. The course looks at the structure of hybrid securities and the advantages and disadvantages they hold for investors. 0089 30 15 - Hybrid Definition |
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| NEW! - Identifying and Mitigating Conflicts of Interest (FE INT) | 17728 | Overview |
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Financial professionals need to identify the conflicts of interest that may be associated with their business activities, understand how to reduce or remove conflicts, and the necessity of disclosing any unresolved conflicts. This course outlines various types of conflicts of interests for various financial professionals, and methods of mitigating those conflicts. 17728 27 23 - Conflicts Associated with Business Activities
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| NEW! - Identity Theft Prevention and the Financial Services Industry (FE INT) | 17730 | Overview |
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This course is intended for anyone working in the financial services industry that may have contact with sensitive customer information. This course is beneficial for all firms, as training is required to comply with the Federal Trade Commission FACT Act Identity Theft Rules. This course examines the primary rules that protect customer information and the role that employees play in identifying identity theft red flags. Finally, the course uncovers the various methods used by hackers to steal customer identities. 17730 31 19 - A Consumer Issue for Business
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| NEW! - Identity Theft: It's Everyone's Business (FE INT) | 17732 | Overview |
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The federal financial regulatory agencies have adopted and enforced robust data security standards for entities under their jurisdiction. Protection of financial and personal customer information is a key responsibility and obligation of FINRA member firms. This course provides representatives with a comprehensive overview of identity theft, as well as the things they can do while conducting their day-to-day business to help ensure consumer data is kept out of the hands of criminals. 17732 24 19 - Who pays the price?
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| Information Barriers for the Institutional Firm (FE INT) | 9947 | Overview |
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This course discusses the various types of "information barriers" that firms employ in their investment banking operations. Additionally, this course discusses applicable regulatory requirements and how those obligations translate into a firm's policies and day-to-day operations. 9947 36 19 - protection of material nonpublic Information
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| Information Security: Protecting You, Your Clients and Your Firm for the Investment Adviser (FE INT) | 10689 | Overview |
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Information Security plays an important role in our lives, both at home and at work. Its primary goal is preserving the confidentiality, integrity and availability of information and information systems. This course will cover the key principles to ensure employees do everything possible to maintain the integrity of confidential information at the firm. 10689 20 10 |
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| NEW! - Information Security: Protecting You, Your Clients, and Your Firm (FE INT) | 17734 | Overview |
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This course covers concepts to help registered representatives and supervisors understand procedures for protecting confidential personal customer information and detecting possible breaches in information security. It provides suggestions for what to do if customer information is compromised and steps to take to better protect this information. The objective of this course is to educate representatives on the importance of protecting client information. Information assets and physical property are constantly exposed to threats such as natural disasters, computer viruses and criminal actions. We can all contribute to managing the risks that come with these threats. Understanding your individual and professional responsibility is the first step in this contribution. Information security is an integral part of the services we provide and helps to protect our reputations and brands. 17734 18 8 - Definition of Sensitive Information |
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| NEW! - Insider Trading (FE INT) | 17736 | Overview |
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This course is intended for registered representatives, supervisors, sales associates, compliance administrators, new account managers and any financial service professional who is exposed to customers who may be corporate insiders or individuals who may possess material nonpublic information about their companies. This course reviews the background and scope of SEC anti-fraud standards prohibiting insider trading. Representatives will gain a thorough understanding of what is deemed illegal and legal insider trading. They will learn about the penalties imposed when violators are found guilty and who is harmed by illegal insider trading. 17736 25 11 - SEC Governance |
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| Insider Trading - Vol. 2 (FE INT) | 9826 | Intermediate |
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This course examines the development and scope of the SEC's regulations governing insider trading. The material is an in-depth review of legal and illegal insider trading, prevention and prosecution of illegal insider trading, and perspectives on potential legalization of insider trading. 9826 28 20 - Description of insider trading
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| NEW! - Insider Trading: The Illegal Side (FE INT) | 17737 | Intermediate |
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This course provides an overview of what insider trading activity is and is not allowed, how insider trading laws have evolved, prevention of illegal activity through policies and education, the challenges of prosecuting criminal insider trading and a discussion of reasons for and against the legalization of insider trading. 17737 35 23 - Definition of Illegal and legal insider trading |
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| Institutional Advertising and Communications (FE INT) | 10788 | Intermediate |
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This course is intended for institutional registered representatives, supervisors and institutional sales representatives. This course reviews the various rules covering how communication with clients by institutional registered representatives and their supervisors is conducted. The course discusses the standard definitions and procedures followed within a firm to assure compliance with the regulatory rules that govern their communications. 10788 20 15 - Determine who is an Institutional Investor
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| Institutional Conflicts of Interest (FE INT) | 10596 | Overview |
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This course outlines the various conflicts associated with financial professionals' activities and how to avoid becoming involved in unethical or criminal conduct. 10596 26 20 - Securities Traders Conflicts and Research Analysts Conflicts |
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| NEW! - Institutional Ethics (FE INT) | 17738 | Overview |
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This course is intended for registered representatives acting as institutional sales representatives, as well as investment advisers and their supervisors. This course focuses on ethical behavior and how it fits into the moral framework of industry rules. It explores both unethical practices and ethical practices for institutional sales representatives and outlines the ethical standards required when interacting with institutional clients. 17738 23 10 - Definition
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| Institutional Ethics and Regulation (FE INT) | 10135 | Overview |
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This course is designed for institutional representatives, as well as investment advisors and their supervisors. This course focuses on ethical behavior and how it fits into the moral framework of industry rules. It explores both unethical practices and ethical best practices for institutional sales representatives and outlines the ethical standards required when interacting with institutional clients. This course additionally provides an overview of the most significant regulatory developments over the past few years and how they impact institutional broker-dealers. 10135 41 20 - SEC Activity
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| Interest, Yield and Price Calculations (FE) | 1988 | Intermediate |
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This course is an informational course on corporate bonds for those registered representatives and supervisors who solicit customers in the sale of corporate debt securities. This course is appropriate for those in retail sales and in corporate bond underwriting. The objective of this course is to educate individuals on the components that are utilized when calculating prices for bonds. Moreover, the course introduces representatives to pricing and quotes of corporate bonds and discusses the three yields for a bond: nominal yield, current yield and yield-to-maturity basis, often referred to as "basis". 1988 39 20 - Computation of Accrued Interest for Bonds |
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| Introduction to 529 Plans (FE INT) | 11666 | Intermediate |
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This course is intended for sales representatives, supervisors and advisors interested in gaining a better understanding of 529 College Savings Plans. Individuals taking this course should already have a basic understanding of suitability requirements and municipal bond funds. This course provides an overview of 529 Plans and their components, compliance issues associated with them, and how to determine the right plan for your client. Without a proper investment strategy, funding a child's college education is prohibitive for many Americans. 529 Plans provide investors with a means of earmarking investments specifically for educational purposes. 11666 40 35 |
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| Introduction To Blue Sky Laws (FE) | 91 | Overview |
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This course is intended for producers and supervisors that market and sell insurance products to consumers. This course will provide producers with an overview of Blue Sky Laws and their origins. It will cover both state and federal governance of Blue Sky Laws and the challenges associated with multiple jurisdictional oversights. Producers will learn about the registration requirements for securities, as well as the registration of Broker-Dealers and Agents. 0091 22 15 - Blue Sky Law Intention |
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| Introduction to Derivatives (FE INT) | 11203 | Overview |
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This course is intended for registered representatives, investment advisors, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution, and risk-analysis of conventional securities. Those taking this course should have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. The use of derivative instruments such as stock options grows every day. These derivative instruments represent a very flexible way of enhancing the wealth of a portfolio or protecting it against undesirable events. However many investors lack the knowledge needed to effectively use derivatives. This course will cover the various types of derivatives available, the method by which they are valued, and finally various reasons as to why they are used. 11203 36 29 - Types of Derivatives
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| Introduction To Equity Indexed Annuities (FE INT) | 11740 | Intermediate |
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This course is intended for registered representatives and their supervisors that work in retirement planning and have clients utilizing annuity products. Since EIAs are merely fixed annuities with a unique method of crediting interest, this course addresses the basics of fixed annuities before proceeding on to the mechanics of the equity indexed annuity. As with any other investment product, equity indexed annuities may not be for everyone. This course sheds light on ideal investors and why EIAs have gained traction over the years. 11740 37 21 |
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| Introduction to Estate Planning (FE INT) | 11052 | Advanced |
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This course is intended for registered representatives and supervisors who open retirement accounts for retail investors and advise them on issues related to retirement and estate planning. Due to the ever-changing economic status of our country, many individuals have realized the importance of planning for retirement and death. It is becoming necessary for people to seek professional advice on how to manage their finances. Many individuals are unable to effectively plan how they want their estate distributed upon their death. That is why it is very important that they seek the help of legal tax financial and insurance professionals. Through this course, representatives are presented with an effective way to help plan their clients' estates more efficiently. 11052 40 30 - Introduction and Overview |
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| Introduction to FINRA Rule 2330 for Registered Representatives (FE INT) | 11044 | Intermediate |
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This course is intended for financial service industry professionals interested in the latest developments in variable annuity sales practice regulations. More specifically, this course is designed for registered representatives, principals and sales support staff. It is also beneficial for compliance staff and compliance administrators that may need a refresher course on the rule. Although this course offers an overview of variable annuities, it also presumes a basic knowledge of deferred variable annuities. Rule 2330 imposes requirements on FINRA members who recommend the purchase of deferred variable annuities. It also requires FINRA-registered principals to review and approve variable annuity transactions. This course provides an introduction to Rule 2330 and explores the four key requirements of Rule 2330. At the completion of the course, individuals will have a better understanding of the Rule and their responsibility as a registered representatives regarding: Suitability Principal Review and Approval Supervisory Procedures Training. 11044 32 28 - Registered Rep Requirements |
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| Introduction to Gift and Estate Taxation (FE INT) | 12420 | Intermediate |
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This course is intended for registered representatives and supervisors who open retirement accounts for retail investors and advise them on issues related to retirement and estate planning. The objective of this course is to provide a history on the subject of gift and estate taxation. Additionally, it covers the various forms of property ownership and gives an overview of wills trusts and probate. Training includes comprehensive coverage of the federal estate and gift taxes and state death taxes. 12420 80 47 - History of Death and Taxes
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| NEW! - Introduction to Investment Adviser Compliance (FE INT) | 18124 | Overview |
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This course is designed to cover basic compliance requirements of investment advisers, as required by the Investment Advisers Act of 1940 ("Advisers Act") as well as other applicable regulatory requirements. This course serves as educational and informational for novice investment adviser representatives, including those just joining an RIA or starting a new firm. This course also services as a healthy refresher for experienced advisors. 18124 53 60 |
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| Introduction to Investment Adviser Compliance (IA INT) | 17863 | Overview |
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This course is designed to cover basic compliance requirements of investment advisers, as required by the Investment Advisers Act of 1940 ("Advisers Act") as well as other applicable regulatory requirements. This course serves as educational and informational for novice investment adviser representatives, including those just joining an RIA or starting a new firm. This course also services as a healthy refresher for experienced advisors. 17863 53 60 |
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| Introduction to Investments (FE INT) | 11386 | Intermediate |
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This course is intended as an introductory course to investments for registered representatives. The course discusses bonds, dollar-cost averaging, diversification, fixed annuities, compounding and inflation, mutual funds, tax-free bonds, and variable annuities. 11386 101 60 - What is a Bond?
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| Introduction to Mutual Fund Investing (FE INT) | 12764 | Overview |
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This course is intended for registered representatives and supervisors who sell mutual funds or are training to sell mutual funds. The course describes the fundamentals of mutual funds and serves as a refresher to mutual fund basics. Mutual funds are important investment instruments that have been essential to both individual and corporate investors for well over a century. Beginning with a brief overview of basic investment principles and the evolution of mutual funds, this course addresses the fundamentals of mutual funds, how they are categorized, their roles and functions and their investment characteristics. 12764 31 15 - Mutual Fund Overview
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| Introduction to Retirement Plans (FE INT) | 16207 | Overview |
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With the ever-changing retirement landscape, it's important for the financial professional to have a basic understanding of the types of retirement plan options that may be available to their clients. In this course, you will learn about the history of retirement plans, basic differences between the available plans and the individuals that qualify for such plans, potential tax implications, contribution limits, required minimum distributions, and the benefits and drawbacks for the available plans that your clients' may have as part of their retirement portfolio. This course will also provide the applicable FINRA, SEC, and DOL rules that may be relevant when giving advice about a retirement account. This course is not intended to provide tax advice and does not include all tax implications associated with retirement plans, it is intended to provide an informational baseline so that you can better assist your clients with their retirement planning needs. 16207 30 30 |
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| Introduction to Suitability and the Senior Protection Model Regulation (FE INT) | 9997 | Overview |
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This course is intended for registered representatives, sales support staff, compliance staff and compliance administrators interested in senior citizen sales practice regulations. This course highlights special issues that are common to many older investors and baby boomers approaching retirement. This course is not intended to establish a new standard of practice or to imply new rules or regulatory requirements. Rather it provides information that registered representatives may find useful for identifying working with and responding to senior investors with potential diminished - or diminishing - decisional capacity. 9997 32 15 - Review of Fixed and Variable Products
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| Introduction to the Industry for Investment Advisors (INT) | 17802 | Overview |
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As a newly registered financial advisor, there is much basic information you need to be familiar with to launch your business. Much of what you must abide by as a financial advisor is detailed in the Investment Advisers Act of 1940. This course is meant to help you understand the compliance obligations in these provisions and provides additional resources from the Securities Exchange Commission (SEC) to help you comply with these rules and laws. 17802 30 45 - Your Role as a Fiduciary
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| Introduction to the Securities Industry (FE) | 3696 | Overview |
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Introduce your representatives to the basics of the securities industry. This course begins with a look at the securities marketplace and those involved in the issuance of securities. Next, it will summarize the trade process. Additionally, it will provide information about the various governing bodies and self-regulatory organizations (SROs) and the different markets securities are traded through. There is also an introduction to trading, as well as an overview of the different types of securities instruments. The course wraps up with basic terms and concepts. 3696 98 50 - What are Securities?
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| Investing in Emerging Markets (FE INT) | 12386 | Intermediate |
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Emerging markets continue to attract the attention of investors all over the world. With that, they are undeniably becoming an increasingly significant part of the global economy and financial markets at large. This course defines emerging markets, risks associated with emerging markets and different asset classes. This course helps individuals understand the opportunities available to their clients so that they can create a well-diversified emerging markets portfolio. 12386 31 15 - Emerging Markets Defined
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| Investment Advice for a Fee in Retirement Plans (FE INT) | 9862 | Overview |
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This course will primarily focus on the considerations related to participant-level investment advice provided by a financial professional but will also discuss the benefits a retirement plan advisor can bring to plans as well as the fees and expenses associated with various advised investment options. 9862 34 20 - Participant education
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| NEW! - Investment Adviser - Fiduciary Responsibilities (FE INT) | 17739 | Overview |
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An investment adviser stands in a special relationship of trust and confidence with, and therefore is a fiduciary to, its clients. Understanding "fiduciary responsibility" is critical, because it is at the core of being a good investment adviser. In a very practical sense, if an adviser and the adviser's employees understand the meaning of being a fiduciary and incorporate this understanding into daily business operations and decision-making, clients should be well served. This course will clarify the history, scope, and liability associated with the fiduciary responsibilities of an investment adviser. 17739 26 22 - Fiduciary standard
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| NEW! - Investment Advisor Code of Ethics (FE INT) | 17740 | Intermediate |
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This course provides an introduction to the basics of the Investment Adviser's Act and is intended for Investment Advisor's, Investment Advisor Representatives, and Certified Financial Planners. Also of interest and beneficial to financial service industry professionals is how the standards may be changing as well as the latest developments in law(s). The objective of this course is to provide an overview of various definitions and regulations to define what is required of a financial services professional who falls under the Investment Adviser Act. 17740 35 23 - Rule 204 |
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| Investment Advisors: Communication Compliance - SEC (FE INT) | 10559 | Intermediate |
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This course provides advisors with extensive information about how to properly advertise to the public while assuring compliance with the SEC's communication rules. Additionally, the course addresses the growing use of social media among the financial services industry and the risks and obligations that are tied to this type of communication. 10559 31 25 - Electronic Communications with the Public
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| Investment Analysis (FE INT) | 11591 | Overview |
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This course is intended for registered representatives, institutional salespeople, market makers, traders, investment advisors and any financial professional interested in the business of determining the value of securities. Since so many firm employees interact with traders and salespeople on a regular basis, this course not only serves as an invaluable introduction to the business of stock valuation, it also serves as a valuable resource for industry professionals who interact with experienced traders, market makers, analysts, investment advisors and salespeople on their day-to-day workplace activities. Additionally, this course outlines a variety of charting patterns used by technical analysts. 11591 24 15 - Fundamental and Technical Analysis
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| Investment Banking for Equity Professionals (FE INT) | 10956 | Overview |
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This course provides an overview of some of the key terminology, processes, regulations, and concepts involved in investment banking, with a particular emphasis on equity offerings. The course begins with basics of underwriting, one of the prominent functions in investment banking. Then the course covers registration of securities with the Securities and Exchange Commission, which is required by federal law except for available exemptions. The next section addresses aspects of investment banking in action, including more detail about the process of bringing an equity offering to market. The final section provides insight into many of the most important regulations that govern investment banking in the United States, while continuing the discussion of investment banking in practice. 10956 44 28 |
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| Investment Suitability for Clients (FE INT) | 17294 | Overview |
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When a client wishes to open any account with a brokerage firm, the financial professional must fill in the account form with the clients personal information, including his or her income levels, investment objectives, and financial goals. The financial professional uses this information to help the client evaluate the appropriate investments for his or her needs. This course discusses how to determine the suitability of the various investments for different clients and examines the risk characteristics associated with an investment company portfolio. 17294 36 40 - Suitability |
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| IPO Allocations (FE INT) | 11790 | Overview |
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This course provides an overview of some of the key issues relating to pricing and allocations of equity shares issued in initial public offerings. The course begins with an overview of the IPO process, including the typical underwriter-managed approach to allocating shares. The course then covers prohibited activities in IPO allocations, which have become a hot topic in recent years. Lastly, the course discusses some important changes in securities regulation during the last decade and ends with a review of background concepts in securities law and securities industry practices. 11790 35 21 - IPO Overview
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| IRA Basics (FE INT) | 11475 | Overview |
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This course is intended for registered representatives and supervisors who open retirement accounts for retail investors and advise them on issues related to retirement and estate planning. This course introduces traditional individual retirement accounts (IRAs) and other types of IRAs created by The Taxpayer Relief Act of 1997 (TRA 97) and explains the impact of Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) on the different types of IRAs. Topics include eligibility tax benefits and penalties and benefits of tax deferral. An IRA is a retirement investing tool that can be either an "individual retirement account" or an "individual retirement annuity." There are several types of IRAs: Traditional IRAs, Roth IRAs, SIMPLE IRAs and SEP IRAs. This course provides details on each IRA. 11475 32 16 - Laws Defining IRAs
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| Life Settlements (FE INT) | 12542 | Overview |
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This course is intended for representatives and supervisors that sell life insurance/life settlement policies and want to increase their knowledge about insurance, taxes, and investment risks. With the advent of the secondary market, today's life insurance owners have a number of options for the disposition of their life insurance policies when their needs change. This course explores the settlements that comprise the secondary market for life insurance policies. It examines the markets, prospects, process taxation, regulation and the market conduct issues associated with these arrangements. The course also discusses stranger-originated life insurance (STOLI) transactions and the steps the industry is taking to curb abuses in this market. 12542 26 15 - Life Settlement Definition
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| Making Suitable Recommendations to Customers (FE INT) | 10605 | Overview |
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This course is intended for non-institutional registered representatives, investment advisors representatives and their supervisors. This course provides principles and guidelines for determining the suitability of investment products and making appropriate recommendations for prospects and clients. Before making recommendations to a customer, a representative must gather information about the customer, such as his or her financial profile, non-financial investment considerations and the customer's risk tolerance and investment experience. This course will cover topics discussing the financial profile of the investor, non-financial considerations, risk tolerance and investment experience, investment objectives, long-term versus short term risk, portfolio analysis, asset allocation principles for portfolios, types of investment risk, and market risk: systemic and non-systemic. 10605 48 25 - Financial Profile of the Investor |
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| Managed Futures (FE) | 96 | Intermediate |
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This course is intended for representatives, investment advisors, institutional representatives, traders and supervisors who have a well-rounded background in alternative investments. Those taking this course should already have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. This course reviews the regulation of these instruments by the Commodity Futures Trading Commission (CFTC), as well as the mechanics of financial futures contracts, their use as hedging devices, and the role they play in price discovery. Additionally, trading strategies are discussed and the role of clearinghouses in the futures industry is described. 0096 34 20 - Managed Futures as a Distinct Asset Class |
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| Managing Electronic Communications (FE INT) | 11099 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors or any financial service industry professional interested in learning how industry rules apply to the use and supervision of managing electronic communications with the public. This course covers the purpose of an email policy and identifies the issues faced by organizations using email. It also discusses creating and deploying an effective corporate email policy. Finally, the course discusses the legislations surrounding email monitoring, with a special emphasis on electronic media. 11099 41 31 - What is an Email Policy
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| Margin Trading (FE INT) | 10651 | Overview |
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This course is intended for registered representatives, investment advisors, institutional representatives, traders and supervisors who are interested in learning more about margin trading. The course will review and reinforce some of the basic rules and concepts concerning the use of margin and why investors use margin. Representatives will also learn about minimum, initial and maintenance margin, as well as the different types of customer accounts used in margin trading and concepts concerning the use of margin and why investors use margin. The student will understand minimum, initial, and maintenance margin. Also, the student will learn the different types of customer accounts used in margin trading. 10651 29 20 - Definition of Margin Account |
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| Mark-ups on Fixed Income Securities (FE INT) | 9861 | Intermediate |
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This course was developed to meet FINRA and MSRB continuing education requirements. It specifically addresses MSRB Rules G-15 and G-30 and FINRA Rule 2232 regarding the disclosure of mark-ups to retail investors of fixed-income securities. This course covers the rule amendments effective May 14, 2018 - not the prior versions of the rules, as students should already have an understanding of these rules. As such, for firms to which these rules apply, the rules should have been implemented by firms no later than May 14, 2018. 9861 51 30 - Understand the difference between the MSRB and FINRA
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| Market Linked CDs (FE INT) | 10753 | Overview |
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This course is intended for representatives, investment advisors, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution and risk analysis of conventional securities. Those taking this course should have an intermediate understanding of the securities markets and the wide variety of securities products that are offered for sale to investors. The objective of this course is to provide financial professionals with an understanding of the purpose and characteristics of structured products. To achieve this, the course reviews the investment nature of structured products discusses related financial risks and describes FINRA's regulatory role of protecting investors. 10753 30 20 |
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| NEW! - Market Making (FE INT) | 17741 | Advanced |
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Market making is an important function in the stock trading industry. Market makers provide vital liquidity and ensure orderly markets. Furthermore, by reducing costs, increasing efficiency and broadening access, NASDAQ and its market makers have leveled the playing field for all investors, great and small. Market making requires a level of expertise and diligence not found in many firms. However, if these challenges can be met, a broker-dealer can earn substantial revenues and provide a very valuable service. This course provides an overview of the electronic communication network that links market makers together, as well as the varying price quotes and Market Maker Rules imposed by FINRA, NASDAQ and the SEC. 17741 32 27 - NASDAQ
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| Market Risk Factors (FE INT) | 11114 | Advanced |
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This course is intended for registered representatives, investment advisors, institutional representatives, traders and supervisors who have a well-rounded background in investments. Those taking this course should already have a basic understanding of the securities markets. Market risk is the quantifiable likelihood that fluctuations in market prices will adversely affect the values of investments or assets held by an individual or entity. Though some analysts argue that it is possible for market fluctuations to positively affect the values of such holdings, the general understanding of risk emphasizes a negative change. This course introduces the main aspects of market risk and looks at how the factors affecting it can be managed. Also discussed are events that have impacted market risk historically. 11114 41 27 - Introduction to Market Risk
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| Markets in Financial Instruments Directives: MiFID and MiFID II (FE INT) | 9757 | Intermediate |
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This course will review the original Markets in Financial Instruments Directive 2004/39/EC, known as "MiFID" before focusing on the revised Markets in Financial Instruments Directive (MiFID II), which replaced MiFID and the Markets in Financial Instrument Regulation (MiFIR). 9757 20 20 - Legislative Authority for MiFID I and MiFID II
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| Markups on Debt Securities - Riskless Principal (FE INT) | 10893 | Intermediate |
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This course outlines the markups dealers charge on securities sold from their inventories, including FINRA guidelines and information on bond trading 10893 23 15 - What are markups
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| Master Limited Partnerships (MLPs) (FE INT) | 12187 | Intermediate |
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Master Limited Partnerships (MLPs) create a method for companies involved in the fossil fuel energy infrastructure of the United States to successfully and more easily raise capital to develop facilities geared towards enhancing and increasing the production, storage and distribution network for oil and gas throughout the country and globally. This course provides representatives with a broad overview of MLPs, highlighting its two-tier structure, as well as the risks and benefits associated with investing in MPLs. Additionally, this course discusses the unique tax benefits of limited partnerships. 12187 23 16 - What are MLPs
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| Meeting the Federal Trade Commissions Safeguards Rule (FE) | 32 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors or any financial service industry professional interested in learning how industry rules apply to the use and supervision of managing communications with the public. The objective of this course is to educate representatives about the Safeguards Rule to help them understand their obligation to the security and confidentiality of customer information, help them protect against any anticipated threats or hazards to the security and integrity of information and protect against unauthorized access to or use of customer information that could result in substantial harm or inconvenience to a customer. 0032 31 20 - Safeguards Rule & Training |
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| Mergers & Acquisitions for Investment Bankers (FE INT) | 10536 | Overview |
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This course was developed for those with a basic knowledge of mergers and acquisitions (i.e., key terms and definitions, incentives for buying and selling). This course takes the next step by closely defining the roles of the Investment Banker throughout the M&A process. This course does not contain any legal or financial advice. 10536 77 60 - Core Concepts
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| Mergers & Acquisitions: Market Update and Compliance Due Diligence for M&A Professionals (FE INT) | 11952 | Overview |
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This course has been designed for individuals involved in the M&A process, compliance officers, and other persons interested in the role of compliance due diligence. The course begins with a brief discussion of the mergers and acquisitions industry as it heads in to 2020, with a focus on Corporate M&A Strategy, Private Equity, and the factors that contribute to the success of a deal. The second section looks at compliance due diligence, a sometimes overlooked, but critical, step both pre- and post acquisition. The focus here is on compliance due diligence considerations, the evolution of the Foreign Corrupt Practices Act, and additional developments in U.S. and overseas regulation and enforcement. 11952 39 30 |
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| Mergers & Acquisitions: Roles and Requirements (FE INT) | 11014 | Intermediate |
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This course was developed for those with a basic knowledge of mergers and acquisitions (i.e., key terms and definitions, incentives for buying and selling). This course takes the next step by closely defining the roles of each party and the documents for which they are responsible. This course does not contain any legal or financial advice. 11014 60 60 - Introduction to the main players involved
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| Mergers and Acquisitions (FE INT) | 11060 | Intermediate |
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This course is designed to give registered representatives and supervisors an understanding of mergers and acquisitions (M&A) including why a company would want to merge, buy out another, or be acquired; the typical steps involved in the M&A process; the due diligence that the parties to a merger or acquisition should perform on one another; and a discussion of corporate inversions: a type of M&A deal that has received a lot of negative press and Congressional attention. The course uses real-world examples to illustrate different concepts, such as horizontal and vertical integration. 11060 30 30 - Introduction and Course Objectives
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| Mergers and Acquisitions: 2020 and Beyond (FE INT) | 16264 | Overview |
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This course is designed to give registered representatives and supervisors an understanding of mergers and acquisitions (M&A) including the motives behind M&A activity, the construction of the deal, major M&A activity between 2020 and 2021 with a focus on ESG due diligence and modern regulations. 16264 42 30 |
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| Microcap Securities Fraud (FE INT) | 11800 | Intermediate |
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This course was developed to address the ongoing concern of microcap securities fraud. Microcap securities are already subject to volatility and risk. Fraud in the microcap space causes even more risk to investors. Microcap securities are treated differently than small, mid, and large-cap securities, can trade off-exchange on the OTC marketplace with less regulatory oversight and less stringent requirements and are quickly accessible to investors. This course addresses the who, what, where, why, when and even how fraud has cast its shadow over microcap securities investing. 11800 45 50 - Microcap Securities Review
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| Money Markets and CDs (FE INT) | 12017 | Intermediate |
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This course is intended for registered representatives and their supervisors that primarily work with retail clients. The course is intended to familiarize representatives on the terminology commonly used with these securities, as a means to better prepare them to explain these investments to clients. Money market instruments provide a vehicle by which institutions may invest funds on a short-term basis. There are a number of securities and banking arrangements that serve these needs. This course will focus on three of those instruments - commercial paper, certificates of deposit and bankers' acceptances. 12017 37 27 - Commercial Paper
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| NEW! - Monitoring and Supervision of Personal Securities Transactions (FE INT) | 17742 | Overview |
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The associated persons of broker-dealers have every right to invest and manage their own money any legal way they see fit. The full spectrum of investment options is available to industry professionals. However, the personal trading accounts of associated persons of broker-dealers are subject to disclosure, reporting and other restrictions. These rules are to ensure that associated persons do not take advantage of their position and gain an unfair edge on the investing public, and that any conflicts of interest are either avoided or disclosed. Failure to observe these rules could harm customers financially, and damage the credibility of a representative, a firm, or even the entire industry. 17742 30 23 - Specific FINRA regulations regarding personal securities transactions |
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| MSRB Advertising Rules (FE INT) | 11539 | Overview |
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This course covers the amendments to MSRB Rule G-21 on Advertising and the new MSRB Rule G-40 Advertising for Municipal Advisors. By the end of the course, you should have an understanding of what qualifies as advertising, especially social media and electronic public forum usage, what types of entities are subject to the rules, and where the various regulators may overlap in advertising requirements. 11539 41 60 - What is the MSRB?
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| MSRB G-43: Governing the Activities of Broker's Brokers (FE INT) | 13135 | Overview |
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This course is a study of Municipal Securities Rulemaking Board (MSRB) Rule G-43, Best Practices for Broker's Brokers. The rule is one that dictates expectations of duties and prohibited activities when dealers act as brokers for other dealers; or inter-dealer transactions in municipal securities markets. By the end of this course, you will be able to identify the role of a broker's broker in municipal market participation as well as the duties, responsibilities, and prohibitions on conduct of broker's brokers as well as understand the role of Automated Trading Systems under Rule G-43. 13135 34 30 |
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| MSRB Rule G-3 (FE) | 6855 | Overview |
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This course begins with a brief overview of the two new classifications created when the MSRB revised Rule G-3 to meet the requirements of the Dodd-Frank Wall Street Reform and Consumer Protection Act. From there, the course covers basic knowledge of the internal workings, qualifications, and required continuing education of the municipal advisory system. 6855 33 50 - Professional Qualification Requirements
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| MSRB Rule G-42: The Fiduciary Duty Rule (FE) | 9809 | Overview |
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MSRB Rule G-42 sets forth municipal advisors' required standards of conduct and duties when engaging in municipal advisory activities, other than municipal advisory solicitation activities. This course provides a brief overview of the duties and obligations under G-42, disclosure requirements for conflicts of interest and prohibited municipal advisor activities. 9809 23 20 |
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| MSRB Rules and Risks (FE INT) | 10058 | Overview |
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This introductory course provides registered representatives with a better understanding of MSRB rules and risks as they relate to the municipal securities market. Specifically, this course outlines the MSRB's recent compliance advisory and offers background to suitability obligations, pay-to-play restrictions, risk considerations, the revised Series 50 examination and much more. 10058 19 30 - Compliance Risk Highlights
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| Municipal Advisor Rules (FE INT) | 11230 | Advanced |
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This course addresses the recently effective requirement for municipal advisors to register with the SEC and the MSRB, including what types of firm is (and is not) considered a municipal advisor, the MSRB rules that apply to municipal advisors, and the types of policies and procedures a municipal advisor firm should implement to be ready for MSRB oversight as a regulated entity. 11230 43 30 |
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| Municipal Advisors, Municipal Underwriters, Advice and the MSRB (FE INT) | 10935 | Intermediate |
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This is not a course on the Municipal Advisor Rule, but rather, addresses elements within the Rule, now that the dust has settled. The course identifies the municipal advisor, municipal underwriter, and advice as it is applied to new issues from a municipal entity or obligated person. After designating that which differentiates the municipal advisor from the municipal underwriter, the MSRB rules are used to demonstrate that which they shared equally. 10935 56 60 - Simplifying elements of the Municipal Advisor Rule
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| Municipal Bond Investing and Regulation (FE INT) | 10649 | Overview |
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This course is intended for municipal securities brokers, municipal securities dealers, municipal securities sales representatives, municipal finance professionals (MFPs) and their supervisors. This course looks at the general investment features and risks associated with municipal bond investing. The course reviews the regulations and enforcement agencies that govern the municipal bond arena. Additionally, the course explores investor suitability and mandated disclosure. 10649 34 19 - Municipal Bond Overview
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| Municipal Issuer Credit Analysis (FE INT) | 10871 | Overview |
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The municipal debt market is the primary means through which state and local governments can raise capital for infrastructure projects, such as the building of schools, highways, and other projects necessary for the proper functioning of a given community. In order to encourage investment in these products, income received from these bonds is federal income tax free and state and local income tax free to individuals living in the locality where the bond is issued. This course covers the credit risk of municipal issuers and the steps required to perform an adequate due diligence on the issuer of the security prior to investing in a municipal debt transaction. 10871 28 30 - Overview of the Municipal Debt Market
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| Mutual Fund Break Points and Share Classes (FE INT) | 10047 | Overview |
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This course is intended for registered representatives, supervisors, sales support staff, compliance staff, and compliance administrators interested in mutual fund income investing. When investing in mutual funds, investors may have the opportunity to choose among several share classes, most commonly Class A, Class B, and Class C. The differences among these share classes typically revolve around how much the investor will be charged for buying a fund. This multi-class structure offers the opportunity to select a share class that is best suited to meet an investor's investment goals. As a result, this course discusses share breakpoints and share classes, the different share classes, as well as which class division is best suited for varying investor scenarios. 10047 41 30 - Breakpoints
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| Mutual Fund Class Shares (FE INT) | 11002 | Intermediate |
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This course is intended for registered representatives, supervisors, sales support staff, compliance staff and compliance administrators interested in mutual fund income investing. This course covers the various characteristics associated with A B and C share classes. It also explains how an investor's profile needs to be analyzed versus fund class fee structures to ensure that suitable recommendations are made to clients. 11002 24 20 - What are Fund Class Shares |
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| Mutual Fund Compliance (FE INT) | 12043 | Advanced |
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This course provides an overview of mutual fund compliance requirements, including the rules governing retail and wholesale mutual fund transactions. Upon completing this course, attendees will have a better understanding of the regulations surrounding mutual fund compliance, as well as be able to identify and apply the code of ethics governing mutual fund transactions. Moreover, this course provides compliance officers and compliance departments with an overview of the responsibilities for creating a compliance system that provides a process to manage their firm's risks in regards to mutual funds. 12043 30 30 - Continuous Primary Offering
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| NEW! - Mutual Fund Fee Waivers (FE INT) | 17744 | Intermediate |
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This course covers the importance of applying mutual fund fee waivers that may be available to investors. Some mutual funds waive the front-end load (the commission or 'sales charge') on certain charitable and retirement accounts. When brokers fail to waive the fees or sell customers Class B and C shares that do not have upfront sales charges but are more expensive overall than Class A shares, FINRA violations occur. How this can occur - especially on a large scale, calls supervision into question. 17744 45 41 - Review of mutual funds
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| Mutual Fund Share Classes and Conflicts of Interest (FE INT) | 9758 | Intermediate |
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An overview of mutual fund classes, sales charges, rights of accumulation, letters of intent, charge waivers and selection of suitable fund classes based on investor profile and account type. 9758 37 30 - Fees, Expenses, Loads and Share Classes
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| Mutual Fund Suitability Under FINRA and SEC Rules (FE INT) | 16064 | Overview |
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This course will look at suitability from several perspectives. First, we'll look at FINRA's basic rule regarding suitability. Second, we'll look at the SEC's recently implemented Regulation Best Interest (Reg BI). This regulation has generally superseded FINRA's suitability rule, but not in all cases. Then we'll look at sales charges, the difference between various classes of mutual fund shares and how these share classes relate to overall suitability, as well as the use of several types of sales charge discounts. Finally, we'll see that regulators don't just create regulations, they also enforce them, and there have been recent charges brought against firms and individual representatives who have failed to comply with these rules. 16064 35 30 |
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| Mutual Fund Switching: Consequences for Firms, Representatives, and Customers (FE INT) | 10163 | Overview |
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This course provides an overview of the practice of mutual fund switching from a suitability perspective, focusing on sales practices, suitability analysis and proper disclosure of risks and costs. The purpose of this course is to educate representatives as to what a mutual fund switch is, and how a switch can impact the investor and the broker-dealer. Switching may be a legitimate investment transaction with benefits to the investor. However, in some cases switching may be detrimental to the investor, and contrary to FINRA rules. This course will cover: the definition of a mutual fund switch, when switching may be appropriate and when it is not, FINRA rules governing mutual fund and investment activity, and case studies of switching gone wrong and the consequences. 10163 37 22 - Switching vs. exchanging |
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| Mutual Funds 101 (FE INT) | 11431 | Overview |
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This course is intended for registered representatives, supervisors, sales support staff, compliance staff and compliance administrators interested in mutual fund income investing. In this course, representatives will learn about the basics of mutual funds. This course discusses fund volatility, the creation of a fund, features and benefits and much more. 11431 33 16 - Mutual Fund Ownership
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| Mutual Funds: Investment Objectives and Risk (FE INT) | 10610 | Intermediate |
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This course is intended for registered representatives, supervisors, sales support staff, compliance staff and compliance administrators interested in mutual fund income investing. Investors have increasingly turned to mutual funds to save for education, retirement and other financial goals. With mutual funds, investment dollars of many investors are pooled together to purchase individual securities in a portfolio. This course will cover mutual funds, focusing on the topics of investment objectives and investment risk. 10610 30 30 - Description of Mutual Funds |
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| Net Unrealized Appreciation (FE INT) | 10840 | Overview |
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This course examines the potential benefits and regulatory requirements that are associated with NUA tax treatments of lump-sum distributions from qualified retirement plans. Additionally, the course provides different scenarios designed to help advisers decide when it is appropriate to recommend NUAs as a tax savings option for individual clients. 10840 24 15 |
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| New York's Best Interest Amendment to Regulation 187 (FE) | 11376 | Overview |
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As of August 1, 2019, broker-dealers who sell annuities in the state of New York will need to abide by the New York State Department of Financial Services Best Interest Regulation 187. This regulation involves life insurance and annuity products and officially amends the Suitability and Best Interests in Life Insurance and Annuity Transactions. Those who sell annuities in New York State will need to be aware of the new regulation and how it impacts their handling of annuities and life insurance products. 11376 38 60 - What Transactions the Amended Regulation Will Affect
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| NFA Ethics (FE INT) | 10944 | Intermediate |
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This course is designed to help NFA registered firms meet their ethics training obligations under NFA Compliance Rule 2-9. Each firm should have appropriately registered management personnel approve this material for use as part of the firm's documented procedures regarding ethics training. 10944 43 30 |
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| NFA Ethics - Vol. 2 (FE INT) | 10631 | Intermediate |
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This course is designed to help NFA registered firms fulfill their ethics training obligations under NFA Compliance Rule 2-9. This course provides an awareness of the laws, regulations, rules and ethical standards that govern the commodity futures industry in the United States. 10631 38 30 - The laws, regulations, self-regulatory organization rules and regulated entities of the future industry
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| Non-Traditional ETFs (FE INT) | 10938 | Advanced |
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This course is intended for registered representatives and their supervisors that primarily work with retail clients. The course will familiarize representatives on the terminology commonly used with these securities and prepare them with the tools necessary to understand and explain these investments to clients. This course will take a deeper look at Non-Traditional ETFs and define what they are, the size of the market, how they work and the different types. The course also explores suitable communications surrounding the sale of ETFs and appropriate supervisory systems. 10938 33 15 - ETF Definition |
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| NY & NYC Combating Sexual Harassment in the Workplace (INT) | 11200 | Overview |
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Both New York City and New York State have long been committed to ensuring all individuals have an equal opportunity to enjoy a fair, safe and productive work environment. Laws and policies help ensure diversity is respected and everyone can enjoy the privileges of working in both the city and state. The purpose of this training is to set forth a common understanding about what is and what is not acceptable in the workplace. 11200 40 40 - What is Harassment?
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| NY Combating Sexual Harassment in the Workplace (INT) | 10136 | Overview |
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New York State has long been committed to ensuring all individuals have an equal opportunity to enjoy a fair, safe and productive work environment. Laws and policies help ensure diversity is respected and everyone can enjoy the privileges of working in New York State. The purpose of this training is to set forth a common understanding about what is and what is not acceptable in the workplace. Please note that this course only covers training requirements for New York State. 10136 39 40 - What is Harassment?
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| NEW! - Online Identity Theft Scams (FE INT) | 17745 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional interested in learning more about how to prevent online identity theft and what they need to do to ensure that they and their clients are not a victim of this crime. Identity thieves are stealing information from unsuspecting consumers in a number of ways. This course will show representatives how to spot some of the latest online identity theft scams targeting financial sector customers and how to avoid them. 17745 24 15 - Impact of Technology
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| Options Basics (FE INT) | 10993 | Overview |
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This course is intended for registered representatives, investment advisers, institutional representatives, traders and supervisors who have a well-rounded background in alternative investments. Additionally, those taking this course should have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. This course provides representatives with a general overview of options. The course focuses on the main strategies used in options training and imparts knowledge about strategies that must be used in order to earn a maximum profit. Much emphasis is placed on call selling, call buying, and put selling and buying, as these are the main elements of options. 10993 28 20 - Introduction to Options
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| Order Execution Qualifiers (FE INT) | 12042 | Intermediate |
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This course is intended for registered representatives, investment advisors, institutional representatives, traders, and supervisors who have a well-rounded background in the issuance, distribution and risk-analysis of conventional securities. Those taking this course should have an intermediate understanding of the securities markets and the wide variety of securities products that are offered to investors. This course outlines the life of a customer order (how an order becomes a trade) and discusses order execution disclosure rules which have been implemented with the goal of focusing industry attention on best execution. 12042 26 20 - Order Execution Qualifiers
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| NEW! - Outside Business Activities and Private Securities Transactions (FE INT) | 17746 | Overview |
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This course is intended to familiarize registered representatives and general securities supervisors with the rules regarding outside business activities and personal trading. It clearly defines what these activities can be and illustrates the importance of full disclosure and thorough supervision of these activities. FINRA's rule on outside business activities of an associated person provides regulatory guidelines for representatives to follow when engaging in a business activity that is not part of their work for the firm. This course will cover Rule 3270 and Rule 3280, outlining representatives' compliance responsibilities. 17746 16 10 - FINRA's Rule on Outside Business Activities |
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| NEW! - Outside Business Activities and Private Securities Transactions - Vol. 2 (FE INT) | 17747 | Intermediate |
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This course provides an overview of the restrictions and disclosure requirements surrounding registered representatives' business activities and private securities transactions, outside the scope of their employment. It focuses on the necessity for registered representatives to follow the regulations and firm policies that surround these activities, regardless of compensation, and to disclose those activities on their Form U4. 17747 27 18 - Scope of activities |
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| Outside Business Activities and Private Securities Transactions - Vol. 3 (FE INT) | 16703 | Overview |
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This course will review Outside Business Activities and Private Securities Transactions. In this course, a Registered Representative will gain a more in-depth understanding of what is and what is not considered an Outside Business Activity, as well as a better understanding of Private Securities Transactions. We will look at these topics from a FINRA Member Firm standpoint and from the view of a Registered Representative. This course will also preview real-life FINRA Disciplinary cases of Registered Representatives that were in violation of disclosing an Outside Business Activity and/or performed a Private Securities Transaction. This will add perspective on the importance of adhering to FINRA Rules 3270 and 3280. 16703 29 20 |
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| Outside Business Activities: A Wholesalers Responsibilities (FE INT) | 9946 | Overview |
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This course provides an overview of the restrictions and disclosure requirements surrounding a wholesaler's business activities outside the scope of employment at the member firm. It focuses on the necessity for wholesalers to be familiar with, and follow, the regulations and firm policies surrounding outside business activities, regardless of compensation. 9946 18 10 - Scope of activities |
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| Outsourcing to Third-Party Service Providers (FE INT) | 12058 | Intermediate |
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This course is intended to familiarize registered representatives and general securities supervisors with guidance regarding their responsibilities when outsourcing compliance activities to third-party service providers. Additionally, the course defines activities and functions prohibited from being outsourced, as well as important features to include in all provisional contracts. Outsourcing can provide a number of substantial firm-benefits, including the ability to obtain professional counsel at a substantially lower cost than it may be to maintain an internal staff, as well as the benefit that your firm can focus on the core of its business, as opposed to secondary tasks. 12058 36 25 - Accountability and Supervisory Responsibility for Outsourced Functions
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| Overview of High Yield Bonds (FE INT) | 11271 | Overview |
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This course provides an overview of high yield bonds, which have, in some circles, been much maligned, receiving the dubious moniker of "junk bonds." However, when properly understood and deployed in a portfolio, high yield bonds can provide the possibility of excellent returns with the trade-off of higher than average risk. This risk can be mitigated to some extent within the context of a well-diversified portfolio. More specifically, this course compares high yield bonds vs. investment grade bonds, discusses the benefits and risks of high yield bonds and covers ideal market investors. 11271 28 17 - High yield bonds vs. Investment grade bonds
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| Overview of Private Investment in Public Equity (PIPES) (FE INT) | 12199 | Intermediate |
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This course is intended to update registered representatives and investment advisers on their knowledge of private investments in public equities. Its purpose is to enable the representative or adviser to explain the risks, limitations and suitability aspects of private investments in public equities. In addition, this course ensures that the representative is familiar with the requirements imposed by the various SEC regulations and FINRA rules. This course will provide a history and overview of the PIPE market. Additionally, potential risks and rewards will be discussed, along with the various types of PIPES available and how a PIPE transaction takes place. 12199 28 20 - Introduction to PIPEs
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| Penny Stock Investing (FE INT) | 11555 | Intermediate |
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This course is intended for registered representatives and their supervisors that primarily work with retail clients. The course will familiarize representatives on the terminology commonly used with these securities and prepare them to possess the tools necessary to understand and explain these investments to clients. This course explains the penny stock rules and a registered representative's sales practice obligations when recommending penny stocks. The course will reinforce the importance of disclosure and customer-specific suitability determinations. 11555 29 20 - Definition of Penny Stock
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| Pension Protection Act of 2006 (FE) | 86 | Advanced |
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This course is intended for registered representatives and their supervisors that work in the business of retirement planning. This course examines the principal provisions of the Pension Protection Act of 2006 and considers the various rule changes affecting defined benefit and defined contribution plans. Along with discussing the impact of the rule changes, updated information is included from 2007 and beyond. 0086 39 20 - Background & Catch Up Contributions |
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| Personal Securities Transactions for Investment Advisers (FE INT) | 9852 | Intermediate |
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The SEC adopted certain rules under the Investment Adviser Codes of Ethics 17 CFR Parts 270, 275 and 279. This course was developed to give an understanding of reportable transactions under the rules governing investment advisers. 9852 31 20 |
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| Phishing Awareness - The Human Factor of Security (FE INT) | 10114 | Overview |
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Targeted phishing attacks are the most significant threats to organizations operating in today's digital business environment. This problem has costly consequences for organizations and is often the result of unprepared individuals at affected companies. We can reduce this threat by educating employees on the types of attacks happening today and becoming aware of how to deal with each scenario safely. This course will review common phishing attacks currently seen by organizations, discuss how they work and provide strategies to protect your organization from falling victim to one of these scams. 10114 25 20 - Phishing Defined
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| Planning for Senior Needs (FE INT) | 10881 | Overview |
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A recent report by Nielsen in collaboration with BoomAgers, shows that in five years, 50% of the U.S. population will be 50+. This unprecedented growth in the U.S. senior population will come at an expense. The purpose of senior needs planning is to identify and fund a specific and comfortable amount of net annual retirement income. This course is designed to help financial professionals understand the various risks and challenges today's retirees face and teach them how to develop a plan for their clients so they may sustain their lifestyles throughout retirement. 10881 128 50 ement Income Needs |
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| Portfolio Management for Investment Advisors (FE INT) | 16434 | Overview |
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As a registered investment advisor, creating and managing portfolios is one of your top priorities. In this course, you'll learn what it means to be a fiduciary and what your obligations are as a fiduciary. You'll also learn about portfolio management procedures and how to fact find, create, and manage/maintain an effective portfolio for your clients. Additionally, the course covers client-imposed restrictions, the composite selection process, and the requirements on how to keep books and records in your practice. 16434 30 40 - Fiduciary Obligations
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| Preventing and Detecting Unauthorized Trading (FE INT) | 11188 | Intermediate |
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This course is intended for registered representatives, investment advisers, institutional representatives, traders, analysts and supervisors that work in the business of trading and client account management. In this course, representatives review some of the higher risk situations that make customer complaints more likely, as well as steps they can take to manage such situations to mitigate those risks. As in all aspects of the sales process, ensuring that recommendations are suitable for the client, and that all disclosures made about products, services, risks and fees are accurate, are vital components in avoiding customer complaints. Representatives will also review best practices for handling clients who are upset but have not submitted a complaint, and what to do and what not to do if a complaint is filed. 11188 29 25 - Background
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| NEW! - Preventing Customer Complaints: A Guide for Registered Representatives (FE INT) | 17749 | Overview |
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This course discusses the topic of customer complaints from a preventative standpoint, emphasizing best practices that representatives can embrace to reduce the likelihood of a complaint. The course also looks at steps that can be taken with an unhappy customer to avoid negative escalation, without resorting to unethical or noncompliant solutions. Specific topics covered in this course include: recognizing, avoiding and managing a situation that may lead to a complaint, the importance of documentation in preventing complaints, the right way to handle a pre-complaint grievance to make escalation to a complaint less likely, and a review of what to do when a customer does lodge a complaint. 17749 31 27 - Knowing the Basics
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| NEW! - Preventing False Rumors and Market Manipulation for Supervisors (FE INT) | 17500 | Intermediate |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors or any financial service industry professional. This course looks at the legal, financial, and compliance issues related to spreading of false information and rumors about an organization, company, or security. We will review the SEC's response to these topics and the steps regulators are taking to direct, manage, and minimize false information and rumor activity. Specifically, the course will look at some specific cases, FINRA Rules, and SEC involvement. Lastly, we will identify steps organizations should or must take to ensure their employees are not a party to the spreading of false rumors. All of the practices outlined in this course will help member firms avoid the pitfalls and potential problems regarding dissemination of untrue or misleading information. 17500 37 30 |
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| Preventing Personal Identity Theft (FE INT) | 11571 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional interested in learning more about how to prevent personal identity theft and what they need to do to ensure that they and their clients are not a victim of this crime. Unfortunately, phishing is a growing way to steal someone's identity. And it's only one way. Identity thieves can take your personal information from your mailbox or your home. They can steal your wallet or purse or convince you to give out personal information. We all have to be on our guard. This course teaches you how. 11571 33 30 - Identity Theft Description
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| Preventing Sexual Harassment (FE INT) | 10632 | Overview |
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This course is intended for registered and non-registered employees and supervisors. The objective of this course is to help employees identify behavior that is considered sexual harassment. It will explain the legal issues and other consequences of sexual harassment, as well as each person's role and responsibility in creating a work environment free of harassment. The course will also state the actions to take in the case that an incident occurs. 10632 40 30 - Definition of Sexual Harassment |
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| Principal Protected Notes (PPNs) (FE INT) | 10768 | Intermediate |
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This course is intended for registered representatives, investment advisors, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution and risk-analysis of conventional securities. Those taking this course should already have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. Principal protected notes (PPNs) are a type of structured product and are debt obligations of an issuer. This course will provide an overview of the general investment features and associated risk factors of principal protected notes. 10768 34 15 - Introduction and Definition |
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| Principles of Asset Allocation (FE INT) | 11298 | Advanced |
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This course is intended for registered representatives and supervisors involved in managing mutual fund accounts, who also have a solid understanding of mutual fund basics. This course provides an overview of the concepts of asset allocation in financial planning. The topics covered include the definitions of asset allocation and asset classes, the concepts of risk and how it relates to the asset allocation process needed to properly allocate the client's assets. The course also includes practical information on utilizing asset allocation within a variable annuity. 11298 85 45 - Terminology
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| NEW! - Privacy, Confidentiality, and Information Security (FE INT) | 17751 | Advanced |
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This course outlines privacy and confidentiality rights and protections, as well as some of the latest threats and methods for protecting electronic data, including emails, wireless networks and mobile devices. 17751 29 18 - Privacy rights
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| Private Investments in Public Equities (FE INT) | 12201 | Intermediate |
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This course is intended for registered representatives, investment advisers, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution and risk-analysis of conventional securities. Those taking this course should already have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. This course is designed to train financial professionals regarding SEC regulation of private investments in public equities. It outlines the PIPES transaction, the benefits of using PIPES, and describes different types of PIPES, including standard, pure, traditional, structured, and death spiral. Finally, it examines the drawbacks of some PIPES transactions, like overhang in the market, and warns investors and their advisors of potential pitfalls. 12201 29 15 - Background on PIPES
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| Private Placements (FE INT) | 10143 | Overview |
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This course is designed to give registered representatives and supervisors an understanding of private placement securities - that is, those securities that are qualify for exemption from registration under Regulation D. Representatives who recommend private placements, and the firm principals who supervise them, must have a working understanding of these offerings including their structure, how they are offered and to what type of investors, and their risks and suitability considerations. This course will also discuss recent changes to private placement regulation brought about by the JOBS Act of 2013. 10143 42 30 - What is a Private Placement
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| Private Placements - Vol. 2 (FE INT) | 10524 | Overview |
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Private placements continue to be an extremely popular financing tool for companies. Volume 2 builds on knowledge gained in Volume 1 to give a better understanding of private placements and rules surrounding them. 10524 27 40 |
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| Professional Sales Presentations (FE INT) | 11462 | Overview |
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This course is intended for all registered representatives, sales support staff, compliance staff, supervisors and compliance administrators interested in sales practice regulations. It is the responsibility of the sales representative to provide a professional and ethical approach to sales presentations. In short, ethics and professionalism will provide the necessary ingredient to a satisfied customer, a client who will remain with you for the rest of your career. This course provides the tools necessary to accomplish this goal. 11462 27 15 - The Sales Presentation
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| Protecting Senior Investors (FE INT) | 9977 | Overview |
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This course is intended for all registered representatives, supervisors, sales support staff, compliance staff, and compliance administrators interested in senior citizen suitability sales practice regulations. Protecting senior investors is a primary focus of securities regulators. This course provides a comprehensive overview of issues that confront seniors in approaching and managing retirement, unique characteristics of this market segment in making financial decisions, and recent regulatory advisories and actions that impact all who work in the financial services industry. 9977 39 25 - Importance of Protecting Seniors
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| Publicly Traded REITs (FE INT) | 12758 | Intermediate |
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This course provides an overview of publicly traded REITs including their history, structure, benefits, risks, and suitability information. 12758 24 30 - What is a REIT (Real Estate Investment Trust)
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| NEW! - Qualified Plan Rollovers (FE INT) | 17754 | Intermediate |
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This course discusses the benefits and risks associated with different types of rollovers, eligible assets, options for rollover destinations and providers, and the focus by regulators on rollover-related advertising. 17754 36 26 - Rollover risks and benefits
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| Quest Annual Compliance Reminders for Registered Representatives - Vol. 1 (FE INT) | 10176 | Overview |
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There are many rules and regulations that you as a registered representative must keep in mind when conducting business. They cover a wide variety of topics that you see every day and are related to sales practice issues, ethical decisions you make and even administrative and operational issues. This course discusses outside business activities, private securities transactions, form U4 disclosures, responding to compliance requests, providing accurate customer information, customer complaints and settlements, email handling, customer and firm funds, proper trade authorizations and conflicts of interest. 10176 30 20 - identify some common regulatory requirements;
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| NEW! - Quest Annual Compliance Reminders for Registered Representatives - Vol. 2 (FE INT) | 17755 | Overview |
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There are many rules and regulations that you as a registered representative must keep in mind when conducting business. They cover a wide variety of topics that you see every day and are related to sales practice issues, ethical decisions you make and even administrative and operational issues. This course uses scenarios adapted from actual FINRA disciplinary actions to remind registered representatives about their compliance obligations. Topics covered include: social media and public communications; trade authorizations; form U4 disclosures; outside business activities; private securities transactions; handling customer funds related to borrowing money from customers; and maintaining ethical behavior when fulfilling continuing education requirements. 17755 33 20 - Social media and public communications;
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| Referrals and Prospecting Skills (FE INT) | 11308 | Overview |
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This course is intended for retail, non-registered branch employees. It will teach employees the skills required to make proper referrals, including the ability to identify prospects and the techniques of making the right referral introduction. This course will help employees by bringing consistency and accountability to the referral process, ensuring they are prepared to provide the best possible service to clients while helping them to better meet their financial needs. The course begins with describing the relationship between the financial institution and the customer. It describes the importance of building a relationship with customers and how that is most effectively accomplished. The overall objective of this course is to provide employees with the tools necessary to identify customers that are good prospects for making a referral. 11308 48 45 - How to Make a Referral
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| Reg BI Compliance for Broker Dealer Representatives and Principals | 15607 | Overview |
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This course is intended to provide information regarding the SEC's Regulation Best Interest (Reg BI) to registered representatives and principals of FINRA member broker-dealers. This course will closely review the text of the rule that applies directly to the obligations of the registered representatives and principals who supervise the activity that falls under Reg BI. Upon completion of this course, individuals should be able to identify the components of Reg BI, describe when Reg BI is applicable, and understand what registered representatives must do to comply with each provision of Reg BI. 15607 40 30 |
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| Reg BI Considerations for Variable Annuity Recommendations (FE INT) | 15762 | Overview |
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This course is intended to connect the provisions of Regulation Best Interest's Care, Conflict, and Disclosure obligations with the recommendations surrounding the purchase and sale of Variable Annuities to retail customers by registered representatives of FINRA member broker-dealers. 15762 32 30 |
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| NEW! - Regulation Best Interest (Reg BI) and Associated Materials (FE INT) | 17757 | Overview |
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On June 5, 2019 the SEC approved a package of new rules and interpretations designed to improve transparency for retail investors. Included in this package are Regulation Best Interest (Reg BI), New Form CRS Relationship Summary (Form CRS), the Investment Adviser Interpretation, and a Solely Incidental Interpretation. This course will cover each of these rules in depth along with potential scenarios that one could encounter. 17757 39 26 |
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| NEW! - Regulation Best Interest: SEC Resources & FINRA Involvement (FE INT) | 18194 | Intermediate |
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This course is intended for broker-dealers and associated investment professionals. The SEC updated standards of conduct established by the Securities Exchange Act of 1934 through what is called the Regulation Best Interest or Reg BI. This course provides the background, purpose, and details of this more recent regulation. Topics include definitions and broker-dealer obligations of Reg BI, plus details of the new Client Relationship Summary (Form CRS). This course also provides practical suggestions and guidelines on how to comply with Reg BI. Upon completion of this course, individuals, including those responsible for firm policies and procedures, should understand the obligations under Reg BI and when those obligations are required. 18194 58 40 |
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| NEW! - Regulation Best Interest: SEC Resources & FINRA Involvement for Supervisors (FE INT) | 18195 | Intermediate |
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This course is intended for broker-dealers and their firm supervisors. The SEC updated standards of conduct established by the Securities Exchange Act of 1934 through what is called the Regulation Best Interest or Reg BI. This course provides the background, purpose, and details of this more recent regulation. Topics include definitions and broker-dealer obligations of Reg BI, supervisor responsibilities, plus details of the new Client Relationship Summary (Form CRS). This course also provides practical suggestions and guidelines on how to comply with Reg BI. Upon completion of this course, individuals, including those responsible for firm policies and procedures and/or supervision of others, should understand the obligations under Reg BI and when those obligations are required. 18195 61 40 |
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| Regulation D Private Placements (FE INT) | 10203 | Intermediate |
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This course is intended to help registered representatives and supervisors, working in the private placement area of their business, understand the factors leading to legislation governing the regulation of private placements, as well as typical private placement investors, exemptions and the purpose of Regulation D. The course begins with an introduction of the events leading up to the legislation that was enacted following the stock market crash of 1929 and the Securities Act of 1933, which was designed to prevent fraud in the offering of new securities to the public. The course describes the role of the SEC and their requirements for new issues to the public. It provides a definition of a private placement and discusses typical investors that participate in private placements; including pension plans, insurance companies, private equity funds, and certain individual investors. 10203 31 15 - SEC and FINRA Rules Governing Private Placements |
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| Regulation M - Curbing Market Manipulation (FE INT) | 14549 | Intermediate |
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Regulation M is designed to prevent manipulation of market making activities by underwriters, issuers and other participants in securities offerings. The regulation is intended to strengthen the integrity and fairness of the markets by regulating the activities that could result in artificially raised prices or create an illusion of active trading in the market where little to none may exist. This course serves as a review of the key components of Regulation M. The course covers the six rules that comprise Regulation M, the history and necessity of the regulation, and FINRA guidance designed to help ensure compliance with the regulation. This course is geared towards intermediate learners who have a good understanding of the market making process as it relates to the capital markets 14549 45 30 |
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| Regulation NMS (FE INT) | 11062 | Intermediate |
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This course is intended for registered representatives and their supervisors regarding their required duties to understand the National Market System (NMS) for trading and the intent of the SEC and FINRA for regulating quotes and trades for the protection of the investing public. Representatives completing this course should already have a basic understanding of Regulation NMS SEC Rules 610 611 and 612. The course begins with an introduction of trading in general and the events leading up to the legislation that was enacted following the stock market crash of 1929 and the Securities Act of 1933. The SEC specifically designed rules to govern the trading markets, creating a consolidated stream of information for all the trades of and quotes in the National Market System (NMS). The overall objective of this course is to provide financial professionals with an understanding of the purpose and specific functions of Regulation NMS. 11062 31 15 - Introduction to Trading |
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| NEW! - Required Minimum Distributions (RMDs) for the New Roaring Twenties (FE INT) | 17727 | Overview |
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As we move through the Roaring Twenties of the 21st century, one thing that remains a constant is that things are ever changing. These changes require registered representatives to adapt, and to do so sometimes with little notice. The Secure Act of 2019 is one such law that dramatically changed the landscape of retirement planning, especially regarding required minimum distributions (RMDs). This course will serve as a refresher on the more common RMD calculations you are likely to encounter. We will also dive deeper into the opportunities the Secure Act has presented for you and your firm to separate yourselves from the competition in how to approach RMDs. 17727 28 25 |
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| Research Analysts: Research Reports and Conflicts of Interest (FE INT) | 10230 | Overview |
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Conflicts of interest can arise when research analysts are employed by firms that also have investment banking, underwriting or other relationships with the issuers of securities that the research analysts cover. They can also arise when a research analyst owns the securities of a company he or she covers or has access to material non-public information that could lead to actual or perceived insider trading. While conflicts of interest cannot be entirely eliminated, they can be managed, and when present, clearly disclosed. 10230 44 29 - Introduction
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| Retail Customer Communications (FE INT) | 11179 | Overview |
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This course is a guide to helping customer service representatives stay clear of legal troubles. In this course, customer service representatives (registered representatives) will become better prepared for situations they may receive from retail customers. An industry background on the suitability process, product information, critical regulatory updates along with tips on avoiding being named in a complaint will be discussed in detail. 11179 55 39 - Steps in the suitability process
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| Retirement Planning (FE INT) | 11319 | Advanced |
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This course is intended for registered representatives and their supervisors that work in the area of retirement planning with clients. This course will look at the factors to be considered when determining how much money is needed to help clients meet their retirement goals. More specifically, this course will look at the time value of money, future income needed, future expenses, Social Security, employer sponsored retirement plans and self-employed retirement plans. The overall objective of this course is to provide financial professionals with a solid understanding of the process that needs to be utilized when looking at counseling clients to successfully work towards meeting their retirement goals. 11319 58 30 - The New Retirement Profile
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| Reverse Convertible Securities (FE INT) | 12226 | Advanced |
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This course is intended for registered representatives and their supervisors that primarily work with retail clients. Specifically, the course looks at the structure of reverse convertible securities, discussing the advantages and disadvantages that they offer to investors. The course will familiarize representatives on the terminology commonly used with these securities and prepare them with the tools necessary to understand and explain them to clients. The objective of this course is to give representatives a solid understanding of this investment vehicle by describing how they are structured and the types of investors that may have a need or interest in them. 12226 30 15 - Introduction and Definition
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| Rule 144 (FE INT) | 12256 | Overview |
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This course is intended for registered representatives and their supervisors that primarily work with the sale or service/support through Regulation D private securities offerings. Rule 144 is not a type of offering but rather a set of rules designed to maintain fairness and avoid fraudulent activity in the sale of restricted securities. The course begins with an introduction of the events leading up to the formation of Rule 144. The role of the SEC is defined discussing specifically what organizations must do to meet Rule 144 requirements. The next section defines Regulation D offerings, profiling typical investors in these securities, as well as the obligations of issuers. The sale of restricted securities in reporting companies by non-affiliates is examined along with filing requirements and holding periods. The final section of the course discusses restrictions placed on broker-dealers and their inability to solicit customers to buy or sell restricted securities. It also looks at the rules regarding holding periods for investors in these securities and the rights that they possess. 12256 29 16 - Introduction and Historical Background
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| Rule 144 and 144A: Restricted Stock Sales (FE INT) | 12167 | Intermediate |
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This course is intended for registered representatives and supervisors that engage in the sale of securities that fall under Rule 144. Representatives and supervisors that are involved in the sale of these types of securities should be aware of the number of mandatory conditions that must be met for Rule 144's safe harbor to apply to a transaction. The objective of this course is to provide representatives with an understanding of Rule 144 Restricted Stock Sales. At the completion of this course, representatives will have a better handle of the Rule in general, including requirements of the issuer, such as the time period for which a person must own a security, the number of shares that may be offered and the holding period requirements. 12167 32 15 - Rule 144 Definition
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| Rule 144A: Private Resale of Restricted Securities to Qualified Institutional Buyers (FE INT) | 11129 | Intermediate |
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This course is designed for institutional representatives and supervisors that engage in the private placement of securities with institutional and sophisticated investors. Private placements have become a key source of capital for issuers of securities who are organized outside of the U.S. and provide great opportunities for foreign issuers to quickly raise substantial amounts of capital. The course starts by defining the purpose, definition and requirements of Rule 144 as they pertain directly to the institutional market. The next section of the course discusses some of the key advantages for large institutional investors, as they are able to trade restricted securities more freely with other institutional investors without subjecting the issuing companies to SEC registration and disclosure. The course also provides representatives with the definition of a Qualified Institutional Buyer (QIB) and how they differ from other investors. Finally, the course concludes by educating representatives on solicitation rules, the secondary market trading and regulations and enforcement of private resale of restricted securities. The objective of this course is to provide representatives with an understanding of Rule 144 and how it pertains directly to the institutional market. 11129 34 20 - Goal of Rule 144
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| Rules on Internet Availability of Proxy Materials (FE) | 94 | Overview |
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This course is intended for registered representatives, supervisors and compliance staff that are involved as an issuer or engaged in soliciting shareholders of securities that fall under the jurisdiction of the Securities and Exchange Commission (SEC). The SEC allows organizations to satisfy their proxy delivery requirements by posting proxy materials on an internet website, notifying shareholders of the availability of such materials and sending paper or email copies upon shareholder request. The objective of this course is to educate representatives about the SEC's adoption of a voluntary "notice and access" system under which issuers and other soliciting persons can satisfy their proxy delivery requirements by posting proxy materials on an internet website. 0094 33 15 - Background & Issuer Responsibility |
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| Sales Charge Waivers (FE) | 6733 | Overview |
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An overview of sales charges, waivers and wide-spread failure by broker dealers to waive charges as described in the prospectus or to select the fund class suitable for the investor or account type. 6733 27 35 - Types of sales charges
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| Sarbanes-Oxley Overview (FE) | 93 | Advanced |
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This course is designed for registered representatives, supervisors, compliance staff, senior management and firm principals that are interested in, or involved in, the Sarbanes-Oxley imposed rules, which increased regulation of corporate governance, accounting and due diligence in publicly traded companies. The objective of this course is to educate students on the Sarbanes-Oxley (SOX) Act of 2002, which is considered by some in the financial services industry as one of the most significant pieces of legislation since the Securities Act of 1930. Course-takers will learn about the major provisions of the Act, the responsibility for corporate governance, and the internal controls that must be put in place in order for firms to comply. 0093 36 25 - Purpose of the Act & Oxley and Sarbanes Bills |
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| SEC Customer Protection Rule 15c3-3 and Federal Reserve Board Regulation T: An Institutional Perspective (FE INT) | 11161 | Advanced |
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This course is intended for institutional sales representatives, their supervisors, sales support staff or any other financial service industry professionals involved with SEC Rule 153c-3 (The Customer Protection Rule) and Regulation T. The objective of the course is to educate employees on Regulation 15c3-3, which was designed to prevent all broker-dealers from utilizing customer assets for proprietary purposes. This course will provide an understanding of how this regulation impacts clearing and non-clearing firms, financially and operationally, as well as clarifies their respective responsibilities. 11161 37 21 - Definition of the Rule & Net Capital Rule
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| NEW! - SEC Large Trade Rule 13h-1 (FE INT) | 17758 | Overview |
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The SEC's Large Trader Reporting Rule should be reviewed by corporations and individuals that exercise discretion over transactions in U.S. listed stocks and options. Affecting even a single trade can require a corporation or individual to register as a large trader. Rule 13h-1 requires large traders to register with the SEC by December 1, 2011 by filing Form 13H. Upon completion of this course, representatives will be able to define and explain SEC Rule 13h-1, be aware of trade and business criteria that would compel registration, assist in the implementation of 13h-1 policies and procedures and be better versed to monitor compliance with 13h-1 requirements. 17758 31 20 - Rule 13H-1 Overview
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| SEC Regulation Best Interest FAQs, Guidance and Exam Preparedness (FE INT) | 13053 | Overview |
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This course is intended to provide a more in-depth review of Regulation Best Interest's impact into the broker-dealer and registered investment advisory communities by examining the SEC's frequently asked questions along with firm checklists from FINRA, case studies, and what to expect for exam compliance with the new Form CRS as well as clarification on the use of the term 'advisor.' 13053 48 30 |
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| SEC Rule 15c2-12 (INT) | 9893 | Overview |
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The course discusses how the SEC Rule 15c2-12 and its subsequent amendments are designed to provide enhanced information to municipal securities investors by further regulating those who underwrite or sell such municipal securities. 9893 25 20 - SEC Rule 15c2-12 |
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| SEC Rule 15c2-12 - Municipalities Continuing Disclosure Cooperation Initiative (FE INT) | 11464 | Intermediate |
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This course discusses the Securities and Exchange Commission (SEC) Rule 15c2-12 on municipal securities disclosure and its program to resolve outstanding disclosure violations: the Municipalities Continuing Disclosure Cooperation Initiative (MCDC). 11464 27 45 - Rule 15c2-12 adoption and amendments
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| NEW! - SEC Rule 15c3-5: Market Access Rule (FE INT) | 17759 | Overview |
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In 2010, the SEC adopted a new market access rule, SEC Rule 15c3-5, which focuses on a practice through which broker-dealers allow their customer to gain direct access to the applicable exchange or alternative trading system or ATS, also known as "sponsored access". 15c3-5 prohibits broker-dealers from providing customers with "unfiltered" or "naked access" to an exchange or ATS and requires brokers with market access - including those who sponsor customers' access to an exchange or ATS - to put in place risk management controls and supervisory procedures to help prevent erroneous orders, ensure compliance with regulatory requirements and enforce pre-set credit or capital thresholds. This course discusses how Rule 15c3-5 is designed to meet the following goals: prohibiting all markets from displaying marketable flash orders; requiring that information about an investor's interest in buying or selling a stock be made publicly available, instead of just to a select group operating within a dark pool; identifying and providing information on certain large traders; promoting fair and efficient access to listed options markets and requiring a consolidated audit trail system to enable regulators to track information related to trading orders received and executed across the securities markets. 17759 29 30 - Risk Management Controls |
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| Section 1035 Exchanges (FE INT) | 10994 | Intermediate |
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This course is intended for registered representatives and supervisors involved in the sale of annuity products, the servicing of these products or providing recommendations/ guidance to clients that purchase annuities. The objective of this course is to examine IRC Section 1035 and the planning capabilities it requires. The course covers the basic tax treatment of life insurance and annuities, the purpose of Section 1035, the exchange rules of life insurance and annuities, the meaning of policy replacement, and the procedures for properly conducting a 1035 exchange. 10994 29 25 - 1035 Exchange Definition |
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| Section 529 Plans (FE INT) | 10870 | Intermediate |
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This course is intended for registered representatives and supervisors working in the business of providing investment advice to clients. Specifically, those that are involved with the sale of products, the servicing of these products or providing recommendations or guidance to clients that are setting money aside for college tuition. This course begins by reviewing current college tuition costs and the increases that are being forecast for the future. The course then discusses the growth that has been seen in Section 529 Plans since their inception and explores the multitude of options available for investors with the goal of saving for college. The final section of the course provides representatives with an overview of Section 529 Plans and IRC taxation rules. The objective of this course is to educate representatives on the importance of saving for college tuition and the role that 529 plans can have in preparing for the expense of college. The topics covered include the benefits of utilizing 529 plans and the regulations involved with the plans. The variations among states regarding features limits and options are also covered. 10870 62 35 - Current College Costs |
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| SECURE Act of 2019 (FE INT) | 12663 | Overview |
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This course is an in-depth exploration of the provisions of the SECURE Act of 2019; the first major change to the United States tax code regarding retirement plans in over a decade. The Setting Every Community Up for Retirement Savings Act of 2019 has broad implications for financial advisors, banks, credit unions, IRA custodians, tax advisors, estate planners, plan sponsors, plan fiduciaries, employers and employees. All provisions of the Act are covered in this course. 12663 43 25 |
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| Securities Trading (FE INT) | 11495 | Advanced |
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This course is well suited for registered representatives, prospective salespeople, market makers, traders, financial professionals, and anyone interested in the business of trading. This course begins by providing background information on the stock exchanges, speaking directly to the New York Stock Exchange. The course then provides an overview of the functions of a trading specialist, as well as the terminology used by people directly involved in trades. Finally, the course concludes by summarizing block trading, secondary distributions and program trading. 11495 32 30 - The Nature of Stock Exchanges
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| Security Analysis (FE INT) | 11189 | Advanced |
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This course is intended for registered representatives, salespeople, market makers, traders, securities analysts, financial professionals, and anyone interested in the business of analysis or trading. This course provides representatives with a broad overview of stock valuation and analysis, and discusses some of the factors involved in fundamental analysis. Next, the course looks at the various key pieces of information that are critical in evaluating an organization or stock. Finally, the course outlines how various economic indicators affect price movements in the stock market and what is involved in a technical analysis of stocks. 11189 50 40 - Types of Risk
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| NEW! - Security Best Practices for Remote Workers Amid COVID-19 (FE INT) | 17760 | Overview |
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This course discusses the importance of security when working remotely and highlights some simple techniques that employees can employ to protect themselves while working from home. Additionally, we'll discuss the recent influx of phishing emails that have flooded inboxes since the COVD-19 outbreak and tips to avoid falling victim to a hazardous attack. 17760 19 11 |
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| NEW! - Senior Exploitation & Regulatory Concerns (FE INT) | 17761 | Overview |
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In this course, we'll discuss some of the major compliance concerns associated with today's aging population. More specifically, we'll highlight early warning signs of financial exploitation, recent disciplinary actions, and a survey conducted by NASAA. We'll also touch on FINRA's recent rule amendments and changes aimed at helping prevent elder financial abuse. 17761 29 23 - Warning signs of financial exploitation
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| Senior Safe Act Training (FE INT) | 11372 | Overview |
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On May 24, 2018, the Senior Safe Act became federal law. This law was enacted to address the growing number of cases of financial exploitation affecting seniors in the financial services industry. This course will provide an in-depth explanation of the Senior Safe Act including signs of diminishing mental capacity and financial exploitation, reporting responsibilities, training obligations, and additional FINRA rulings. 11372 35 45 eniors Make Attractive Victims What is the Senior Safe Act? Maintaining Training Records How Individual Immunity and Institutional Immunity work Indications of Diminished Mental Capacity Signs of Senior Financial Exploitation Reporting Suspected Exploitation Ensuring Your Financial Institution is Ready to Protect Senior Clients Taking Action When Exploitation is Suspected FINRA Rule 4512: Customer Account Information FINRA Rule 2165: Placing Temporary Holds on Disbursements of Funds |
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| Sexual Harassment: Awareness, Perception, and Prevention (FE INT) | 12144 | Overview |
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This two hour training course is intended for all employees and supervisors and has been developed to specifically cover sexual harassment in the workplace, no matter your role. It covers a variety of topics including definitions of sexual harassment, what constitutes sexual harassment, training, the role of culture, reporting sexual harassment, and a high level overview of the #metoo movement. The objective of this course is to help employees identify behavior that is considered sexual harassment. It will explain the legal issues and other consequences of sexual harassment, as well as each person's role and responsibility in creating a work environment free of harassment. The course will also provide actions to take in the case that an incident occurs through the use of multiple case studies. 12144 110 120 |
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| NEW! - Short Selling & Reg SHO (FE INT) | 17650 | Intermediate |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors, or any financial service industry professional. Specifically, this course examines the practices and regulations of transactions where investors can sell a security they don't actually own called selling short or short sale. As with all security transactions, the Securities Exchange Commission (SEC) has defined what can and cannot be done, i.e., the rules and regulations for short sales. This course examines the details of how short sales work and the applicable SEC regulations, referred to as Reg SHO. Of primary concern to the SEC is the delivery of the shares being sold short. You'll find that topic covered quite thoroughly. Of course, where there are rules and money changing hands, there will be those who, purposely or through negligence, circumvent the rules. Some examples of those situations are also included. Although the concept and certain terminology of short sales may be familiar, completion of this material will help the student more fully understand the rules, regulations, and complexities involved. 17650 31 30 |
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| Social Media for Financial Professionals: Creating Compelling and Compliant Content (FE INT) | 12780 | Overview |
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Social media has proven to be an effective communication and marketing tool. This course is geared towards financial professionals from securities, insurance, and financial institution backgrounds who would like to learn more about creating and managing their social media content across various platforms with an eye for strategy, planning, the use of third parties, and the various regulatory guidelines related to such. 12780 54 30 |
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| Social Media for Investment Advisers (FE INT) | 13025 | Overview |
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In today's world, many advisers rely heavily on email communications with clients and a significant amount of advertising is conducted on webpages and through social media channels. With this rapidly changing landscape, regulators have been required to issue ongoing guidance about expectations around client interactions and what is or is not compliant. This material will cover a brief introduction to the original regulatory guidance around record retention, product recommendations and testimonials; how these rules should be applied in the context of the new social media landscape; best practices for using some of the leading social media tools in a compliant manner; and a few case studies to help illustrate these concepts. 13025 24 30 |
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| NEW! - Social Media: Best Practices for Registered Representatives (FE INT) | 17762 | Overview |
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More than a fad, social media has emerged as a vital channel for communication and information exchange. Whether you are with a financial services firm that already is active in social media or one that is watching from the sidelines, advisors and firms are beginning to truly acknowledge the benefits that social media platforms offer. This course provides registered representatives with a few best practices to follow when getting started on LinkedIn. 17762 26 14 - Getting Started with Social Media
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| NEW! - Social Media: Communications with the Public in an Electronic Environment (FE INT) | 17766 | Overview |
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This course discusses the many considerations that representatives and firms face when it comes to the use of social media, including social networking sites, blogs, chat rooms, online forums, static and interactive sites, and the management of third-party content and links. The course offers an overview of FINRA's guidance on the use of social media by registered representatives and other associated persons. More specifically, it highlights FINRA's categories of communication with the public, FINRA rules that apply to electronic communications, as well as considerations for use, supervision, and recordkeeping regarding social media web sites, blogs, chat rooms, and online forums. 17766 42 26 - Categories of Electronic Communications with the Public
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| Social Media: Supervision of Online Communications (FE INT) | 11058 | Overview |
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It may seem impossible to meet the compliance and supervisory bar, but it is possible if you plan appropriately and base your decisions on industry best practices. Keep in mind that FINRA is not concerned with the medium but rather the content. While social media presents a host of new challenges, when supervised properly it can open the door to a new world of opportunity for registered representatives and your firm. This course provides representatives with an overview of the regulatory notices and letter surrounding the usage of social media, as well as a guide to using LinkedIn and Twitter. 11058 22 15 - Regulatory Notice 10-06
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| NEW! - Special Purpose Acquisition Companies: Understanding SPAC History and Future (FE INT) | 17596 | Overview |
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This course is intended to provide a high level primer on SPACs for learners who want to understand how and why SPACs are popular, the benefits and drawbacks to their usage for sponsors, private funds, and end investors along with an overview of the lifecycle and potential regulatory concerns related to investor protections. By the end of the course, the learner will be able to identify the three stages of the SPAC lifecycle along with identifying potential risks to investors and have a solid idea of where the rulemaking may change in the future. 17596 34 30 |
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| Special Purpose Acquisition Company (SPAC) (FE INT) | 11801 | Intermediate |
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This course is intended for registered representatives, investment advisors, institutional representatives, traders and supervisors who have a well-rounded background in alternative investments. Those taking this course should already have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. The objective of this course is to provide representatives with a sound understanding of special purpose acquisition companies (SPAC). Special purpose acquisition companies (SPACs) are controversial, even though they account for a substantial percentage of new initial public offerings (IPOs). Proponents point to the lower fees and greater liquidity than is typical of private equity deals. As such, this course provides representatives with a thorough history of SPACs, information on filing a registration statement with the SEC, and advantages and disadvantages of SPACs. 11801 28 15 - History of SPACS
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| Split Dollar Plans (FE) | 83 | Advanced |
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This course is intended for registered representatives and supervisors working in the area of providing investment advice to clients. Specifically, those that would benefit the greatest from this course are individuals involved with the sale of products, the servicing of these products or providing recommendations or guidance to clients that are setting money aside for retirement, estate planning, or working with business owners. 0083 75 40 - Split Dollar Characteristics |
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| Spreading False Rumors and Market Manipulation (FE INT) | 11855 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors or any financial service industry professional interested in learning how to avoid spreading false rumors and market manipulation. The objective of this course is to look at the problem of the spreading of false rumors and the aftermath that follows. It will review the SEC's response to this matter and the steps regulators have taken to stop such rumors. Specifically, the course looks at FINRA Rule 2010, NYSE Rule 435(5) and NYSE Rule 476. 11855 18 15 - Background
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| SRO Rules for Registered Representatives (FE INT) | 10112 | Intermediate |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional interested in learning how industry rules apply to their area of responsibility to ensure that they are compliant with FINRA Rules. This course will begin by providing representatives with a detailed account of their duties and responsibilities. The course then describes the rules that representatives must adhere to and the appropriate conduct that must be used when dealing with customers. 10112 42 41 - Definition, Supervision & Rules Regarding Registered Representatives |
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| Standards for Public Communications (FE INT) | 10864 | Overview |
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This course is intended for retail representatives, institutional representatives, investment advisers, supervisors or any financial service industry professional interested in learning how industry rules apply to their area of responsibility in regards to communicating with the public. The objective of this course is to educate representatives on public speech, written communications and security recommendations, as well as FINRA's guidance to firms and registered representatives to help them comply. 10864 32 20 - Public Speech
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| Structured Products (FE INT) | 10769 | Intermediate |
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This course is intended for registered representatives, investment advisers, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution and risk-analysis of conventional securities. Those taking this course should already have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. The objective of this course is to provide financial professionals with an understanding of the purpose and characteristics of structured products. To achieve this, the course reviews the investment nature of structured products, discusses related financial risks, and describes FINRA's regulatory role of protecting investors. 10769 29 20 |
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| Structured Sale Annuity (FE) | 2784 | Advanced |
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This course is intended for registered representatives, investment advisers, institutional representatives, traders and supervisors who have a well-rounded background in the issuance, distribution and risk-analysis of conventional securities. Those taking this course should already have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. This course is designed to give representatives an in-depth overview of the structured sale annuity, its history, why it was developed, how it's applied, the specifics of the annuity, IRS tax code that the structured sale is based on, its track record and how it benefits sellers. 2784 42 25 - Definition of a Structured Sale |
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| Structuring, Pricing, and Executing Municipal Debt Products (FE INT) | 10751 | Overview |
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This course will provide an overview of the municipal debt market, information on structuring and pricing municipal debt transactions, and how to execute municipal debt transactions. It closes out with a case study to help apply the concepts discussed throughout the course. 10751 30 20 |
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| Suitability for Retail Representatives (FE INT) | 12586 | Overview |
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This course is designed for Registered Representatives who deal primarily with Retail clients, their supervisory principals, and other compliance officers and staff. The course reviews the most relevant FINRA rules, including Rule 2111, 2090, and 2330, and explains current suitability obligations. It then gives an overview of relevant issues that FINRA focuses on when examining member firms, the results of recent exams, and several examples of enforcement actions taken by FINRA in the last quarter of 2019. The course then gives an overview of Regulation Best Interest (Reg BI), and shows how the implementation in June of 2020 changed the concept of suitability and introduced a whole new set of regulatory requirements for Broker-Dealers and their Reps. 12586 38 35 |
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| Suitability Obligations to Institutional Customers (FE INT) | 10730 | Overview |
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This course is designed for registered representatives, their supervisors, and sales support staff that work with institutional clients. It is also appropriate for other financial service industry professionals interested in a refresher course on regulatory concerns regarding suitability for institutional customers. This course covers the regulatory and compliance obligations of supervisors at firms servicing institutional clients. Realistic scenarios highlight responsibilities of supervisors in various business areas, including trading, institutional sales, proprietary trading and investment banking. The objective of this course is to provide guidance on suitability factors that must be considered when making a recommendation to an institutional customer. 10730 30 15 - Scope of Responsibilities |
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| Suitability of Variable Annuity Products (FE INT) | 9998 | Advanced |
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This course is intended for registered representatives and supervisors involved in the recommendation and placement of variable annuities. The course presumes a basic understanding of variable annuity suitability guidelines and exchanges. The purpose of this course is to enable the properly appointed registered representative to explain the role of risk in market events, as well as the subsequent affect these market events have on the performance of variable annuities. This course discusses investment objectives, decisional factors influencing variable annuity suitability, influential case studies and the different phases of an annuity. 9998 96 50 - FINRA Regulations |
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| Suitability of Variable Products (FE INT) | 10981 | Advanced |
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This course is intended for registered representatives and supervisors involved in the recommendation and placement of variable products. The course presumes a basic understanding of variable insurance products, suitability and exchanges. The purpose of this course is to enable the properly appointed registered representative to explain the role of risk in market events, as well as the subsequent effect these market events have on the performance of variable products. Variable products are hybrids of insurance and securities and as such are subject to the full spectrum of market or performance risks. To help representatives with the information your customers need to know when considering the purchase of a VA or VL insurance product; this course outlines the risk types, the effects of each risk type on each type of variable product and several case studies. 10981 65 45 - FINRA Regulations
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| NEW! - Suitability: Red Flags for Seniors (FE INT) | 17767 | Overview |
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This course is an entry-level course intended for all registered representatives, sales support staff, compliance staff and compliance administrators interested in senior citizen suitability sales practice regulations. This course covers a broad range of issues related to senior investments, including ethics, suitability and products targeted towards seniors. With more and more people nearing retirement age, the issues regarding senior investors are making headlines. Prevention of fraud and questionable business practices are issues that are being addressed by not only FINRA, but also by the states and financial firms as well. Ultimately, the responsibility lies with the registered representative to do what's right for his or her client. This course reminds representatives to always act in the best interests of their clients. 17767 30 15 - Ethics
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| Supervising Alternative Investments (FE INT) | 9872 | Overview |
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This course explores numerous factors that underline the need for supervision to ensure that compliance is met and that an effective risk management program is in place for the alternative investment adviser. The course also discusses how effectively supervising alternative investments requires implementing a robust training program to ensure that employees are continually made aware of the rules, regulations and firm policies, and their obligations to meet those regulatory and firm requirements. 9872 22 30 - Supervising Alternative Investments |
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| Supervision of Electronic Communications (FE INT) | 10723 | Intermediate |
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This course is intended for retail representatives, institutional representatives, investment advisors, supervisors or any financial service industry professional interested in learning how industry rules apply to the use and supervision of electronic communications. This course is designed to fulfill training requirements recommended by FINRA for those firms who allow their representatives to use electronic media to communicate their ''business as such.'' FINRA recognizes that these emerging platforms are useful tools for communicating with clients in the financial services industry. In turn, firms must recognize the regulatory concerns and address these supervisory challenges in order to allow and monitor this type of communication. 10723 40 25 - Need for Change |
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| Supervision of Electronic Communications for Institutional Clients (FE INT) | 12061 | Overview |
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This course is intended for institutional representatives, investment advisors, supervisors or any financial service industry professional interested in learning how industry rules apply to the use and supervision of electronic communications. This course is designed to fulfill training requirements recommended by FINRA for those firms who allow their representatives to use electronic media to communicate their "business as such." FINRA recognizes that these emerging platforms are useful tools for communicating with clients in the financial services industry. In turn, firms must recognize the regulatory concerns and address these supervisory challenges in order to allow and monitor this type of communication. 12061 41 32 - Need for Change
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| Supervision of Institutional Representatives (FE INT) | 10611 | Overview |
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This course is intended for individuals that supervise institutional representatives. At the completion of the course, staff supervisors will have a better understanding of their unique role in overseeing the day-to-day activities of institutional representatives. This course discusses overall supervisory responsibilities and explains FINRA supervisory standards, firm element and regulatory element, misrepresentation, fraud and proper sales procedures. 10611 37 23 - Supervisory Standards & Supervisory System |
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| Supervision of Life Insurance Professionals (FE INT) | 12402 | Advanced |
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This course is intended for supervisors responsible for monitoring professionals that market and sell life insurance products. The purpose of this course is to provide an overview of the supervisor's role in the insurance marketplace, as well as their responsibilities to the insurance professionals they support. This course discusses a wide range of standards and helps create a better understanding of market conduct and ethics. This course reflects the important responsibilities of the supervisor in situations that insurance professionals, who are directly responsible for market conduct, face on a daily basis. 12402 49 30 - Supervisory Organization: IAIS
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| Supervision of Municipal Securities Representatives (FE INT) | 10949 | Intermediate |
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This course is intended for supervisors of municipal securities representatives. The Municipal Securities Rulemaking Board (MSRB) has made great strides to develop systems and regulations that lend more transparency to the Municipal Securities Markets. This course discusses overall supervisory responsibilities for a manager of municipal securities representatives. It also explains basic hiring and registration requirements for representatives, the licenses that are required to sell municipal securities and supervise registered representatives, as well as supervisory controls and record-keeping best practices for municipal broker-dealers. 10949 33 25 - Classifications of Principals and Representatives |
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| Supervision of Registered Representatives (FE INT) | 10410 | Intermediate |
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This course is intended to inform/remind general securities principals (Series 24) and limited securities principals (Series 26) about their supervisory responsibilities over registered representatives. This course discusses overall supervisory responsibilities of a manager and explains basic hiring and registration requirements for representatives. 10410 31 22 - Supervisory System |
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| Taxable Fixed Income Investing (FE INT) | 11842 | Advanced |
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This course is intended for registered representatives, supervisors, sales support staff, compliance staff and compliance administrators interested in taxable fixed income investing. This course explores the advantages and disadvantages of purchasing individual bonds compared to investing in bond mutual funds. Additionally, the course discusses diversification cash flow and the importance of expense consideration when investing in debt instruments. The course also provides participants with an overview of fixed income securities and introduces them to the basic concepts that are critical to understanding the role of fixed income securities in a portfolio. 11842 36 25 - Bond Pricing
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| The ABC's of ESG - Environmental, Social and Governance Investing (FE INT) | 11326 | Intermediate |
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This firm element course is designed to provide advisors with the background behind environmental, social and governance (ESG) investing including global standards set through the UN's Principles for Responsible Investment, Equator Principles, disclosure requirements and applicable regulations. By the end of the course, representatives should be able to explain the ESG factors, understand why institutional investors care about ESG, and what regulators are saying to investors about this strategy and the evolving nature of ESG factors. 11326 37 60 - What is Responsible Investment?
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| The Canadian Anti-Money Laundering and Anti-Terrorism Financing Regime (INT) | 9899 | Overview |
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This course features key-concepts and strategies for detecting and preventing money laundering activities. In addition to providing a brief background on different methods for identifying money laundering activities, the course discusses how to identify terrorist funded groups, key objectives of Canada's Anti-Terrorism Plan, FINTRAC and characteristics of proper compliance systems. 9899 33 35 - Methods
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| The OTC Markets (FE INT) | 11023 | Overview |
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This course is intended for registered representatives, investment advisers, institutional representatives, traders and supervisors who have a well-rounded background in the markets. Those taking this course should already have an intermediate understanding of the securities markets and the wide variety of securities products being offered to investors. This course focuses on the over-the-counter markets (OTC). The over-the-counter markets are comprised of transactions that occur "off exchange." Today, the over-the-counter markets are a critical component to global trading. The role of over-the-counter markets in global trade is a complex world of limitless financial instruments. This course will touch on the OTC broadly, but will focus on the U.S. equity (common stock) OTC trading in greater detail. 11023 22 15 - An Overview on the Global OTC Markets |
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| NEW! - The Role of the FINOP (FE INT) | 17768 | Advanced |
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Each FINRA member firm is required to engage the services of a registered financial and operations principal, also known as the "FinOp" or "FINOP". Whether within a clearing firm or introducing broker-dealer, working as a full-time or outsourced provider, the role of the FINOP remains a critical function of the firm. This course is designed to provide an overview of the role and responsibilities of the firm FINOP, highlight various reporting requirements and their mechanisms, and identify more recent regulatory changes that affect the FINOP role and firm reporting. 17768 45 42 |
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| The Role of the Operations Professional (FE INT) | 10216 | Overview |
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The SEC approved FINRA Rule 1230(b)(6), which requires for the first time that certain "back office" operations personnel of FINRA members register with FINRA and pass a qualification examination. Senior management with direct responsibility for "back office" functions also must register and meet examination requirements. This course looks at the role of the Operations Professional in the context of the new FINRA Series 99 registration of the same name. Specific topics addressed in this course include: covered personnel and functions; protection of client data and privacy, and ethics for the operations professional. 10216 34 17 - Covered personnel and functions |
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| The SEC's New Marketing Rule: Updated Guidance for Investment Advisors (FE INT) | 15907 | Overview |
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This course covers the SEC's New Marketing Rule and its impact on advisors; including conditions surrounding investment performance advertising, testimonials and endorsements and prohibited practices. By the end of the course, learners will be able to effectively summarize the new marketing rules key components. 15907 31 30 |
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| The Volcker Rule (FE INT) | 11012 | Overview |
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This course provides an overview of the history and implementation of Section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The rule, which limits banks from proprietary trading and restricts investment in hedge funds and private equity funds, went into effect April 1, 2014, with full compliance required by July 21, 2015. This course offers greater understanding to the events leading up to the Volcker Rule, limitations of the rule, as well as compliance program expectations. 11012 28 30 - Addition of Section 13 of the Bank Holding Company Act
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| TRACE Reporting (FE INT) | 9889 | Intermediate |
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This course was developed to meet the requirements of broker-dealers and its members to record secondary-market transactions in Treasury securities to FINRA's Trade Reporting and Compliance Engine known as TRACE. This course assumes a prior understanding of trades, as well as experience as a registered representative. 9889 32 20 - TRACE Reporting Platform
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| Treatment of Non-Cash Compensation (FE INT) | 9864 | Overview |
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Various regulators have issued guidance and rules that describe situations in which it is permissible to give or receive compensation. This course provides a look at the current and proposed FINRA rules on non-cash compensation. 9864 26 20 |
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| NEW! - Types of Accounts (FE INT) | 17770 | Intermediate |
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In order to effectively and efficiently manage client assets, many advisers recommend that their clients open an account at a custodian - a financial institution usually a broker-dealer or a bank that holds and has legal responsibility for the safekeeping of the customer's securities and/or cash. This custodian will hold client securities and cash facilitate trading and provide tax reporting documentation. The account's type is determined by the client's legal status: whether the client is a real (natural) person or persons, or an entity like a trust or corporation. This course describes the most common account types, as well as the documentary requirements for most accounts. 17770 35 32 - Custodian Information Requirements
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| Types of Fixed Annuities (FE) | 98 | Overview |
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This course is intended for registered representatives and supervisors working with annuities. More specifically, those that are involved in the sale of annuity products, the servicing of these products, or providing recommendations/guidance to clients that purchase annuities. This course addresses the different types of fixed annuities, as well as their advantages and disadvantages. 0098 21 11 - Types of Annuities & Life Annuities |
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| Types of Market Orders (FE INT) | 12759 | Overview |
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This course is intended for registered representatives, investment advisors, institutional representatives, traders, and supervisors who have a well-rounded background in the issuance, distribution, and risk-analysis of conventional securities. Those taking this course should have an intermediate understanding of the securities markets and the wide variety of securities products that are offered for sale to investors. The objective of this course is to provide representatives with an overview of the various types of market orders available, as a means to help them better understand what is involved in trading securities. 12759 30 15 - Definition of Market Orders
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| Types of Trusts (FE INT) | 11226 | Overview |
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This course is designed for registered representatives and supervisors who open retirement accounts for retail investors and advise them on issues related to retirement and estate planning. For many, estate planning involves, even more importantly, planning for the handling of affairs in case of disability and the deeply personal medical choices to be made as life nears its end. Estate planning is not just for the extremely wealthy. Wills and trusts are tools in a larger process. This course will discuss the many types of trusts that are available to help representatives gain a more complete understanding of how they work. 11226 27 14 - Terminology
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| U.S. Government Agency Securities (FE INT) | 11158 | Intermediate |
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This course is intended for representatives, investment advisors, institutional representatives, traders and supervisors that already have a well-rounded background in the securities markets. The objective of this course is to provide representatives with a better understanding of the various types of government securities available today, such as pass-through securities, federal agency securities, and government sponsored enterprises, to name a few. 11158 27 20 - Types of Agencies that Issue Securities
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| U.S. Government Securities (FE INT) | 11853 | Advanced |
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This course is intended for registered representatives, investment advisers, institutional representatives, traders and supervisors that have a well-rounded background in the securities markets. Additionally, those taking this course should have an intermediate understanding of the wide variety of securities products being offered to investors. All federal government securities are considered to be quite safe and, therefore, usually have no credit rating. U.S. government securities are generally exempt from state and local taxes but not federal taxes. While most government issues trade in the capital markets, notes that mature in a year or less are traded in the money market. Almost all federal securities, including savings bonds, can be bought at the U.S. Treasury's website, commission-free. 11853 32 25 - Current Yield, Coupon Yield, and Yield to Maturity
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| Understanding Basic Economic Concepts (FE INT) | 11320 | Overview |
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This course is intended for registered representatives, investment advisers or any type of support staff. This course is also beneficial as a refresher course for seasoned representatives and supervisors. This course provides an introduction to the methodology and analytical tools used by economists. Representatives will be provided with an overview of the theories and institutions of the monetary and credit system. Finally, the course will look at the role of money and credit in the U.S. economy and their impact. 11320 35 24 - Introduction to Economic Concepts |
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| NEW! - Understanding Clearing Firms and Risk Management (FE INT) | 17771 | Intermediate |
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This course will primarily focus on the vital role that clearing brokers play in the securities markets, the risks associated with that role, and the means for managing those risks. The processes and regulations relating to clearing agencies and the clearing of commodity futures transactions are complex enough to warrant separate treatment, so only limited highlights will be included within in this course. 17771 28 25 - Clearing Firms
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| NEW! - Understanding Complex Products (FE INT) | 17772 | Intermediate |
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This course provides financial advisors and their supervisors with a sound understanding of the essential characteristics of complex products and related sales practices issues. Upon completing this course, advisors will be able to easily identify complex products, describe the suitability requirements that surround them, and implement a reasonable compliance program regarding the sale of complex products. 17772 33 22 - The features, benefits, risks, and considerations pertinent to complex products, and their use in a client's investment portfolio.
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| Understanding ERISA (FE INT) | 10418 | Intermediate |
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This course is intended for registered representatives and their supervisors that work in the business of retirement planning. This course starts with an overview of the 401(k) retirement market. Then, it explores the Employee Retirement Income Security Act (ERISA) and a related law the Uniform Income Protection Act (UPIA). Next, it looks at the responsibilities, obligations and liabilities of fiduciaries. It also offers tools for financial advisors that work with fiduciaries, as a means to help them meet these obligations. 10418 29 35 - Diversification |
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| Understanding Mortgage-Backed Securities (MBS) (FE INT) | 12198 | Intermediate |
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This course provides an overview of mortgage-backed securities including their history, structure, benefits, risks, and suitability information. 12198 29 30 |
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| Understanding Municipal Finance (FE INT) | 11080 | Overview |
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In this course we will examine the individuals who are involved in the management of a municipality's finances, the types of revenues and expenditures that make up a municipality's budget, some examples of municipal finance reporting, the types of regulation and oversight that exist in the municipal finance market, and the factors that are taken into consideration when evaluating the financial performance and outlook for a municipality. 11080 33 30 - Overview
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| NEW! - Understanding the JOBS Act of 2012 (FE INT) | 17773 | Intermediate |
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This course provides representatives with an overview of the Jumpstart Our Business Startups Act (JOBS Act), a bipartisan effort signed into law by President Obama on April 5, 2012. The JOBS Act is intended to encourage funding of small businesses, partly by providing relief from certain aspects of securities regulation. Specific areas of the Act discussed include: The increase in the number of shareholders a company may have before the requirement to register its common stock with the SEC is triggered; the new registration exemption for certain types of small public offerings; how the Act may encourage "crowd funding" of new companies; amended disclosure requirements for "emerging growth companies;" allowances for general solicitation and advertising for certain types of private placements; changes to the dollar amount limits for securities offerings exempted under Rule 505 of Regulation D; and changes to the number of permitted shareholders in community banks. 17773 28 20 - The Jumpstart our Business Startups Act (Jobs Act)
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| Understanding the Office of Foreign Assets Control (OFAC) (FE INT) | 10869 | Overview |
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The Office of Foreign Assets Control (OFAC) is an agency of the United States Department of the Treasury under the authority of the Under Secretary of the Treasury for Terrorism and Financial Intelligence. OFAC administers enforce economic and trade sanction programs based on U.S. foreign policy and national security goals. This course contains a review of regulatory information. Additionally, representatives will gain a better understanding of the purpose of OFAC, its sanction programs, the SDN list, IATs and penalties for OFAC violations. 10869 31 20 - What is OFAC?
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| Understanding the Role of the SIPC (FE INT) | 12263 | Overview |
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Many people have heard of the SIPC, but many - even those in the securities industry - don't really understand what it does. This course is designed to provide representatives with an extensive understanding of the Securities Investor Protection Corporation, enabling them to describe the SIPC and its coverage accurately to customers. 12263 42 22 - Why the SIPC was formed
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| Unit Investment Trusts (UITs) (FE INT) | 10283 | Intermediate |
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This course is intended for registered representatives and supervisors involved in managing fund accounts and have a solid understanding of fund basics. The objective of this course is to introduce representatives to unit investment trusts (UITs). A unit investment trust, commonly referred to as a UIT, is a U.S. investment company offering a fixed unmanaged portfolio of securities that has a definite life. They are assembled through a sponsor and usually sold through a broker. This course provides representatives with a detailed overview of UITs, how UITs are created, UIT characteristics, and iconic features and benefits of UITs. 10283 33 23 - Overview of UIT
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| Unregistered Resale of Restricted Securities: Regulatory Notice 09-05 (FE INT) | 11307 | Intermediate |
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This course is intended for registered representatives and their supervisors that primarily work with the sale of securities through Regulation D and private placement offerings. The objective of this course is to educate representatives on the rules surrounding the unregistered resale of restricted securities. Firms play an important role in helping prevent illegal unregistered resale of restricted securities into the public markets. It is a violation of the federal securities laws for a firm to offer or sell a security without an effective registration statement or an applicable exemption from the Securities Act of 1933. All firms must have procedures reasonably designed to avoid becoming participants in the potential unregistered distribution of securities. As such, this course provides an overview on the Securities Act, Rule 144, mandatory supervisory procedures and controls, and recommended best practices. 11307 29 18 - Overview
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| Variable Annuities: The L Share Class (FE INT) | 10169 | Intermediate |
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This course was developed to provide an overview of L share variable annuities including a risk and reward comparison of L shares to other share class choices. It was developed as a way to provide education to Financial Advisors who need to have a deep understanding of the share class choices in order to discuss these with their clients, provide proper disclosures, and make a suitable share class recommendation. 10169 36 15 - This course addresses the sale of variable annuity L Share products, which have a shortened surrender period in exchange for higher fees
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| Variable Index Annuities (FE INT) | 11590 | Overview |
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Annuities can play a large role in many portfolios, offering a relatively safe way to provide extra income in retirement years. This course will give a brief overview of all annuity offerings and delve deeper into a relatively new annuity called the "variable index annuity" or "buffer annuity." By the end of this course, you should have an in-depth knowledge of how variable index annuities differ from other types of annuities, the benefits and drawbacks of these annuities, and how to find out if they are appropriate for your clients and how to explain them to your clients should you feel they are an appropriate choice. 11590 26 30 - What is an annuity?
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| Whistleblower Rule Compliance (FE INT) | 10109 | Overview |
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This course provides background of the SEC's Whistleblower Incentive Program, highlights recently enforced disciplinary and retaliation cases and provides recommendations for preventing non-compliance with SEC Rule 21F-17. 10109 19 20 - Background of the Whistleblower Program
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| Working Towards Diversity and Inclusion in the Workplace (FE INT) | 13054 | Overview |
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The lifeblood of every organization is its employees. Diverse teams, all with their own unique skill sets and capabilities, can come together to share their experience and create something greater than the sum of their parts. By the end of this course, participants will have a better understanding of diversity and inclusion concepts including unconscious bias, cultural competency, and microaggressions. This course will also highlight skills and strategies to improve your cross-cultural communication. 13054 28 20 |
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| Wrap Fee Accounts (FE INT) | 10802 | Overview |
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This course is intended for registered representatives and supervisors. It is most appropriate for registered representatives involved in managing mutual fund accounts that also have a solid understanding of mutual fund basics. The objective of this course is to provide an overview of the various wrap accounts available today. It will discuss some of the advantages and disadvantages of these programs. Wrap accounts are described, including asset investment services and portfolio management. Mutual fund asset allocation programs are described, as well as risk factors associated with such accounts. 10802 33 22 - Definition of a Wrap Fee Account
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| Zero-Coupon Bonds (FE) | 2005 | Intermediate |
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This course is intended for registered supervisors and other broker/dealer employees with a background in the bonds markets. Individuals taking this course should already have a basic understanding of how bonds are issued, purchased and sold. The objective of this training is to provide registered employees with a refresher course on zero-coupon bonds. A zero-coupon bond is a bond that does not pay interest but instead is sold at a discount (i.e. for less than its face value). One advantage to issuing a zero coupon bond is that the issuer does not need to make periodic interest payments to its bondholders. One possible disadvantage for investors is that zero coupon bond prices are more volatile on the secondary bond market since the lack of periodic interest payments is viewed as risky. This course provides an overview of zero-coupon bonds, notable features and benefits of the bond, and potential investment options. 2005 41 21 - Overview of Zero-Coupon Bonds
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